BFH Bread Financial Holdings, Inc.
Financial · Personal Credit Institutions
Bread Financial Holdings, Inc. (BFH) is a financial company in the Personal Credit Institutions industry, with a market capitalization of $4.1 billion. Shares last traded at $102.35, near their 52-week high. Over the past year the stock is up 97.9%. BFH trades at a price-to-earnings ratio of 7.98, below the Personal Credit Institutions median of 12.53. Net profit margin is 89.7%, above the peer median of 6.1%. Revenue declined 31.3% year over year. The shares yield 1.3% in dividends.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Latest reported annual period ending 2020-12-31 · SEC EDGAR/XBRL.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q1 2026 | $4.15 | 2026-04-28 |
| FY 2025 | $10.89 | 2026-02-13 |
| Q3 2025 | $9.65 | 2025-10-28 |
| Q2 2025 | $5.71 | 2025-07-29 |
| Q1 2026 | $2.78 | 2026-04-28 |
| FY 2025 | $5.49 | 2026-02-13 |
Personal Credit Institutions peers
BFH vs 14 industry peers (Personal Credit Institutions), by market cap.
| AFRM | Affirm Holdings, Inc. | $24.7B | 472.90 | 22.15 | 4.7% | +4.33% |
| OMF | Onemain Holdings, Inc. | $6.7B | 8.59 | — | — | +1.09% |
| CACC | Credit Acceptance Corp | $6.1B | 14303079.86 | 2.62 | 0.0% | +2.94% |
| ENVA | Enova International, Inc. | $5.0B | 16.34 | 1.60 | 9.8% | +2.67% |
| NNI | Nelnet Inc | $4.7B | 10.98 | — | — | +0.94% |
| SLM | Slm Corp | $4.3B | 5.83 | — | — | +0.30% |
| BFH | Bread Financial Holdings, Inc. | $4.1B | 7.98 | 7.17 | 89.7% | +0.86% |
| LC | Lendingclub Corp | $2.2B | 16.33 | 7.04 | 43.1% | +2.10% |
| ATLC | Atlanticus Holdings Corp | $1.5B | 12.53 | 0.77 | 6.1% | +4.31% |
| WRLD | World Acceptance Corp | $825M | 23.86 | 1.41 | 5.9% | +2.70% |
| LPRO | Open Lending Corp | $369M | -87.07 | 3.96 | -4.5% | +0.32% |
| RM | Regional Management Corp. | $344M | 7.75 | 0.53 | 6.9% | +1.19% |
| ATLCZ | Atlanticus Holdings Corp | — | — | — | 6.1% | +0.08% |
| PICS | Pics N.V. | — | — | — | — | -4.36% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.