tradmap

JCAP Jefferson Capital, Inc. / DE

$21.41 +1.09%

Updated

Financial · Short-Term Business Credit Institutions

Jefferson Capital, Inc. / DE (JCAP) is a financial company in the Short-Term Business Credit Institutions industry, with a market capitalization of $1.2 billion. Shares last traded at $21.41, 12.1% below their 52-week high. Over the past year the stock is up 11.5%. JCAP trades at a price-to-earnings ratio of 7.93, in line with the Short-Term Business Credit Institutions median of 7.93. Net profit margin is 23.5%, above the peer median of 20.3%. Revenue grew 41.5% year over year. The shares yield 4.5% in dividends.

Market Cap
$1.2B
Shares Out
57.4M
EPS (TTM)
$86.75
P/E Ratio
0.25
P/S Ratio
1.86
P/B Ratio
2.58
Dividend / Share
$0.96
Dividend Yield
4.48%
52-Week High
$24.36
52-Week Low
$15.50
Volume
16,914
Avg Vol (3m)
21,859.444

Performance

1W
-1.29%
1M
+4.69%
3M
+33.56%
6M
-1.61%
YTD
-3.17%
1Y
+11.51%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
51.85
SMA (50)
$20.41
SMA (200)
$20.31
Price vs SMA50
+4.91%
Price vs SMA200
+5.43%
ATR (14)
$0.80

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$660M
Net Income
$155M
Gross Margin
Operating Margin
45.8%
Net Margin
23.5%
Return on Equity
32.6%
Return on Assets
7.4%
Current Ratio
Debt / Equity
3.68
Revenue Growth (YoY)
+41.5%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

JCAP Dividend History

Dividend / share (TTM)
$0.96
Dividend yield
4.48%
Payout ratio (latest FY)
34%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $63M $2.11 34%
2024-12-31 $36M 28%
2023-12-31 $31M 27%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $1.28 2026-08-13
Q1 2026 $0.61 2026-05-14
FY 2025 $5.64 2026-03-13
Q3 2025 $6.60 2025-11-14
Q2 2026 $78.26 2026-08-13

Full earnings history →

Short-Term Business Credit Institutions peers

JCAP vs 5 industry peers (Short-Term Business Credit Institutions), by market cap. Updated

P/E vs peers
7.93 / 7.93 med
+0% premium
P/S vs peers
1.86 / 1.86 med
+0% premium
Net margin vs peers
23.5% / 20.3% med
above median
1–5 of 5
ECPGEncore Capital Group Inc$2.1B6.821.1617.0%+0.40%
JCAPJefferson Capital, Inc. / DE$1.2B7.931.8623.5%+1.09%
PRAAPra Group Inc$715M-2.700.54-19.9%+1.12%
PLBCPLUMAS BANCORP$435M12.143.8831.9%+0.14%
ORBSEightco Holdings Inc.$420M-1.3316.72+16.32%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.