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UCB United Community Banks Inc

$35.38 +1.14%

Updated

Financial · State Commercial Banks

United Community Banks Inc (UCB) is a financial company in the State Commercial Banks industry, with a market capitalization of $4.3 billion. Shares last traded at $35.38, 6.9% below their 52-week high. Over the past year the stock is up 7.2%. UCB trades at a price-to-earnings ratio of 11.29, below the State Commercial Banks median of 12.54. Net profit margin is 34.0%, above the peer median of 21.2%. Revenue grew 11.7% year over year. The shares yield 2.8% in dividends.

Market Cap
$4.3B
Shares Out
120.6M
EPS (TTM)
$5.46
P/E Ratio
6.48
P/S Ratio
3.84
P/B Ratio
1.14
Dividend / Share
$0.99
Dividend Yield
2.80%
52-Week High
$37.99
52-Week Low
$28.71
Volume
32,776
Avg Vol (3m)
50,967.413

Performance

1W
+0.44%
1M
-1.90%
3M
+6.52%
6M
+10.47%
YTD
+12.51%
1Y
+7.19%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
49.69
SMA (50)
$35.59
SMA (200)
$33.45
Price vs SMA50
-0.58%
Price vs SMA200
+5.78%
ATR (14)
$1.50

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$1.1B
Net Income
$378M
Gross Margin
Operating Margin
Net Margin
34.0%
Return on Equity
10.1%
Return on Assets
1.3%
Current Ratio
Debt / Equity
0.01
Revenue Growth (YoY)
+11.7%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

UCB Dividend History

Dividend / share (TTM)
$0.99
Dividend yield
2.80%
Per-share growth (5y CAGR)
+6.6%
Payout ratio (latest FY)
36%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $119M $0.98 36%
2024-12-31 $112M $0.94 44%
2023-12-31 $105M $0.89 56%
2022-12-31 $87M $0.81 31%
2021-12-31 $67M $0.76 25%
2020-12-31 $59M $0.71 36%
2019-12-31 $53M $0.67 29%
2018-12-31 $42M $0.52 25%
2017-12-31 $26M $0.36 39%
2016-12-31 $16M $0.22 16%
2015-12-31 $15M $0.23 21%
2014-12-31 $2M $0.03 3%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $1.65 2026-08-05
Q1 2026 $0.69 2026-05-06
FY 2025 $2.62 2026-02-17
Q3 2025 $1.91 2025-11-07
Q2 2026 $1.21 2026-08-05
Q1 2026 $0.58 2026-05-06

Full earnings history →

State Commercial Banks peers

UCB vs 14 industry peers (State Commercial Banks), by market cap. Updated

P/E vs peers
11.29 / 12.54 med
-10% discount
P/S vs peers
3.84 / 2.73 med
+41% premium
Net margin vs peers
34.0% / 21.2% med
above median
1–14 of 14
BNYBNY Mellon$111.5B17.702.7415.5%+1.40%
STTState Street Corporation$53.3B15.423.5423.0%+2.04%
FITBFifth Third Bancorp$49.9B21.253.8518.1%+1.07%
MTBM&T Bank$34.7B11.432.6222.9%+1.92%
NTRSNorthern Trust$34.3B15.302.4015.7%+1.85%
CFGCitizens Financial Group$29.8B14.032.4717.6%+1.53%
FCNCAFirst Citizens Bancshares Inc /De/$25.9B10.982.6924.5%+1.26%
EWBCEast West Bancorp Inc$17.9B12.373.8330.9%+1.28%
ALLYAlly Financial Inc.$13.3B9.121.6818.4%+2.18%
BPOPPopular, Inc.$10.9B11.282.4621.8%+0.46%
SSBSouthstate Bank Corp$10.4B10.932.7625.3%+0.76%
WTFCWintrust Financial Corp$10.4B11.502.4521.3%+0.79%
WALWestern Alliance Bancorporation$8.8B8.991.6518.3%+2.36%
PBProsperity Bancshares Inc$8.7B15.485.0132.3%+0.46%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.