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FCAP FIRST CAPITAL INC

$64.22 +1.37%

Updated

Financial · Savings Institution, Federally Chartered

FIRST CAPITAL INC (FCAP) is a financial company in the Savings Institution, Federally Chartered industry, with a market capitalization of $215 million. Shares last traded at $64.22, 8.7% below their 52-week high. Over the past year the stock is up 52.9%. FCAP trades at a price-to-earnings ratio of 11.64, below the Savings Institution, Federally Chartered median of 14.37. Net profit margin is 28.2%, above the peer median of 14.4%. Revenue grew 1.6% year over year. The shares yield 1.9% in dividends.

Market Cap
$215M
Shares Out
3.3M
EPS (TTM)
$7.08
P/E Ratio
9.07
P/S Ratio
3.29
P/B Ratio
1.51
Dividend / Share
$1.22
Dividend Yield
1.90%
52-Week High
$70.33
52-Week Low
$37.80
Volume
393
Avg Vol (3m)
738.556

Performance

1W
+4.52%
1M
-0.79%
3M
+2.67%
6M
+22.07%
YTD
+11.30%
1Y
+52.90%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
57.35
SMA (50)
$62.93
SMA (200)
$56.70
Price vs SMA50
+2.06%
Price vs SMA200
+13.27%
ATR (14)
$1.73

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$65M
Net Income
$18M
Gross Margin
Operating Margin
21.7%
Net Margin
28.2%
Return on Equity
12.9%
Return on Assets
1.4%
Current Ratio
Debt / Equity
8.05
Revenue Growth (YoY)
+1.6%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

FCAP Dividend History

Dividend / share (TTM)
$1.22
Dividend yield
1.90%
Per-share growth (5y CAGR)
+4.4%
Payout ratio (latest FY)
25%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $4M $0.00 25%
2024-12-31 $4M $0.00 32%
2023-12-31 $4M $0.00 28%
2022-12-31 $4M $0.00 30%
2021-12-31 $4M $0.00 31%
2020-12-31 $3M $0.00 32%
2019-12-31 $3M $0.00 31%
2018-12-31 $3M $0.00 34%
2017-12-31 $3M $0.00 39%
2016-12-31 $3M $0.00 41%
2015-12-31 $2M $0.00 47%
2014-12-31 $2M $0.00 42%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $2.72 2026-08-12
Q1 2026 $1.30 2026-05-12
FY 2025 $4.89 2026-03-31
FY 2025 $1.34 2026-03-31
Q2 2026 $2.09 2026-08-12
Q1 2026 $0.97 2026-05-12

Full earnings history →

Savings Institution, Federally Chartered peers

FCAP vs 14 industry peers (Savings Institution, Federally Chartered), by market cap. Updated

P/E vs peers
11.64 / 14.37 med
-19% discount
P/S vs peers
3.29 / 2.44 med
+35% premium
Net margin vs peers
28.2% / 14.4% med
above median
1–14 of 14
AXAxos Financial, Inc.$5.5B11.242.5222.4%+1.25%
EBCEastern Bankshares, Inc.$5.0B13.424.7735.5%+0.34%
TFSLTfs Financial Corp$4.9B48.106.2012.9%+0.14%
BKUBankunited, Inc.$3.3B11.951.7214.4%+0.99%
CLBKColumbia Financial, Inc.$3.2B+0.17%
PFSProvident Financial Services Inc$3.1B9.832.2222.6%+0.75%
CFFNCapitol Federal Financial, Inc.$1.1B13.342.6319.7%+1.03%
HTBHomeTrust Bancshares, Inc.$786M12.092.6922.2%+0.11%
KRNYKearny Financial Corp.$653M18.001.8810.4%+0.05%
NRIMNORTHRIM BANCORP INC$578M8.432.1926.0%+0.58%
PDLBPonce Financial Group, Inc.$496M14.682.5417.3%+0.64%
FMAOFARMERS & MERCHANTS BANCORP INC$483M12.082.5421.0%+1.33%
WSBFWaterstone Financial, Inc.$383M12.721.9015.0%+0.14%
FNRNFIRST NORTHERN COMMUNITY BANCORP$284M12.563.2125.6%+1.88%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.