15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | $141M | $27M | 0.0% | 0.0% | 10.3% | 1.0% | $22M | — | $79M |
| 2024 | $127M | $20M | 0.0% | 0.0% | 8.8% | 0.8% | $33M | — | $66M |
| 2023 | $127M | $24M | 0.0% | 0.0% | 10.9% | 1.0% | $37M | — | $75M |
| 2022 | $123M | $29M | 0.0% | 0.0% | 14.9% | 1.3% | $87M | — | $27M |
| 2021 | $135M | $29M | 0.0% | 0.0% | 13.6% | 1.3% | $153M | — | $268M |
| 2020 | $138M | $22M | 0.0% | 0.0% | 11.4% | 1.1% | -$91M | — | $87M |
| 2019 | $112M | $19M | 0.0% | 0.0% | 11.4% | 1.1% | -$17M | — | $165M |
| 2018 | $119M | $18M | 0.0% | 0.0% | 11.9% | 1.2% | $44M | — | $115M |
| 2017 | $117M | $7M | 0.0% | 0.0% | 4.6% | 0.4% | $22M | — | — |
| 2016 | $115M | $13M | 0.0% | 0.0% | 9.7% | 0.9% | $24M | — | — |
| 2015 | $108M | $13M | 0.0% | 0.0% | 9.6% | 0.9% | $14M | — | — |
| 2014 | $106M | $12M | 0.0% | 0.0% | 10.0% | 0.9% | — | — | — |
| 2013 | $102M | $14M | 0.0% | 0.0% | 12.8% | 1.1% | $60M | $145M | — |
| 2012 | $98M | $16M | 0.0% | 0.0% | 16.0% | 1.7% | $29M | $142M | — |
| 2011 | $101M | $13M | 0.0% | 0.0% | 13.5% | 1.4% | $26M | $141M | — |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $41M | $9M | 0.0% | 0.0% | 3.1% | 0.3% | $22M | — | $62M |
| Mar '26 | $36M | $7M | 0.0% | 0.0% | 2.5% | 0.2% | -$8M | — | $77M |
| Dec '25 | $36M | $7M | 0.0% | 0.0% | 2.6% | 0.2% | $1M | — | $79M |
| Sep '25 | $36M | $7M | 0.0% | 0.0% | 2.8% | 0.3% | $23M | — | $96M |
| Jun '25 | $36M | $8M | 0.0% | 0.0% | 3.2% | 0.3% | -$5M | — | $80M |
| Mar '25 | $33M | $5M | 0.0% | 0.0% | 2.3% | 0.2% | $3M | — | $76M |
| Dec '24 | $32M | $6M | 0.0% | 0.0% | 2.7% | 0.2% | $33M | — | $66M |
| Sep '24 | $33M | $5M | 0.0% | 0.0% | 2.4% | 0.2% | -$2M | — | $49M |
| Jun '24 | $31M | $5M | 0.0% | 0.0% | 2.3% | 0.2% | $1M | — | $45M |
| Mar '24 | $31M | $3M | 0.0% | 0.0% | 1.6% | 0.1% | $410000 | — | $55M |
| Dec '23 | $32M | $5M | 0.0% | 0.0% | 2.3% | 0.2% | $17M | — | $75M |
| Sep '23 | $31M | $6M | 0.0% | 0.0% | 2.9% | 0.2% | $22M | — | $71M |
| Jun '23 | $32M | $6M | 0.0% | 0.0% | 3.1% | 0.3% | -$1M | — | $59M |
| Mar '23 | $33M | $6M | 0.0% | 0.0% | 3.2% | 0.3% | -$350000 | — | $84M |
| Dec '22 | $37M | $10M | 0.0% | 0.0% | 5.3% | 0.4% | $21M | — | $27M |
| Sep '22 | $31M | $6M | 0.0% | 0.0% | 3.5% | 0.3% | $19M | — | $99M |
| Jun '22 | $28M | $7M | 0.0% | 0.0% | 3.4% | 0.3% | $8M | — | $139M |
| Mar '22 | $27M | $6M | 0.0% | 0.0% | 2.8% | 0.2% | $40M | — | $269M |
| Dec '21 | $32M | $6M | 0.0% | 0.0% | 2.8% | 0.3% | $37M | — | $268M |
| Sep '21 | $33M | $8M | 0.0% | 0.0% | 3.8% | 0.3% | $13M | — | $201M |
How the market has priced CFFI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, C & F FINANCIAL CORP's revenue has grown 0.4% per year, and net income grown 3.9% per year. These are computed facts, not advice.
As of FY2025, C & F FINANCIAL CORP reported — of total debt against $79M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 19.1%.
As of Sep '26, C & F FINANCIAL CORP traded at a price-to-earnings ratio of about 11.5× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.