15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $19M | $46M | 0.0% | 0.0% | $42M | — | $77M |
| 2024 | $19M | $32M | 0.0% | 0.0% | $44M | — | $63M |
| 2023 | $30M | $43M | 0.0% | 0.0% | $59M | — | $60M |
| 2022 | $25M | $39M | 0.0% | 0.0% | $19M | — | $43M |
| 2021 | $20M | $41M | 0.0% | 0.0% | $39M | — | $264M |
| 2020 | $17M | $32M | 0.0% | 0.0% | $31M | — | $137M |
| 2019 | $18M | $34M | 0.0% | 0.0% | $36M | — | $47M |
| 2018 | $15M | $14M | 0.0% | 0.0% | $18M | — | $42M |
| 2017 | $14M | $16M | 0.0% | 0.0% | $20M | — | $41M |
| 2016 | $13M | $17M | 0.0% | 0.0% | $15M | — | — |
| 2015 | — | $13M | — | — | $13M | — | — |
| 2014 | — | $10M | — | — | $14M | — | — |
| 2013 | — | $6M | — | — | $12M | — | — |
| 2012 | — | $6M | — | — | $16M | — | — |
| 2011 | — | $4M | — | — | $20M | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $5M | $15M | 0.0% | 0.0% | — | — | $84M |
| Dec '25 | $3M | $12M | 0.0% | 0.0% | — | — | $77M |
| Sep '25 | $6M | $13M | 0.0% | 0.0% | — | — | $63M |
| Jun '25 | $5M | $11M | 0.0% | 0.0% | — | — | $74M |
| Mar '25 | $5M | $10M | 0.0% | 0.0% | $3M | — | $90M |
| Dec '24 | $2M | $10M | 0.0% | 0.0% | — | — | $63M |
| Sep '24 | $5M | $8M | 0.0% | 0.0% | — | — | $75M |
| Jun '24 | $6M | $7M | 0.0% | 0.0% | — | — | $56M |
| Mar '24 | $6M | $6M | 0.0% | 0.0% | $629000 | — | $50M |
| Dec '23 | $11M | $10M | 0.0% | 0.0% | $840000 | — | $60M |
| Sep '23 | $5M | $10M | 0.0% | 0.0% | $21M | — | $50M |
| Jun '23 | $6M | $10M | 0.0% | 0.0% | $19M | — | $41M |
| Mar '23 | $10M | $13M | 0.0% | 0.0% | $19M | — | $53M |
| Dec '22 | $9M | $12M | 0.0% | 0.0% | -$6M | — | $43M |
| Sep '22 | $5M | $11M | 0.0% | 0.0% | -$21M | — | $41M |
| Jun '22 | $5M | $8M | 0.0% | 0.0% | $36M | — | $233M |
| Mar '22 | $6M | $8M | 0.0% | 0.0% | $9M | — | $413M |
| Dec '21 | $5M | $11M | 0.0% | 0.0% | $6M | — | $264M |
| Sep '21 | $4M | $10M | 0.0% | 0.0% | $14M | — | $253M |
| Jun '21 | $5M | $9M | 0.0% | 0.0% | $3M | — | $245M |
How the market has priced CIVB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, CIVISTA BANCSHARES, INC.'s revenue has grown 2.3% per year, and net income grown 7.5% per year. These are computed facts, not advice.
As of FY2025, CIVISTA BANCSHARES, INC. reported — of total debt against $77M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 242.9%.
As of Jun '26, CIVISTA BANCSHARES, INC. traded at a price-to-earnings ratio of about 12.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.