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UNTY Unity Bancorp Inc /Nj/

$58.06 -1.53%

Data as of close

Financial · State Commercial Banks

Unity Bancorp Inc /Nj/ (UNTY) is a financial company in the State Commercial Banks industry, with a market capitalization of $583 million. Shares last traded at $58.06, 7.0% below their 52-week high. Over the past year the stock is up 27.8%. UNTY trades at a price-to-earnings ratio of 9.95, below the State Commercial Banks median of 12.28. Net profit margin is 31.1%, above the peer median of 21.4%. The shares yield 1.1% in dividends.

Market Cap
$583M
Shares Out
10.0M
EPS (TTM)
$5.75
P/E (TTM)*
9.95
P/S Ratio
3.09
P/B Ratio
1.57
Dividend / Share
$0.61
Dividend Yield
1.05%
52-Week High
$62.45
52-Week Low
$44.55
Volume (venue)
566
Avg Vol (3m, venue)
2,185.984

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
-0.06%
1M
+6.02%
3M
-3.09%
6M
+9.09%
YTD
+12.76%
1Y
+27.80%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
55.13
SMA (50)
$57.29
SMA (200)
$55.53
Price vs SMA50
+1.35%
Price vs SMA200
+4.55%
ATR (14)
$1.35

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$188M
Net Income
$59M
Gross Margin
—
Operating Margin
—
Net Margin
31.1%
Return on Equity
15.8%
Return on Assets
1.8%
Current Ratio
—
Debt / Equity
0.72
Revenue Growth (YoY)
—

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

UNTY Dividend History

Dividend / share (TTM)
$0.61
Dividend yield
1.05%
Per-share growth (5y CAGR)
+12.5%
Payout ratio (latest FY)
10%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $6M $0.55 10%
2024-12-31 $5M $0.49 12%
2023-12-31 $5M $0.46 12%
2022-12-31 $4M $0.41 11%
2021-12-31 $4M $0.34 10%
2020-12-31 $3M $0.30 14%
2019-12-31 $3M $0.30 14%
2018-12-31 $3M $0.26 13%
2017-12-31 $2M $0.22 18%
2016-12-31 $2M $0.00 12%
2015-12-31 $1M $0.00 12%
2014-12-31 $1M $0.00 12%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $1.42 2026-08-06
Q1 2026 $1.40 2026-05-07
Q4 2025 $1.52 2026-03-04
FY 2025 $5.67 2026-03-04
Q3 2025 $1.41 2025-11-06
Q2 2025 $1.61 2025-08-06

Full earnings history →

State Commercial Banks peers

UNTY vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
9.95 / 12.28 med
-19% discount
P/S vs peers
3.09 / 2.71 med
+14% premium
Net margin vs peers
31.1% / 21.4% med
above median
1–14 of 14
BNSBank Of Nova Scotia$115.8B———-0.39%
BNYBNY Mellon$100.5B15.362.4716.1%+1.02%
DBDeutsche Bank Aktiengesellschaft$64.7B———-0.25%
FITBFifth Third Bancorp$48.7B19.013.7719.8%-1.88%
STTState Street Corporation$46.2B12.532.9823.8%+0.23%
MTBM&T Bank$32.1B10.572.4222.9%-1.11%
NTRSNorthern Trust$31.3B12.882.1917.0%+1.17%
CFGCitizens Financial Group$27.0B11.902.2418.8%-0.86%
FCNCAFirst Citizens Bancshares Inc /De/$26.2B11.152.7324.5%-1.92%
EWBCEast West Bancorp Inc$18.1B12.543.8830.9%-0.56%
ALLYAlly Financial Inc.$11.4B7.641.4418.8%-1.75%
WTFCWintrust Financial Corp$10.5B11.652.4821.3%-1.23%
SSBSouthstate Bank Corp$10.2B11.042.7324.7%-1.04%
BPOPPopular, Inc.$10.0B10.322.2521.8%-1.38%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.