WSBF Waterstone Financial, Inc.
Updated
Financial · Savings Institution, Federally Chartered
Waterstone Financial, Inc. (WSBF) is a financial company in the Savings Institution, Federally Chartered industry, with a market capitalization of $383 million. Shares last traded at $21.30, 11.2% below their 52-week high. Over the past year the stock is up 44.9%. WSBF trades at a price-to-earnings ratio of 12.72, below the Savings Institution, Federally Chartered median of 14.37. Net profit margin is 15.0%, above the peer median of 14.4%. The shares yield 3.0% in dividends.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.
WSBF Dividend History
| Fiscal year end | Total dividends paid | Per share* | Payout ratio |
|---|---|---|---|
| 2025-12-31 | $11M | $0.60 | 41% |
| 2024-12-31 | $11M | $0.61 | 60% |
| 2023-12-31 | $15M | $0.76 | 164% |
| 2022-12-31 | $30M | $1.37 | 155% |
| 2021-12-31 | $30M | $1.27 | 43% |
| 2020-12-31 | $32M | $1.28 | 39% |
| 2019-12-31 | $26M | $0.99 | 72% |
| 2018-12-31 | $27M | $0.98 | 88% |
| 2017-12-31 | $27M | $0.97 | 104% |
| 2016-12-31 | $7M | $0.25 | 27% |
| 2015-12-31 | $6M | $0.20 | 35% |
*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.
Compare payers on the highest-dividend-yield screener.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q2 2026 | $0.84 | 2026-08-06 |
| Q1 2026 | $0.34 | 2026-05-07 |
| FY 2025 | $1.48 | 2026-02-26 |
| Q3 2025 | $1.04 | 2025-11-06 |
| Q2 2026 | $0.59 | 2026-08-06 |
| Q1 2026 | $0.17 | 2026-05-07 |
Savings Institution, Federally Chartered peers
WSBF vs 14 industry peers (Savings Institution, Federally Chartered), by market cap. Updated
| AX | Axos Financial, Inc. | $5.5B | 11.24 | 2.52 | 22.4% | +1.25% |
| EBC | Eastern Bankshares, Inc. | $5.0B | 13.42 | 4.77 | 35.5% | +0.34% |
| TFSL | Tfs Financial Corp | $4.9B | 48.10 | 6.20 | 12.9% | +0.14% |
| BKU | Bankunited, Inc. | $3.3B | 11.95 | 1.72 | 14.4% | +0.99% |
| CLBK | Columbia Financial, Inc. | $3.2B | — | — | — | +0.17% |
| PFS | Provident Financial Services Inc | $3.1B | 9.83 | 2.22 | 22.6% | +0.75% |
| CFFN | Capitol Federal Financial, Inc. | $1.1B | 13.34 | 2.63 | 19.7% | +1.03% |
| HTB | HomeTrust Bancshares, Inc. | $786M | 12.09 | 2.69 | 22.2% | +0.11% |
| KRNY | Kearny Financial Corp. | $653M | 18.00 | 1.88 | 10.4% | +0.05% |
| NRIM | NORTHRIM BANCORP INC | $578M | 8.43 | 2.19 | 26.0% | +0.58% |
| PDLB | Ponce Financial Group, Inc. | $496M | 14.68 | 2.54 | 17.3% | +0.64% |
| FMAO | FARMERS & MERCHANTS BANCORP INC | $483M | 12.08 | 2.54 | 21.0% | +1.33% |
| WSBF | Waterstone Financial, Inc. | $383M | 12.72 | 1.90 | 15.0% | +0.14% |
| FNRN | FIRST NORTHERN COMMUNITY BANCORP | $284M | 12.56 | 3.21 | 25.6% | +1.88% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.