10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | $3M | $26M | 0.0% | 0.0% | 11.2% | 1.0% | $23M | — | $167M |
| 2024 | $3M | $21M | 0.0% | 0.0% | 10.3% | 0.9% | $30M | — | $135M |
| 2023 | $2M | $24M | 0.0% | 0.0% | 12.4% | 1.1% | $66M | — | $91M |
| 2022 | $2M | $33M | 0.0% | 0.0% | 18.8% | 1.6% | $82M | — | $83M |
| 2021 | $2M | $29M | 0.0% | 0.0% | 17.5% | 1.7% | -$29M | — | $115M |
| 2020 | $1M | $13M | 0.0% | 0.0% | 9.2% | 1.0% | -$5M | — | $106M |
| 2019 | $2M | $17M | 0.0% | 0.0% | 11.9% | 1.4% | $17M | — | $86M |
| 2018 | $2M | $14M | 0.0% | 0.0% | 11.0% | 1.4% | $29M | — | $78M |
| 2017 | $2M | $9M | 0.0% | 0.0% | 10.1% | 1.0% | -$3M | — | $63M |
| 2016 | $1M | $7M | 0.0% | 0.0% | 9.1% | — | $10M | — | $20M |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $515000 | $8M | 0.0% | 0.0% | 3.3% | 0.3% | -$7M | — | $175M |
| Mar '26 | $463000 | $7M | 0.0% | 0.0% | 3.1% | 0.3% | $8M | — | $160M |
| Dec '25 | $462000 | $7M | 0.0% | 0.0% | 3.1% | 0.3% | $3M | — | $167M |
| Sep '25 | $725000 | $7M | 0.0% | 0.0% | 3.0% | 0.3% | $23M | — | $167M |
| Jun '25 | $1M | $6M | 0.0% | 0.0% | 3.0% | 0.2% | -$8M | — | $205M |
| Mar '25 | $1M | $6M | 0.0% | 0.0% | 2.6% | 0.2% | $4M | — | $199M |
| Dec '24 | $967000 | $5M | 0.0% | 0.0% | 2.4% | 0.2% | $4M | — | $135M |
| Sep '24 | $889000 | $5M | 0.0% | 0.0% | 2.7% | 0.2% | $13M | — | $167M |
| Jun '24 | $793000 | $5M | 0.0% | 0.0% | 2.8% | 0.2% | $16M | — | $128M |
| Mar '24 | $612000 | $5M | 0.0% | 0.0% | 2.7% | 0.2% | -$3M | — | $139M |
| Dec '23 | $557000 | $5M | 0.0% | 0.0% | 2.7% | 0.2% | -$2M | — | $91M |
| Sep '23 | $575000 | $5M | 0.0% | 0.0% | 2.8% | 0.2% | $15M | — | $106M |
| Jun '23 | $573000 | $6M | 0.0% | 0.0% | 3.3% | 0.3% | $8M | — | $144M |
| Mar '23 | $418000 | $8M | 0.0% | 0.0% | 4.1% | 0.3% | $44M | — | $182M |
| Dec '22 | $406000 | $8M | 0.0% | 0.0% | 4.5% | 0.4% | $3M | — | $83M |
| Sep '22 | $454000 | $9M | 0.0% | 0.0% | 5.1% | 0.4% | $46M | — | $107M |
| Jun '22 | $427000 | $8M | 0.0% | 0.0% | 5.0% | 0.4% | $22M | — | $133M |
| Mar '22 | $388000 | $8M | 0.0% | 0.0% | 4.9% | 0.4% | $12M | — | $130M |
| Dec '21 | $405000 | $9M | 0.0% | 0.0% | 5.5% | 0.5% | $23M | — | $115M |
| Sep '21 | $409000 | $8M | 0.0% | 0.0% | 5.2% | 0.5% | -$24M | — | $188M |
How the market has priced OPBK against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, OP Bancorp's revenue has grown 17.5% per year, and net income grown 14.3% per year. These are computed facts, not advice.
As of FY2025, OP Bancorp reported — of total debt against $167M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 800.1%.
As of Sep '26, OP Bancorp traded at a price-to-earnings ratio of about 8.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.