UNTY Unity Bancorp Inc /Nj/

$59.13 +0.44%

Updated 17 d ago

Unity Bancorp Inc /Nj/ (UNTY) is a financial company in the State Commercial Banks industry, with a market capitalization of $594 million. Shares last traded at $59.13, 5.3% below their 52-week high. Over the past year the stock is up 13.6%. UNTY trades at a price-to-earnings ratio of 10.13, below the State Commercial Banks median of 12.54. Net profit margin is 31.1%, above the peer median of 21.2%. The shares yield 1.0% in dividends.

Market Cap

$594M

Shares Out

10.0M

EPS (TTM)

$8.09

P/E Ratio

7.31

P/S Ratio

3.15

P/B Ratio

1.60

Dividend / Share

$0.61

Dividend Yield

1.03%

52-Week High

$62.45

52-Week Low

$44.55

Volume

1,289

Avg Vol (3m)

2,508.111

Performance

+1.09%

-1.30%

+10.21%

+13.95%

YTD

+16.17%

+13.64%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

51.38

SMA (50)

$58.63

SMA (200)

$54.54

Price vs SMA50

+0.85%

Price vs SMA200

+8.41%

ATR (14)

$1.20

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue

$188M

Net Income

$59M

Gross Margin

—

Operating Margin

—

Net Margin

31.1%

Return on Equity

15.8%

Return on Assets

1.8%

Current Ratio

—

Debt / Equity

0.72

Revenue Growth (YoY)

—

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

UNTY Dividend History

Dividend / share (TTM)

$0.61

Dividend yield

1.03%

Per-share growth (5y CAGR)

+12.5%

Payout ratio (latest FY)

10%

Fiscal year end	Total dividends paid	Per share*	Payout ratio
2025-12-31	$6M	$0.55	10%
2024-12-31	$5M	$0.49	12%
2023-12-31	$5M	$0.46	12%
2022-12-31	$4M	$0.41	11%
2021-12-31	$4M	$0.34	10%
2020-12-31	$3M	$0.30	14%
2019-12-31	$3M	$0.30	14%
2018-12-31	$3M	$0.26	13%
2017-12-31	$2M	$0.22	18%
2016-12-31	$2M	$0.00	12%
2015-12-31	$1M	$0.00	12%
2014-12-31	$1M	$0.00	12%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

Period	EPS (diluted)	Reported
Q2 2026	$2.82	2026-08-06
Q1 2026	$1.40	2026-05-07
FY 2025	$5.67	2026-03-04
FY 2025	$1.41	2026-03-04
Q2 2026	$2.74	2026-08-06
Q1 2026	$1.13	2026-05-07

Full earnings history →

State Commercial Banks peers

UNTY vs 14 industry peers (State Commercial Banks), by market cap. Updated 17 d ago

P/E vs peers

10.13 / 12.54 med

-19% discount

P/S vs peers

3.15 / 2.73 med

+15% premium

Net margin vs peers

31.1% / 21.2% med

above median

1–14 of 14


BNY	BNY Mellon	$111.5B	17.70	2.74	15.5%	+1.40%
STT	State Street Corporation	$53.3B	15.42	3.54	23.0%	+2.04%
FITB	Fifth Third Bancorp	$49.9B	21.25	3.85	18.1%	+1.07%
MTB	M&T Bank	$34.7B	11.43	2.62	22.9%	+1.92%
NTRS	Northern Trust	$34.3B	15.30	2.40	15.7%	+1.85%
CFG	Citizens Financial Group	$29.8B	14.03	2.47	17.6%	+1.53%
FCNCA	First Citizens Bancshares Inc /De/	$25.9B	10.98	2.69	24.5%	+1.26%
EWBC	East West Bancorp Inc	$17.9B	12.37	3.83	30.9%	+1.28%
ALLY	Ally Financial Inc.	$13.3B	9.12	1.68	18.4%	+2.18%
BPOP	Popular, Inc.	$10.9B	11.28	2.46	21.8%	+0.46%
SSB	Southstate Bank Corp	$10.4B	10.93	2.76	25.3%	+0.76%
WTFC	Wintrust Financial Corp	$10.4B	11.50	2.45	21.3%	+0.79%
WAL	Western Alliance Bancorporation	$8.8B	8.99	1.65	18.3%	+2.36%
PB	Prosperity Bancshares Inc	$8.7B	15.48	5.01	32.3%	+0.46%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.