SYF Synchrony Financial
Data as of close
Synchrony Financial (SYF) is a financial company in the Finance Services industry, with a market capitalization of $23.9 billion. Shares last traded at $76.83, 13.4% below their 52-week high. Over the past year the stock is up 4.4%. SYF trades at a price-to-earnings ratio of 7.18, below the Finance Services median of 17.95. Net profit margin is 14.4%, above the peer median of -1.2%. The shares yield 1.6% in dividends.
* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-09-30. Source: SEC EDGAR/XBRL.
SYF Dividend History
| Fiscal year end | Total dividends paid | Per share* | Payout ratio |
|---|---|---|---|
| 2025-12-31 | $427M | $1.14 | 12% |
| 2024-12-31 | $398M | $0.99 | 11% |
| 2023-12-31 | $406M | $0.96 | 18% |
| 2022-12-31 | $434M | $0.90 | 14% |
| 2021-12-31 | $500M | $0.88 | 12% |
| 2020-12-31 | $520M | $0.88 | 38% |
| 2019-12-31 | $581M | $0.86 | 16% |
| 2018-12-31 | $534M | $0.71 | 19% |
| 2017-12-31 | $446M | $0.56 | 23% |
| 2016-12-31 | $214M | $0.26 | 10% |
*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.
Compare payers on the highest-dividend-yield screener.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q3 2026 | $2.68 | 2026-10-22 |
| Q2 2026 | $2.59 | 2026-07-23 |
| Q1 2026 | $2.27 | 2026-04-23 |
| Q4 2025 (derived) | $2.03 | 2026-02-06 |
| FY 2025 | $9.28 | 2026-02-06 |
| Q3 2025 | $2.86 | 2025-10-22 |
Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.
Finance Services peers
SYF vs 14 industry peers (Finance Services), by market cap. Data as of close
| AXP | American Express | $220.0B | 17.95 | 5.01 | 27.9% | +2.81% |
| MSTR | MicroStrategy | $55.6B | — | 112.38 | — | -0.13% |
| COIN | Coinbase | $36.5B | — | 6.48 | -12.5% | -4.77% |
| SYF | Synchrony Financial | $23.9B | 7.18 | 1.03 | 14.4% | +1.92% |
| SOFI | Sofi Technologies, Inc. | $21.4B | 33.68 | 4.49 | 13.3% | -0.98% |
| CRCL | Circle Internet Group, Inc. | $18.3B | 40.55 | 6.66 | 16.4% | -1.01% |
| BMNR | Bitmine Immersion Technologies, Inc. | $11.8B | 33.87 | 1936.86 | — | -2.78% |
| CHYM | Chime Financial, Inc. | $10.8B | — | 4.40 | -0.7% | +2.07% |
| IREN | IREN | $7.1B | — | 10.00 | -99.4% | -7.37% |
| HUT | Hut 8 | $6.8B | — | — | — | -7.36% |
| WULF | TeraWulf | $5.5B | — | 33.07 | — | -6.09% |
| KLAR | Klarna Group Plc | $5.1B | — | — | — | +0.60% |
| RIOT | Riot Platforms, Inc. | $4.5B | — | — | — | -7.34% |
| DAVE | Dave Inc./De | $4.1B | 18.45 | 6.38 | 34.6% | +1.78% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.