15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $88M | $257M | 0.0% | 709.0% | $127M | — | $157M |
| 2024 | $85M | -$139M | 0.0% | 185.6% | $127M | — | $200M |
| 2023 | $83M | -$206M | 0.0% | 19.9% | $128M | — | $158M |
| 2022 | $95M | $195M | 0.0% | 486.9% | $173M | — | $144M |
| 2021 | $121M | $351M | 0.0% | 524.3% | $270M | — | $190M |
| 2020 | $115M | $212M | 0.0% | 463.5% | $278M | — | $189M |
| 2019 | $127M | $168M | 0.0% | 352.8% | $205M | — | $192M |
| 2018 | $148M | $116M | 0.0% | 273.8% | $119M | — | $157M |
| 2017 | $90M | $83M | 0.0% | 360.3% | $96M | — | $212M |
| 2016 | $83M | $77M | 0.0% | 292.2% | $99M | — | $150M |
| 2015 | $58M | $45M | 0.0% | 490.6% | $88M | — | $124M |
| 2014 | — | $104M | — | — | $88M | — | $92M |
| 2013 | — | $75M | — | — | $61M | — | $126M |
| 2012 | — | $69M | — | — | $92M | $101M | $18M |
| 2011 | — | $61M | — | — | $79M | — | $8M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $21M | $86M | 0.0% | 891.5% | $77M | — | $227M |
| Dec '25 | $21M | $77M | 0.0% | 811.5% | $10M | — | $157M |
| Sep '25 | $22M | $75M | 0.0% | 781.0% | $76M | — | $172M |
| Jun '25 | $22M | $59M | 0.0% | 675.9% | $3M | — | $173M |
| Mar '25 | $23M | $47M | 0.0% | 573.7% | $38M | — | $187M |
| Dec '24 | $21M | -$225M | 0.0% | -653.8% | $15M | — | $200M |
| Sep '24 | $23M | $31M | 0.0% | 465.9% | $40M | — | $247M |
| Jun '24 | $21M | $32M | 0.0% | 482.5% | $28M | — | $251M |
| Mar '24 | $20M | $23M | 0.0% | 410.2% | $44M | — | $173M |
| Dec '23 | $20M | -$271M | 0.0% | -1105.3% | $29M | — | $158M |
| Sep '23 | $20M | $19M | 0.0% | 379.6% | $46M | — | $145M |
| Jun '23 | $21M | $26M | 0.0% | 419.2% | $22M | — | $185M |
| Mar '23 | $23M | $19M | 0.0% | 310.6% | $31M | — | $159M |
| Dec '22 | $23M | -$73M | 0.0% | -10.0% | $40M | — | $144M |
| Sep '22 | $22M | $31M | 0.0% | 366.1% | $47M | — | $147M |
| Jun '22 | $24M | $60M | 0.0% | 500.0% | $39M | — | $154M |
| Mar '22 | $26M | $176M | 0.0% | 1013.6% | $47M | — | $160M |
| Dec '21 | $27M | $76M | 0.0% | 461.5% | $82M | — | $190M |
| Sep '21 | $29M | $84M | 0.0% | 568.4% | $49M | — | $158M |
| Jun '21 | $32M | $97M | 0.0% | 543.6% | $73M | — | $199M |
How the market has priced ECPG against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Encore Capital Group Inc's revenue has declined 5.1% per year, and net income grown 3.9% per year. These are computed facts, not advice.
As of FY2025, Encore Capital Group Inc reported — of total debt against $157M of cash; operating income covered interest expense 2.1×.
In FY2025, gross margin was —, operating margin 709.0%, and net margin 290.8%.
As of Jun '26, Encore Capital Group Inc traded at a price-to-earnings ratio of about 7.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.