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ENVA Enova International, Inc.

$233.04 +2.52%

Updated

Financial · Personal Credit Institutions

Enova International, Inc. (ENVA) is a financial company in the Personal Credit Institutions industry, with a market capitalization of $5.8 billion. Shares last traded at $233.04, 12.8% below their 52-week high. Over the past year the stock is up 94.3%. ENVA trades at a price-to-earnings ratio of 16.32, above the Personal Credit Institutions median of 10.98. Net profit margin is 10.3%, below the peer median of 12.2%. Revenue grew 18.6% year over year.

Market Cap
$5.8B
Shares Out
24.9M
EPS (TTM)
$24.95
P/E Ratio
9.34
P/S Ratio
1.68
P/B Ratio
3.88
Dividend / Share
Dividend Yield
52-Week High
$267.16
52-Week Low
$103.76
Volume
17,449
Avg Vol (3m)
20,979.556

Performance

1W
-1.78%
1M
-11.35%
3M
+38.87%
6M
+64.26%
YTD
+43.93%
1Y
+94.33%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
44.57
SMA (50)
$241.73
SMA (200)
$176.92
Price vs SMA50
-3.59%
Price vs SMA200
+31.72%
ATR (14)
$8.48

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$3.4B
Net Income
$355M
Gross Margin
59.8%
Operating Margin
24.0%
Net Margin
10.3%
Return on Equity
23.7%
Return on Assets
4.9%
Current Ratio
6.88
Debt / Equity
3.35
Revenue Growth (YoY)
+18.6%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $7.45 2026-07-23
Q1 2026 $3.46 2026-04-23
FY 2025 $11.52 2026-02-20
Q3 2025 $8.53 2025-10-24
Q2 2026 $5.51 2026-07-23
Q1 2026 $2.69 2026-04-23

Full earnings history →

Personal Credit Institutions peers

ENVA vs 14 industry peers (Personal Credit Institutions), by market cap. Updated

P/E vs peers
16.32 / 10.98 med
+49% premium
P/S vs peers
1.68 / 1.55 med
+8% premium
Net margin vs peers
10.3% / 12.2% med
below median
1–14 of 14
AFRMAffirm Holdings, Inc.$24.9B12.905.8445.3%+0.27%
OMFOnemain Holdings, Inc.$7.5B9.371.2112.9%+2.25%
CACCCredit Acceptance Corp$6.2B12.452.6821.5%-0.96%
ENVAEnova International, Inc.$5.8B16.321.6810.3%+2.52%
SLMSlm Corp$5.0B6.771.6023.7%-0.11%
NNINelnet Inc$4.6B15.195.3935.5%+0.13%
BFHBread Financial Holdings, Inc.$4.2B7.340.8511.6%+1.89%
ATLCAtlanticus Holdings Corp$1.5B9.520.555.8%+3.05%
WRLDWorld Acceptance Corp$893M22.821.516.6%+0.53%
RMRegional Management Corp.$306M6.540.467.0%+0.64%
ATLCZAtlanticus Holdings Corp5.8%+0.04%
SLMBPSLM Corp23.7%-3.78%
ATLCLAtlanticus Holdings Corp5.8%+0.00%
PICSPics N.V.+4.57%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.