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ECPG Encore Capital Group Inc

$100.30 +0.29%

Data as of close

Financial · Short-Term Business Credit Institutions

Encore Capital Group Inc (ECPG) is a financial company in the Short-Term Business Credit Institutions industry, with a market capitalization of $2.1 billion. Shares last traded at $100.30, 5.4% below their 52-week high. Over the past year the stock is up 145.3%. ECPG trades at a price-to-earnings ratio of 7.05, below the Short-Term Business Credit Institutions median of 7.51. Net profit margin is 17.0%, below the peer median of 20.3%. Revenue grew 4.3% year over year.

Market Cap
$2.1B
Shares Out
21.2M
EPS (TTM)
$13.16
P/E (TTM)*
7.05
P/S Ratio
1.20
P/B Ratio
1.97
Dividend / Share
—
Dividend Yield
—
52-Week High
$105.98
52-Week Low
$41.10
Volume (venue)
10,203
Avg Vol (3m, venue)
16,937.492

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+0.70%
1M
+4.56%
3M
+5.06%
6M
+20.64%
YTD
+84.71%
1Y
+145.32%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
50.53
SMA (50)
$99.21
SMA (200)
$83.38
Price vs SMA50
+1.10%
Price vs SMA200
+20.29%
ATR (14)
$3.17

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$1.8B
Net Income
$302M
Gross Margin
—
Operating Margin
40.6%
Net Margin
17.0%
Return on Equity
28.0%
Return on Assets
5.4%
Current Ratio
—
Debt / Equity
0.09
Revenue Growth (YoY)
+4.3%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $2.81 2026-08-05
Q1 2026 $3.86 2026-05-06
Q4 2025 (derived) $3.32 2026-02-25
FY 2025 $10.91 2026-02-25
Q3 2025 $3.17 2025-11-05
Q2 2025 $2.49 2025-08-06

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

Short-Term Business Credit Institutions peers

ECPG vs 5 industry peers (Short-Term Business Credit Institutions), by market cap. Data as of close

P/E vs peers
7.05 / 7.51 med
-6% discount
P/S vs peers
1.20 / 1.48 med
-19% discount
Net margin vs peers
17.0% / 20.3% med
below median
1–5 of 5
ECPGEncore Capital Group Inc$2.1B7.051.2017.0%+0.29%
JCAPJefferson Capital, Inc. / DE$1.2B7.511.7623.5%+2.76%
PRAAPra Group Inc$742M—0.56-19.9%+1.18%
SWRDStewards, Inc.$640M———+2.02%
PLBCPLUMAS BANCORP$449M12.514.0031.9%+2.15%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.