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CIVB CIVISTA BANCSHARES, INC.

$28.76 +0.91%

Data as of close

Financial · State Commercial Banks

CIVISTA BANCSHARES, INC. (CIVB) is a financial company in the State Commercial Banks industry, with a market capitalization of $598 million. Shares last traded at $28.76, 3.2% below their 52-week high. Over the past year the stock is up 33.3%. CIVB trades at a price-to-earnings ratio of 11.01, below the State Commercial Banks median of 12.53. Net profit margin is 18.1%, below the peer median of 18.4%. Revenue declined 0.5% year over year.

Market Cap
$598M
Shares Out
20.8M
EPS (TTM)
$2.68
P/E (TTM)*
11.01
P/S Ratio
2.35
P/B Ratio
1.06
Dividend / Share
—
Dividend Yield
—
52-Week High
$29.71
52-Week Low
$21.09
Volume (venue)
9,202
Avg Vol (3m, venue)
7,932.27

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+1.84%
1M
+7.88%
3M
+0.42%
6M
+14.90%
YTD
+29.26%
1Y
+33.27%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
64.28
SMA (50)
$27.28
SMA (200)
$25.93
Price vs SMA50
+5.42%
Price vs SMA200
+10.89%
ATR (14)
$0.62

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$255M
Net Income
$54M
Gross Margin
—
Operating Margin
—
Net Margin
18.1%
Return on Equity
9.6%
Return on Assets
1.3%
Current Ratio
—
Debt / Equity
6.58
Revenue Growth (YoY)
-0.5%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

CIVB Dividend History

Per-share growth (5y CAGR)
+8.9%
Payout ratio (latest FY)
26%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $12M $0.68 26%
2024-12-31 $10M $0.65 32%
2023-12-31 $10M $0.63 22%
2022-12-31 $8M $0.57 22%
2021-12-31 $8M $0.52 20%
2020-12-31 $7M $0.44 22%
2019-12-31 $7M $0.43 21%
2018-12-31 $5M $0.34 34%
2017-12-31 $4M $0.30 23%
2016-12-31 $3M $0.30 19%
2015-12-31 $3M $0.29 25%
2014-12-31 $3M $0.31 35%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.69 2026-08-06
Q1 2026 $0.72 2026-05-08
Q4 2025 (derived) $0.59 2026-03-06
FY 2025 $2.64 2026-03-06
Q3 2025 $0.68 2025-11-05
Q2 2025 $0.71 2025-08-06

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

CIVB vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
11.01 / 12.53 med
-12% discount
P/S vs peers
2.35 / 2.74 med
-14% discount
Net margin vs peers
18.1% / 18.4% med
below median
1–14 of 14
BNSBank Of Nova Scotia$119.3B———+2.98%
BNYBNY Mellon$102.7B15.702.5213.6%+2.24%
DBDeutsche Bank Aktiengesellschaft$69.9B———+7.98%
FITBFifth Third Bancorp$49.5B19.303.8219.5%+1.48%
STTState Street Corporation$47.2B12.803.0423.8%+2.20%
MTBM&T Bank$32.4B10.702.4521.6%+1.18%
NTRSNorthern Trust$32.3B13.292.2612.1%+3.17%
CFGCitizens Financial Group$27.6B12.182.2915.2%+2.38%
FCNCAFirst Citizens Bancshares Inc /De/$26.3B11.192.7424.5%+0.40%
EWBCEast West Bancorp Inc$18.4B12.713.9328.4%+1.30%
ALLYAlly Financial Inc.$11.8B7.931.4910.8%+3.78%
WTFCWintrust Financial Corp$10.5B11.422.4919.5%+0.48%
SSBSouthstate Bank Corp$10.3B11.122.7421.3%+0.68%
BPOPPopular, Inc.$10.1B10.452.2818.8%+1.25%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.