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OPBK OP Bancorp

$15.39 +1.55%

Data as of close

Financial · State Commercial Banks

OP Bancorp (OPBK) is a financial company in the State Commercial Banks industry, with a market capitalization of $230 million. Shares last traded at $15.39, 8.0% below their 52-week high. Over the past year the stock is up 15.1%. OPBK trades at a price-to-earnings ratio of 7.94, below the State Commercial Banks median of 12.53. Net profit margin is 15.4%, below the peer median of 18.4%. Revenue declined 1.7% year over year. The shares yield 3.2% in dividends.

Market Cap
$230M
Shares Out
14.9M
EPS (TTM)
$1.94
P/E (TTM)*
7.94
P/S Ratio
1.38
P/B Ratio
0.96
Dividend / Share
$0.50
Dividend Yield
3.25%
52-Week High
$16.73
52-Week Low
$12.45
Volume (venue)
970
Avg Vol (3m, venue)
2,438

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+0.85%
1M
+1.58%
3M
-1.47%
6M
+4.80%
YTD
+8.92%
1Y
+15.11%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
56.28
SMA (50)
$15.14
SMA (200)
$14.52
Price vs SMA50
+1.67%
Price vs SMA200
+6.00%
ATR (14)
$0.31

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$167M
Net Income
$29M
Gross Margin
—
Operating Margin
—
Net Margin
15.4%
Return on Equity
12.1%
Return on Assets
1.1%
Current Ratio
—
Debt / Equity
10.50
Revenue Growth (YoY)
-1.7%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

OPBK Dividend History

Dividend / share (TTM)
$0.50
Dividend yield
3.25%
Per-share growth (5y CAGR)
+11.3%
Payout ratio (latest FY)
28%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $7M $0.48 28%
2024-12-31 $7M $0.48 34%
2023-12-31 $7M $0.48 30%
2022-12-31 $7M $0.44 20%
2021-12-31 $5M $0.34 18%
2020-12-31 $4M $0.28 32%
2019-12-31 $3M $0.20 19%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.53 2026-08-07
Q1 2026 $0.48 2026-05-15
Q4 2025 (derived) $0.48 2026-03-13
FY 2025 $1.72 2026-03-13
Q3 2025 $0.45 2025-11-07
Q2 2025 $0.42 2025-08-11

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

OPBK vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
7.94 / 12.53 med
-37% discount
P/S vs peers
1.38 / 2.74 med
-50% discount
Net margin vs peers
15.4% / 18.4% med
below median
1–14 of 14
BNSBank Of Nova Scotia$119.3B———+2.98%
BNYBNY Mellon$102.7B15.702.5213.6%+2.24%
DBDeutsche Bank Aktiengesellschaft$69.9B———+7.98%
FITBFifth Third Bancorp$49.5B19.303.8219.5%+1.48%
STTState Street Corporation$47.2B12.803.0423.8%+2.20%
MTBM&T Bank$32.4B10.702.4521.6%+1.18%
NTRSNorthern Trust$32.3B13.292.2612.1%+3.17%
CFGCitizens Financial Group$27.6B12.182.2915.2%+2.38%
FCNCAFirst Citizens Bancshares Inc /De/$26.3B11.192.7424.5%+0.40%
EWBCEast West Bancorp Inc$18.4B12.713.9328.4%+1.30%
ALLYAlly Financial Inc.$11.8B7.931.4910.8%+3.78%
WTFCWintrust Financial Corp$10.5B11.422.4919.5%+0.48%
SSBSouthstate Bank Corp$10.3B11.122.7421.3%+0.68%
BPOPPopular, Inc.$10.1B10.452.2818.8%+1.25%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.