CFFI C & F FINANCIAL CORP

$78.00 +2.63%

C & F FINANCIAL CORP (CFFI) is a financial company in the State Commercial Banks industry, with a market capitalization of $254 million. Shares last traded at $78.00, 7.1% below their 52-week high. Over the past year the stock is up 24.9%. CFFI trades at a price-to-earnings ratio of 9.46, below the State Commercial Banks median of 13.35. Net profit margin is 19.1%, below the peer median of 23.1%. Revenue grew 10.6% year over year. The shares yield 3.6% in dividends.

Market Cap

$254M

Shares Out

3.3M

EPS (TTM)

$13.99

P/E Ratio

5.58

P/S Ratio

1.80

P/B Ratio

0.96

Dividend / Share

$2.78

Dividend Yield

3.56%

52-Week High

$84.00

52-Week Low

$57.16

Volume

Avg Vol (3m)

167.079

Performance

+0.32%

+6.50%

+10.36%

+3.90%

YTD

+10.14%

+24.89%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

57.93

SMA (50)

$75.19

SMA (200)

$72.38

Price vs SMA50

+3.74%

Price vs SMA200

+7.77%

ATR (14)

$2.81

Financials

Revenue

$141M

Net Income

$27M

Gross Margin

—

Operating Margin

—

Net Margin

19.1%

Return on Equity

10.1%

Return on Assets

1.0%

Current Ratio

—

Debt / Equity

0.50

Revenue Growth (YoY)

+10.6%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

Period	EPS (diluted)	Reported
Q1 2026	$2.08	2026-05-11
FY 2025	$8.29	2026-03-03
Q3 2025	$6.22	2025-11-04
Q2 2025	$4.03	2025-08-11
Q1 2026	$1.66	2026-05-11
FY 2025	$6.01	2026-03-03

Full earnings history →

State Commercial Banks peers

CFFI vs 14 industry peers (State Commercial Banks), by market cap.

P/E vs peers

9.46 / 13.35 med

-29% discount

P/S vs peers

1.80 / 3.62 med

-50% discount

Net margin vs peers

19.1% / 23.1% med

below median

1–14 of 14


BNY	BNY Mellon	$98.6B	17.76	4.91	27.6%	-1.68%
FITB	Fifth Third Bancorp	$47.8B	18.95	—	—	+0.23%
STT	State Street Corporation	$46.6B	15.82	3.34	21.1%	-1.66%
MTB	M&T Bank	$33.0B	11.57	—	—	-0.25%
NTRS	Northern Trust	$31.9B	18.34	6.35	34.6%	-1.62%
CFG	Citizens Financial Group	$28.4B	15.49	—	—	+0.40%
FCNCA	First Citizens Bancshares Inc /De/	$24.7B	11.21	2.59	23.1%	-0.80%
EWBC	East West Bancorp Inc	$17.4B	13.11	—	—	-0.38%
ALLY	Ally Financial Inc.	$13.9B	16.37	11.21	68.5%	-0.03%
WTFC	Wintrust Financial Corp	$10.4B	12.61	—	—	+0.00%
BPOP	Popular, Inc.	$10.3B	12.33	—	—	+0.31%
SSB	Southstate Bank Corp	$9.4B	11.80	—	—	+0.66%
COLB	Columbia Banking System, Inc.	$8.8B	16.07	—	—	+1.60%
WAL	Western Alliance Bancorporation	$8.7B	8.99	—	—	+1.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.