LPRO Open Lending Corp
$3.12 +0.32%
Financial · Personal Credit Institutions
Open Lending Corp (LPRO) is a financial company in the Personal Credit Institutions industry, with a market capitalization of $369 million. Shares last traded at $3.12, near their 52-week high. Over the past year the stock is up 49.3%. Net profit margin is -4.5%, below the peer median of 6.1%. Revenue grew 288.0% year over year.
Market Cap
$369M
Shares Out
118.2M
EPS (TTM)
$-0.03
P/E Ratio
—
P/S Ratio
3.96
P/B Ratio
4.90
Dividend / Share
—
Dividend Yield
—
52-Week High
$3.13
52-Week Low
$1.17
Volume
578,896
Avg Vol (3m)
84,290.286
Performance
1W
+47.17%
1M
+73.82%
3M
+124.46%
6M
+75.77%
YTD
+100.00%
1Y
+49.28%
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
RSI (14)
76.40
SMA (50)
$1.97
SMA (200)
$1.80
Price vs SMA50
+58.38%
Price vs SMA200
+73.70%
ATR (14)
$0.20
Financials
Revenue
$93M
Net Income
$-4M
Gross Margin
76.9%
Operating Margin
-5.4%
Net Margin
-4.5%
Return on Equity
-5.6%
Return on Assets
-1.8%
Current Ratio
4.44
Debt / Equity
1.10
Revenue Growth (YoY)
+288.0%
Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q1 2026 | $0.00 | 2026-05-08 |
| FY 2025 | $-0.04 | 2026-03-12 |
| Q3 2025 | $-0.05 | 2025-11-06 |
| Q2 2025 | $0.01 | 2025-08-07 |
| Q1 2026 | $0.01 | 2026-05-08 |
| FY 2025 | $-1.13 | 2026-03-12 |
Personal Credit Institutions peers
LPRO vs 14 industry peers (Personal Credit Institutions), by market cap.
P/S vs peers
3.96 / 2.62 med
+51% premium
Net margin vs peers
-4.5% / 6.1% med
below median
1–14 of 14
| AFRM | Affirm Holdings, Inc. | $24.7B | 472.90 | 22.15 | 4.7% | +4.33% |
| OMF | Onemain Holdings, Inc. | $6.7B | 8.59 | — | — | +1.09% |
| CACC | Credit Acceptance Corp | $6.1B | 14303079.86 | 2.62 | 0.0% | +2.94% |
| ENVA | Enova International, Inc. | $5.0B | 16.34 | 1.60 | 9.8% | +2.67% |
| NNI | Nelnet Inc | $4.7B | 10.98 | — | — | +0.94% |
| SLM | Slm Corp | $4.3B | 5.83 | — | — | +0.30% |
| BFH | Bread Financial Holdings, Inc. | $4.1B | 7.98 | 7.17 | 89.7% | +0.86% |
| LC | Lendingclub Corp | $2.2B | 16.33 | 7.04 | 43.1% | +2.10% |
| ATLC | Atlanticus Holdings Corp | $1.5B | 12.53 | 0.77 | 6.1% | +4.31% |
| WRLD | World Acceptance Corp | $825M | 23.86 | 1.41 | 5.9% | +2.70% |
| LPRO | Open Lending Corp | $369M | -87.07 | 3.96 | -4.5% | +0.32% |
| RM | Regional Management Corp. | $344M | 7.75 | 0.53 | 6.9% | +1.19% |
| ATLCZ | Atlanticus Holdings Corp | — | — | — | 6.1% | +0.08% |
| PICS | Pics N.V. | — | — | — | — | -4.36% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.