tradmap

JCAP Jefferson Capital, Inc. / DE

$20.27 +2.76%

Data as of close

Financial · Short-Term Business Credit Institutions

Jefferson Capital, Inc. / DE (JCAP) is a financial company in the Short-Term Business Credit Institutions industry, with a market capitalization of $1.2 billion. Shares last traded at $20.27, 16.8% below their 52-week high. Over the past year the stock is up 9.7%. JCAP trades at a price-to-earnings ratio of 7.51, in line with the Short-Term Business Credit Institutions median of 7.51. Net profit margin is 23.5%, above the peer median of 20.3%. Revenue grew 41.5% year over year. The shares yield 4.7% in dividends.

Market Cap
$1.2B
Shares Out
57.4M
EPS (TTM)
$5.64
P/E (TTM)*
7.51
P/S Ratio
1.76
P/B Ratio
2.44
Dividend / Share
$0.96
Dividend Yield
4.74%
52-Week High
$24.36
52-Week Low
$15.50
Volume (venue)
16,958
Avg Vol (3m, venue)
19,753.794

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+0.60%
1M
+5.27%
3M
-0.98%
6M
+0.75%
YTD
-9.25%
1Y
+9.75%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
51.11
SMA (50)
$20.43
SMA (200)
$19.98
Price vs SMA50
-0.79%
Price vs SMA200
+1.47%
ATR (14)
$0.58

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$660M
Net Income
$155M
Gross Margin
—
Operating Margin
45.8%
Net Margin
23.5%
Return on Equity
32.6%
Return on Assets
7.4%
Current Ratio
—
Debt / Equity
3.68
Revenue Growth (YoY)
+41.5%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

JCAP Dividend History

Dividend / share (TTM)
$0.96
Dividend yield
4.74%
Payout ratio (latest FY)
34%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $63M $2.11 34%
2024-12-31 $36M — 28%
2023-12-31 $31M — 27%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.67 2026-08-13
Q1 2026 $0.61 2026-05-14
FY 2025 $5.64 2026-03-13
Q3 2025 $0.59 2025-11-14
Q2 2025 $16.76 2025-08-14

Full earnings history →

Short-Term Business Credit Institutions peers

JCAP vs 5 industry peers (Short-Term Business Credit Institutions), by market cap. Data as of close

P/E vs peers
7.51 / 7.51 med
+0% premium
P/S vs peers
1.76 / 1.48 med
+19% premium
Net margin vs peers
23.5% / 20.3% med
above median
1–5 of 5
ECPGEncore Capital Group Inc$2.1B7.051.2017.0%+0.29%
JCAPJefferson Capital, Inc. / DE$1.2B7.511.7623.5%+2.76%
PRAAPra Group Inc$742M—0.56-19.9%+1.18%
SWRDStewards, Inc.$640M———+2.02%
PLBCPLUMAS BANCORP$449M12.514.0031.9%+2.15%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.