SYF Synchrony Financial
Updated
Synchrony Financial (SYF) is a financial company in the Finance Services industry, with a market capitalization of $26.0 billion. Shares last traded at $79.85, 10.0% below their 52-week high. Over the past year the stock is up 5.8%. SYF trades at a price-to-earnings ratio of 7.39, below the Finance Services median of 17.51. Net profit margin is 15.2%, above the peer median of -0.7%. The shares yield 1.5% in dividends.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.
SYF Dividend History
| Fiscal year end | Total dividends paid | Per share* | Payout ratio |
|---|---|---|---|
| 2025-12-31 | $427M | $1.14 | 12% |
| 2024-12-31 | $398M | $0.99 | 11% |
| 2023-12-31 | $406M | $0.96 | 18% |
| 2022-12-31 | $434M | $0.90 | 14% |
| 2021-12-31 | $500M | $0.88 | 12% |
| 2020-12-31 | $520M | $0.88 | 38% |
| 2019-12-31 | $581M | $0.86 | 16% |
| 2018-12-31 | $534M | $0.71 | 19% |
| 2017-12-31 | $446M | $0.56 | 23% |
| 2016-12-31 | $214M | $0.26 | 10% |
*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.
Compare payers on the highest-dividend-yield screener.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q2 2026 | $4.85 | 2026-07-23 |
| Q1 2026 | $2.27 | 2026-04-23 |
| FY 2025 | $9.28 | 2026-02-06 |
| Q3 2025 | $7.22 | 2025-10-22 |
| Q2 2026 | $4.38 | 2026-07-23 |
| Q1 2026 | $1.89 | 2026-04-23 |
Finance Services peers
SYF vs 14 industry peers (Finance Services), by market cap. Updated
| AXP | American Express | $222.7B | 19.46 | 5.17 | 26.6% | -0.05% |
| COIN | Coinbase | $50.6B | -51.19 | 8.05 | -15.7% | +9.33% |
| MSTR | MicroStrategy | $49.1B | -1.61 | 98.50 | — | +16.10% |
| SYF | Synchrony Financial | $26.0B | 7.39 | 1.12 | 15.2% | +1.87% |
| CRCL | Circle Internet Group, Inc. | $25.1B | 55.63 | 9.14 | 16.4% | +14.81% |
| SOFI | Sofi Technologies, Inc. | $23.9B | 37.57 | 5.01 | 13.3% | +3.99% |
| BMNR | Bitmine Immersion Technologies, Inc. | $15.8B | 45.34 | 2593.03 | — | +13.32% |
| CHYM | Chime Financial, Inc. | $12.8B | -704.30 | 5.21 | -0.7% | +0.76% |
| HUT | Hut 8 | $10.8B | -18.09 | — | — | +9.33% |
| WULF | TeraWulf | $8.1B | -4.16 | 49.05 | — | +9.73% |
| RIOT | Riot Platforms, Inc. | $7.9B | -5.99 | — | — | +13.42% |
| CIFR | Cipher Mining | $7.2B | -6.40 | — | — | +13.71% |
| CORZ | Core Scientific | $5.7B | -4.01 | — | — | +6.30% |
| DAVE | Dave Inc./De | $5.1B | 22.95 | 7.94 | 34.6% | +4.78% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.