13 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | $106M | — | — | $143M | $102M | $865M |
| 2024 | — | $77M | — | — | $107M | $113M | $609M |
| 2023 | — | $74M | — | — | $138M | $23M | $583M |
| 2022 | — | $176M | — | — | -$344M | $83M | $417M |
| 2021 | — | $167M | — | — | -$123M | $318M | $204M |
| 2020 | — | $60M | — | — | -$282M | $1.5B | $318M |
| 2019 | — | $18M | — | — | -$520M | $14000 | $221M |
| 2018 | — | $51M | — | — | -$105M | $1M | — |
| 2017 | — | $100M | — | — | -$412M | $27M | — |
| 2016 | — | $14M | — | — | -$233M | $28M | — |
| 2015 | — | $21M | — | — | -$365M | $28M | — |
| 2014 | — | $10M | — | — | -$276M | $48M | — |
| 2013 | — | $28M | — | — | -$52M | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $30M | — | — | $85M | $100M | $816M |
| Dec '25 | — | $46M | — | — | $70M | $102M | $865M |
| Sep '25 | — | $27M | — | — | -$236M | $105M | $892M |
| Jun '25 | — | $23M | — | — | $207M | $108M | $663M |
| Mar '25 | — | $10M | — | — | -$32M | $110M | $744M |
| Dec '24 | — | $10M | — | — | $46M | $113M | $609M |
| Sep '24 | — | $13M | — | — | -$74M | $115M | $667M |
| Jun '24 | — | $27M | — | — | $67M | $118M | $615M |
| Mar '24 | — | $28M | — | — | $69M | $120M | $597M |
| Dec '23 | — | $16M | — | — | $149M | $23M | $583M |
| Sep '23 | — | $40M | — | — | $147M | $26M | $535M |
| Jun '23 | — | $18M | — | — | $130M | $28M | $808M |
| Mar '23 | — | $398000 | — | — | $148M | $31M | $463M |
| Dec '22 | — | $2M | — | — | $18M | $83M | $417M |
| Sep '22 | — | $43M | — | — | $13M | $36M | $403M |
| Jun '22 | — | $97M | — | — | -$87M | $86M | $632M |
| Mar '22 | — | $35M | — | — | $136M | $197M | $508M |
| Dec '21 | — | $30M | — | — | $13M | $318M | $204M |
| Sep '21 | — | $34M | — | — | -$16M | $575M | $347M |
| Jun '21 | — | $64M | — | — | -$83M | $1.0B | — |
How the market has priced LOB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
See the revenue and net-income charts above for Live Oak Bancshares, Inc.'s multi-year trend.
As of FY2025, Live Oak Bancshares, Inc. reported $102M of total debt against $865M of cash.
In FY2025, gross margin was —, operating margin —, and net margin —.
As of Jun '26, Live Oak Bancshares, Inc. traded at a price-to-earnings ratio of about 17.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.