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CFFI C & F FINANCIAL CORP

$94.55 +3.05%

Updated

Financial · State Commercial Banks

C & F FINANCIAL CORP (CFFI) is a financial company in the State Commercial Banks industry, with a market capitalization of $307 million. Shares last traded at $94.55, near their 52-week high. Over the past year the stock is up 31.7%. CFFI trades at a price-to-earnings ratio of 10.57, below the State Commercial Banks median of 12.54. Net profit margin is 19.5%, below the peer median of 21.2%. Revenue grew 10.6% year over year. The shares yield 2.0% in dividends.

Market Cap
$307M
Shares Out
3.3M
EPS (TTM)
$17.04
P/E Ratio
5.55
P/S Ratio
2.06
P/B Ratio
1.11
Dividend / Share
$1.88
Dividend Yield
1.99%
52-Week High
$95.00
52-Week Low
$65.13
Volume
2,017
Avg Vol (3m)
1,533

Performance

1W
+4.59%
1M
+7.98%
3M
+29.52%
6M
+26.11%
YTD
+33.51%
1Y
+31.75%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
69.09
SMA (50)
$84.36
SMA (200)
$76.33
Price vs SMA50
+12.08%
Price vs SMA200
+23.87%
ATR (14)
$3.12

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$149M
Net Income
$29M
Gross Margin
Operating Margin
Net Margin
19.5%
Return on Equity
10.5%
Return on Assets
1.0%
Current Ratio
Debt / Equity
0.48
Revenue Growth (YoY)
+10.6%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

CFFI Dividend History

Dividend / share (TTM)
$1.88
Dividend yield
1.99%
Per-share growth (5y CAGR)
+3.9%
Payout ratio (latest FY)
22%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $6M $0.00 22%
2024-12-31 $6M $0.00 29%
2023-12-31 $6M $0.00 25%
2022-12-31 $6M $0.00 20%
2021-12-31 $6M $0.00 20%
2020-12-31 $6M $0.00 25%
2019-12-31 $5M $0.00 27%
2018-12-31 $5M $0.00 27%
2017-12-31 $5M $0.00 71%
2016-12-31 $4M $0.00 33%
2015-12-31 $4M $0.00 33%
2014-12-31 $4M $0.00 33%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $4.71 2026-08-10
Q1 2026 $2.08 2026-05-11
FY 2025 $8.29 2026-03-03
Q3 2025 $6.22 2025-11-04
Q2 2026 $4.03 2026-08-10
Q1 2026 $1.66 2026-05-11

Full earnings history →

State Commercial Banks peers

CFFI vs 14 industry peers (State Commercial Banks), by market cap. Updated

P/E vs peers
10.57 / 12.54 med
-16% discount
P/S vs peers
2.06 / 2.73 med
-24% discount
Net margin vs peers
19.5% / 21.2% med
below median
1–14 of 14
BNYBNY Mellon$111.5B17.702.7415.5%+1.40%
STTState Street Corporation$53.3B15.423.5423.0%+2.04%
FITBFifth Third Bancorp$49.9B21.253.8518.1%+1.07%
MTBM&T Bank$34.7B11.432.6222.9%+1.92%
NTRSNorthern Trust$34.3B15.302.4015.7%+1.85%
CFGCitizens Financial Group$29.8B14.032.4717.6%+1.53%
FCNCAFirst Citizens Bancshares Inc /De/$25.9B10.982.6924.5%+1.26%
EWBCEast West Bancorp Inc$17.9B12.373.8330.9%+1.28%
ALLYAlly Financial Inc.$13.3B9.121.6818.4%+2.18%
BPOPPopular, Inc.$10.9B11.282.4621.8%+0.46%
SSBSouthstate Bank Corp$10.4B10.932.7625.3%+0.76%
WTFCWintrust Financial Corp$10.4B11.502.4521.3%+0.79%
WALWestern Alliance Bancorporation$8.8B8.991.6518.3%+2.36%
PBProsperity Bancshares Inc$8.7B15.485.0132.3%+0.46%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.