UPST Upstart Holdings, Inc.
Upstart Holdings, Inc. (UPST) is a financial company in the Finance Services industry, with a market capitalization of $3.1 billion. Shares last traded at $32.25, 65.3% below their 52-week high. Over the past year the stock is down 39.5%. UPST trades at a price-to-earnings ratio of 57.59, above the Finance Services median of 16.76. Net profit margin is 5.1%, above the peer median of 0.1%. Revenue grew 64.0% year over year.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q1 2026 | $-0.07 | 2026-05-05 |
| FY 2025 | $0.45 | 2026-02-10 |
| Q3 2025 | $0.28 | 2025-11-04 |
| Q2 2025 | $0.03 | 2025-08-05 |
| Q1 2026 | $-0.03 | 2026-05-05 |
| FY 2025 | $-1.44 | 2026-02-10 |
Finance Services peers
UPST vs 14 industry peers (Finance Services), by market cap.
| AXP | American Express | $230.7B | 21.30 | 5.59 | 26.2% | -0.71% |
| COIN | Coinbase | $42.9B | 33.03 | 5.98 | 18.1% | -1.93% |
| MSTR | MicroStrategy | $37.4B | -9.72 | — | — | -5.64% |
| SYF | Synchrony Financial | $25.4B | 7.14 | — | — | +1.55% |
| SOFI | Sofi Technologies, Inc. | $22.9B | 47.66 | 37.04 | 77.7% | -0.42% |
| CRCL | Circle Internet Group, Inc. | $19.5B | — | — | — | -1.59% |
| WULF | Terawulf Inc. | $14.3B | -21.67 | — | — | +3.84% |
| HUT | Hut 8 Corp. | $14.0B | — | — | — | +4.20% |
| CIFR | Cipher Digital Inc. | $11.9B | -14.53 | — | — | +7.83% |
| RIOT | Riot Platforms, Inc. | $10.6B | -16.03 | — | — | +2.16% |
| CORZ | Core Scientific, Inc./Tx | $9.3B | -32.13 | 29.07 | -90.5% | +2.82% |
| BMNR | Bitmine Immersion Technologies, Inc. | $8.7B | 24.96 | — | — | +1.76% |
| CHYM | Chime Financial, Inc. | $6.7B | — | — | — | +6.27% |
| MARA | Mara Holdings, Inc. | $5.4B | -4.14 | — | — | +1.42% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.