LOB Live Oak Bancshares, Inc.

$39.58 +0.16%

Updated 17 d ago

Live Oak Bancshares, Inc. (LOB) is a financial company in the State Commercial Banks industry, with a market capitalization of $1.8 billion. Shares last traded at $39.58, 13.0% below their 52-week high. Over the past year the stock is up 5.4%. LOB trades at a price-to-earnings ratio of 13.12, above the State Commercial Banks median of 12.54. Net profit margin is 13.4%, below the peer median of 21.2%. The shares yield 0.3% in dividends.

Market Cap

$1.8B

Shares Out

46.3M

EPS (TTM)

$3.95

P/E Ratio

10.02

P/S Ratio

1.76

P/B Ratio

1.40

Dividend / Share

$0.12

Dividend Yield

0.30%

52-Week High

$45.51

52-Week Low

$29.34

Volume

4,212

Avg Vol (3m)

11,639.619

Performance

-1.04%

-9.56%

+5.38%

+11.04%

YTD

+13.95%

+5.42%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

38.94

SMA (50)

$41.67

SMA (200)

$37.61

Price vs SMA50

-5.03%

Price vs SMA200

+5.21%

ATR (14)

$0.99

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue

$1.0B

Net Income

$140M

Gross Margin

—

Operating Margin

—

Net Margin

13.4%

Return on Equity

10.6%

Return on Assets

0.9%

Current Ratio

—

Debt / Equity

0.08

Revenue Growth (YoY)

—

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

LOB Dividend History

Dividend / share (TTM)

$0.12

Dividend yield

0.30%

Per-share growth (2y CAGR)

+0.5%

Payout ratio (latest FY)

Fiscal year end	Total dividends paid	Per share*	Payout ratio
2025-12-31	$5M	$0.12	5%
2024-12-31	$5M	$0.12	7%
2023-12-31	$5M	$0.12	7%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

Period	EPS (diluted)	Reported
Q2 2026	$1.35	2026-08-04
Q1 2026	$0.60	2026-05-05
FY 2025	$2.23	2026-02-27
Q3 2025	$1.28	2025-11-17
Q2 2026	$0.72	2026-08-04
Q1 2026	$0.21	2026-05-05

Full earnings history →

State Commercial Banks peers

LOB vs 14 industry peers (State Commercial Banks), by market cap. Updated 17 d ago

P/E vs peers

13.12 / 12.54 med

+5% premium

P/S vs peers

1.76 / 2.73 med

-35% discount

Net margin vs peers

13.4% / 21.2% med

below median

1–14 of 14


BNY	BNY Mellon	$111.5B	17.70	2.74	15.5%	+1.40%
STT	State Street Corporation	$53.3B	15.42	3.54	23.0%	+2.04%
FITB	Fifth Third Bancorp	$49.9B	21.25	3.85	18.1%	+1.07%
MTB	M&T Bank	$34.7B	11.43	2.62	22.9%	+1.92%
NTRS	Northern Trust	$34.3B	15.30	2.40	15.7%	+1.85%
CFG	Citizens Financial Group	$29.8B	14.03	2.47	17.6%	+1.53%
FCNCA	First Citizens Bancshares Inc /De/	$25.9B	10.98	2.69	24.5%	+1.26%
EWBC	East West Bancorp Inc	$17.9B	12.37	3.83	30.9%	+1.28%
ALLY	Ally Financial Inc.	$13.3B	9.12	1.68	18.4%	+2.18%
BPOP	Popular, Inc.	$10.9B	11.28	2.46	21.8%	+0.46%
SSB	Southstate Bank Corp	$10.4B	10.93	2.76	25.3%	+0.76%
WTFC	Wintrust Financial Corp	$10.4B	11.50	2.45	21.3%	+0.79%
WAL	Western Alliance Bancorporation	$8.8B	8.99	1.65	18.3%	+2.36%
PB	Prosperity Bancshares Inc	$8.7B	15.48	5.01	32.3%	+0.46%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.