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PROV PROVIDENT FINANCIAL HOLDINGS INC

$18.60 +1.20%

Updated

Financial · Savings Institution, Federally Chartered

PROVIDENT FINANCIAL HOLDINGS INC (PROV) is a financial company in the Savings Institution, Federally Chartered industry, with a market capitalization of $116 million. Shares last traded at $18.60, 11.4% below their 52-week high. Over the past year the stock is up 20.5%. PROV trades at a price-to-earnings ratio of 17.42, above the Savings Institution, Federally Chartered median of 14.37. Net profit margin is 11.2%, below the peer median of 14.4%. The shares yield 3.0% in dividends.

Market Cap
$116M
Shares Out
6.2M
EPS (TTM)
$2.08
P/E Ratio
8.94
P/S Ratio
1.95
P/B Ratio
0.92
Dividend / Share
$0.56
Dividend Yield
3.01%
52-Week High
$20.99
52-Week Low
$14.78
Volume
1
Avg Vol (3m)
232.127

Performance

1W
+1.53%
1M
+3.45%
3M
+8.64%
6M
+13.94%
YTD
+16.14%
1Y
+20.54%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
68.09
SMA (50)
$17.64
SMA (200)
$16.59
Price vs SMA50
+5.42%
Price vs SMA200
+12.12%
ATR (14)
$0.24

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$60M
Net Income
$7M
Gross Margin
Operating Margin
Net Margin
11.2%
Return on Equity
5.3%
Return on Assets
0.6%
Current Ratio
Debt / Equity
8.57
Revenue Growth (YoY)

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

PROV Dividend History

Dividend / share (TTM)
$0.56
Dividend yield
3.01%
Per-share growth (5y CAGR)
+0.0%
Payout ratio (latest FY)
54%
Fiscal year endTotal dividends paidPer share*Payout ratio
2026-06-30 $4M $0.00 54%
2025-06-30 $4M $0.00 60%
2024-06-30 $4M $0.00 53%
2023-06-30 $4M $0.00 47%
2022-06-30 $4M $0.00 46%
2021-06-30 $4M $0.00 55%
2020-06-30 $4M $0.00 54%
2019-06-30 $4M $0.00 95%
2018-06-30 $4M $0.00 198%
2017-06-30 $4M $0.00 79%
2016-06-30 $4M $0.00 54%
2015-06-30 $4M $0.00 41%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
FY 2026 $1.03 2026-09-02
Q3 2026 $0.68 2026-05-07
Q2 2026 $0.47 2026-02-06
Q1 2026 $0.25 2025-11-07
FY 2026 $0.93 2026-09-02
Q3 2026 $0.68 2026-05-07

Full earnings history →

Savings Institution, Federally Chartered peers

PROV vs 14 industry peers (Savings Institution, Federally Chartered), by market cap. Updated

P/E vs peers
17.42 / 14.37 med
+21% premium
P/S vs peers
1.95 / 2.44 med
-20% discount
Net margin vs peers
11.2% / 14.4% med
below median
1–14 of 14
AXAxos Financial, Inc.$5.5B11.242.5222.4%+1.25%
EBCEastern Bankshares, Inc.$5.0B13.424.7735.5%+0.34%
TFSLTfs Financial Corp$4.9B48.106.2012.9%+0.14%
BKUBankunited, Inc.$3.3B11.951.7214.4%+0.99%
CLBKColumbia Financial, Inc.$3.2B+0.17%
PFSProvident Financial Services Inc$3.1B9.832.2222.6%+0.75%
CFFNCapitol Federal Financial, Inc.$1.1B13.342.6319.7%+1.03%
HTBHomeTrust Bancshares, Inc.$786M12.092.6922.2%+0.11%
KRNYKearny Financial Corp.$653M18.001.8810.4%+0.05%
NRIMNORTHRIM BANCORP INC$578M8.432.1926.0%+0.58%
PDLBPonce Financial Group, Inc.$496M14.682.5417.3%+0.64%
FMAOFARMERS & MERCHANTS BANCORP INC$483M12.082.5421.0%+1.33%
WSBFWaterstone Financial, Inc.$383M12.721.9015.0%+0.14%
FNRNFIRST NORTHERN COMMUNITY BANCORP$284M12.563.2125.6%+1.88%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.