10 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 17.5% per year over the past 5 years.
Net income has grown slower than revenue (14.3% vs 17.5% per year).
Shareholder returns
Dividends have been paid for 7 consecutive years, consuming 27.8% of earnings and 30.5% of free cash flow.
The dividend has grown 10.8% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$3M
$26M
0.0%
0.0%
$23M
—
$167M
2024
$3M
$21M
0.0%
0.0%
$30M
—
$135M
2023
$2M
$24M
0.0%
0.0%
$66M
—
$91M
2022
$2M
$33M
0.0%
0.0%
$82M
—
$83M
2021
$2M
$29M
0.0%
0.0%
-$29M
—
$115M
2020
$1M
$13M
0.0%
0.0%
-$5M
—
$106M
2019
$2M
$17M
0.0%
0.0%
$17M
—
$86M
2018
$2M
$14M
0.0%
0.0%
$29M
—
$78M
2017
$2M
$9M
0.0%
0.0%
-$3M
—
$63M
2016
$1M
$7M
0.0%
0.0%
$10M
—
$20M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$463000
$7M
0.0%
0.0%
$8M
—
$160M
Dec '25
$462000
$7M
0.0%
0.0%
$3M
—
$167M
Sep '25
$725000
$7M
0.0%
0.0%
$23M
—
$167M
Jun '25
$1M
$6M
0.0%
0.0%
-$8M
—
$205M
Mar '25
$1M
$6M
0.0%
0.0%
$4M
—
$199M
Dec '24
$967000
$5M
0.0%
0.0%
$4M
—
$135M
Sep '24
$889000
$5M
0.0%
0.0%
$13M
—
$167M
Jun '24
$793000
$5M
0.0%
0.0%
$16M
—
$128M
Mar '24
$612000
$5M
0.0%
0.0%
-$3M
—
$139M
Dec '23
$557000
$5M
0.0%
0.0%
-$2M
—
$91M
Sep '23
$575000
$5M
0.0%
0.0%
$15M
—
$106M
Jun '23
$573000
$6M
0.0%
0.0%
$8M
—
$144M
Mar '23
$418000
$8M
0.0%
0.0%
$44M
—
$182M
Dec '22
$406000
$8M
0.0%
0.0%
$3M
—
$83M
Sep '22
$454000
$9M
0.0%
0.0%
$46M
—
$107M
Jun '22
$427000
$8M
0.0%
0.0%
$22M
—
$133M
Mar '22
$388000
$8M
0.0%
0.0%
$12M
—
$130M
Dec '21
$405000
$9M
0.0%
0.0%
$23M
—
$115M
Sep '21
$409000
$8M
0.0%
0.0%
-$24M
—
$188M
Jun '21
$393000
$6M
0.0%
0.0%
-$34M
—
$129M
Valuation over time
How the market has priced OPBK against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 4.0× (Mar '23) to 8.7× (Jun '26).
The price-to-sales ratio has fallen from 79.7× (Mar '23) to 69.5× (Jun '26).
The dividend yield has fallen from 5.0% (Mar '23) to 3.2% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is OPBK growing its revenue and profit?
Over the past 5 years, OP Bancorp's revenue has grown 17.5% per year, and net income grown 14.3% per year. These are computed facts, not advice.
How much debt does OPBK have?
As of FY2025, OP Bancorp reported — of total debt against $167M of cash.
What is OPBK's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 800.1%.
What is OPBK's P/E ratio?
As of Jun '26, OP Bancorp traded at a price-to-earnings ratio of about 8.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.