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CFFI C & F FINANCIAL CORP

$112.19 +0.75%

Data as of close

Financial · State Commercial Banks

C & F FINANCIAL CORP (CFFI) is a financial company in the State Commercial Banks industry, with a market capitalization of $365 million. Shares last traded at $112.19, near their 52-week high. Over the past year the stock is up 63.2%. CFFI trades at a price-to-earnings ratio of 12.54, in line with the State Commercial Banks median of 12.53. Net profit margin is 19.5%, above the peer median of 18.4%. Revenue grew 10.6% year over year. The shares yield 1.7% in dividends.

Market Cap
$365M
Shares Out
3.3M
EPS (TTM)
$8.97
P/E (TTM)*
12.54
P/S Ratio
2.45
P/B Ratio
1.31
Dividend / Share
$1.88
Dividend Yield
1.68%
52-Week High
$113.96
52-Week Low
$66.46
Volume (venue)
6,637
Avg Vol (3m, venue)
3,353.889

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+2.09%
1M
+10.50%
3M
+26.88%
6M
+52.49%
YTD
+55.47%
1Y
+63.21%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
73.55
SMA (50)
$99.34
SMA (200)
$82.72
Price vs SMA50
+12.94%
Price vs SMA200
+35.62%
ATR (14)
$3.39

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$149M
Net Income
$29M
Gross Margin
—
Operating Margin
—
Net Margin
19.5%
Return on Equity
10.5%
Return on Assets
1.0%
Current Ratio
—
Debt / Equity
0.48
Revenue Growth (YoY)
+10.6%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

CFFI Dividend History

Dividend / share (TTM)
$1.88
Dividend yield
1.68%
Per-share growth (5y CAGR)
+3.9%
Payout ratio (latest FY)
22%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $6M $0.00 22%
2024-12-31 $6M $0.00 29%
2023-12-31 $6M $0.00 25%
2022-12-31 $6M $0.00 20%
2021-12-31 $6M $0.00 20%
2020-12-31 $6M $0.00 25%
2019-12-31 $5M $0.00 27%
2018-12-31 $5M $0.00 27%
2017-12-31 $5M $0.00 71%
2016-12-31 $4M $0.00 33%
2015-12-31 $4M $0.00 33%
2014-12-31 $4M $0.00 33%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $2.63 2026-08-10
Q1 2026 $2.08 2026-05-11
Q4 2025 (derived) $2.08 2026-03-03
FY 2025 $8.29 2026-03-03
Q3 2025 $2.18 2025-11-04
Q2 2025 $2.37 2025-08-11

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

CFFI vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
12.54 / 12.53 med
+0% premium
P/S vs peers
2.45 / 2.74 med
-11% discount
Net margin vs peers
19.5% / 18.4% med
above median
1–14 of 14
BNSBank Of Nova Scotia$119.3B———+2.98%
BNYBNY Mellon$102.7B15.702.5213.6%+2.24%
DBDeutsche Bank Aktiengesellschaft$69.9B———+7.98%
FITBFifth Third Bancorp$49.5B19.303.8219.5%+1.48%
STTState Street Corporation$47.2B12.803.0423.8%+2.20%
MTBM&T Bank$32.4B10.702.4521.6%+1.18%
NTRSNorthern Trust$32.3B13.292.2612.1%+3.17%
CFGCitizens Financial Group$27.6B12.182.2915.2%+2.38%
FCNCAFirst Citizens Bancshares Inc /De/$26.3B11.192.7424.5%+0.40%
EWBCEast West Bancorp Inc$18.4B12.713.9328.4%+1.30%
ALLYAlly Financial Inc.$11.8B7.931.4910.8%+3.78%
WTFCWintrust Financial Corp$10.5B11.422.4919.5%+0.48%
SSBSouthstate Bank Corp$10.3B11.122.7421.3%+0.68%
BPOPPopular, Inc.$10.1B10.452.2818.8%+1.25%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.