WSBF Waterstone Financial, Inc.
Data as of close
Financial · Savings Institution, Federally Chartered
Waterstone Financial, Inc. (WSBF) is a financial company in the Savings Institution, Federally Chartered industry, with a market capitalization of $357 million. Shares last traded at $19.85, 8.5% below their 52-week high. Over the past year the stock is up 29.8%. WSBF trades at a price-to-earnings ratio of 11.86, below the Savings Institution, Federally Chartered median of 13.94. Net profit margin is 15.0%, above the peer median of 14.4%. The shares yield 3.2% in dividends.
* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.
WSBF Dividend History
| Fiscal year end | Total dividends paid | Per share* | Payout ratio |
|---|---|---|---|
| 2025-12-31 | $11M | $0.60 | 41% |
| 2024-12-31 | $11M | $0.61 | 60% |
| 2023-12-31 | $15M | $0.76 | 164% |
| 2022-12-31 | $30M | $1.37 | 155% |
| 2021-12-31 | $30M | $1.27 | 43% |
| 2020-12-31 | $32M | $1.28 | 39% |
| 2019-12-31 | $26M | $0.99 | 72% |
| 2018-12-31 | $27M | $0.98 | 88% |
| 2017-12-31 | $27M | $0.97 | 104% |
| 2016-12-31 | $7M | $0.25 | 27% |
| 2015-12-31 | $6M | $0.20 | 35% |
*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.
Compare payers on the highest-dividend-yield screener.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q2 2026 | $0.49 | 2026-08-06 |
| Q1 2026 | $0.34 | 2026-05-07 |
| Q4 2025 (derived) | $0.43 | 2026-02-26 |
| FY 2025 | $1.48 | 2026-02-26 |
| Q3 2025 | $0.45 | 2025-11-06 |
| Q2 2025 | $0.43 | 2025-08-07 |
Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.
Savings Institution, Federally Chartered peers
WSBF vs 14 industry peers (Savings Institution, Federally Chartered), by market cap. Data as of close
| AX | Axos Financial, Inc. | $5.3B | 10.40 | 2.41 | 22.4% | -1.82% |
| EBC | Eastern Bankshares, Inc. | $5.2B | 13.80 | 4.91 | 8.3% | -0.98% |
| TFSL | Tfs Financial Corp | $4.6B | 45.20 | 5.83 | 12.9% | -0.48% |
| BKU | Bankunited, Inc. | $3.1B | 11.26 | 1.62 | 14.1% | -1.76% |
| PFS | Provident Financial Services Inc | $3.0B | 9.65 | 2.18 | 22.6% | -1.74% |
| CLBK | Columbia Financial, Inc. | $3.0B | — | — | — | -0.98% |
| CFFN | Capitol Federal Financial, Inc. | $1.1B | 13.00 | 2.56 | 16.2% | -0.46% |
| HTB | HomeTrust Bancshares, Inc. | $782M | 12.02 | 2.67 | 22.2% | -1.17% |
| KRNY | Kearny Financial Corp. | $604M | 16.65 | 1.74 | 10.4% | -0.64% |
| NRIM | NORTHRIM BANCORP INC | $534M | 9.56 | 2.09 | 21.8% | -1.01% |
| PDLB | Ponce Financial Group, Inc. | $529M | 15.68 | 2.71 | 17.3% | -2.58% |
| FMAO | FARMERS & MERCHANTS BANCORP INC | $498M | 11.67 | 2.61 | 22.4% | -1.71% |
| WSBF | Waterstone Financial, Inc. | $357M | 11.86 | 1.77 | 15.0% | -0.50% |
| FNRN | FIRST NORTHERN COMMUNITY BANCORP | $287M | 12.69 | 3.25 | 25.6% | -0.60% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.