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PFS Provident Financial Services Inc

$23.55 +2.70%

Data as of close

Financial · Savings Institution, Federally Chartered

Provident Financial Services Inc (PFS) is a financial company in the Savings Institution, Federally Chartered industry, with a market capitalization of $3.1 billion. Shares last traded at $23.55, 12.7% below their 52-week high. Over the past year the stock is up 27.4%. PFS trades at a price-to-earnings ratio of 9.82, below the Savings Institution, Federally Chartered median of 14.04. Net profit margin is 22.6%, above the peer median of 14.9%. Revenue grew 7.1% year over year.

Market Cap
$3.1B
Shares Out
130.4M
EPS (TTM)
$2.40
P/E (TTM)*
9.82
P/S Ratio
2.22
P/B Ratio
1.06
Dividend / Share
—
Dividend Yield
—
52-Week High
$26.99
52-Week Low
$17.70
Volume (venue)
77,229
Avg Vol (3m, venue)
50,609.175

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+1.31%
1M
+4.34%
3M
-6.81%
6M
+5.80%
YTD
+19.27%
1Y
+27.44%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
64.46
SMA (50)
$22.87
SMA (200)
$22.67
Price vs SMA50
+2.97%
Price vs SMA200
+3.90%
ATR (14)
$0.43

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$1.4B
Net Income
$313M
Gross Margin
—
Operating Margin
—
Net Margin
22.6%
Return on Equity
10.8%
Return on Assets
1.2%
Current Ratio
—
Debt / Equity
7.83
Revenue Growth (YoY)
+7.1%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

PFS Dividend History

Per-share growth (5y CAGR)
+0.4%
Payout ratio (latest FY)
43%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $126M $0.96 43%
2024-12-31 $101M $0.92 87%
2023-12-31 $72M $0.97 57%
2022-12-31 $72M $0.96 41%
2021-12-31 $71M $0.93 43%
2020-12-31 $66M $0.95 68%
2019-12-31 $73M $1.12 65%
2018-12-31 $54M $0.82 45%
2017-12-31 $60M $0.93 64%
2016-12-31 $45M $0.71 52%
2015-12-31 $41M $0.65 49%
2014-12-31 $36M $0.60 49%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.60 2026-08-07
Q1 2026 $0.61 2026-05-08
Q4 2025 (derived) $0.64 2026-02-27
FY 2025 $2.23 2026-02-27
Q3 2025 $0.55 2025-11-06
Q2 2025 $0.55 2025-08-07

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

Savings Institution, Federally Chartered peers

PFS vs 14 industry peers (Savings Institution, Federally Chartered), by market cap. Data as of close

P/E vs peers
9.82 / 14.04 med
-30% discount
P/S vs peers
2.22 / 2.28 med
-3% discount
Net margin vs peers
22.6% / 14.9% med
above median
1–14 of 14
AXAxos Financial, Inc.$5.4B10.592.4623.2%+4.79%
EBCEastern Bankshares, Inc.$5.2B13.944.9535.5%+2.48%
TFSLTfs Financial Corp$4.6B45.425.8512.9%+0.49%
BKUBankunited, Inc.$3.1B11.461.6514.4%+2.43%
PFSProvident Financial Services Inc$3.1B9.822.2222.6%+2.70%
CLBKColumbia Financial, Inc.$3.0B———+1.13%
CFFNCapitol Federal Financial, Inc.$1.1B13.072.5819.7%+2.14%
HTBHomeTrust Bancshares, Inc.$791M12.162.7022.2%+2.39%
KRNYKearny Financial Corp.$608M16.761.7510.4%+2.52%
PDLBPonce Financial Group, Inc.$543M16.092.7917.3%-0.11%
NRIMNORTHRIM BANCORP INC$540M9.662.1121.8%+1.83%
FMAOFARMERS & MERCHANTS BANCORP INC$507M11.872.6622.4%+1.04%
WSBFWaterstone Financial, Inc.$359M11.921.7815.0%+2.26%
FNRNFIRST NORTHERN COMMUNITY BANCORP$289M12.763.2725.6%+2.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.