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UCB United Community Banks Inc

$32.85 +0.95%

Financial · State Commercial Banks

United Community Banks Inc (UCB) is a financial company in the State Commercial Banks industry, with a market capitalization of $3.9 billion. Shares last traded at $32.85, 10.7% below their 52-week high. Over the past year the stock is up 19.4%. UCB trades at a price-to-earnings ratio of 11.98, below the State Commercial Banks median of 13.35. Net profit margin is 30.9%, above the peer median of 23.1%. Revenue grew 11.7% year over year. The shares yield 4.5% in dividends.

Market Cap
$3.9B
Shares Out
119.7M
EPS (TTM)
$4.39
P/E Ratio
7.48
P/S Ratio
3.70
P/B Ratio
1.08
Dividend / Share
$1.47
Dividend Yield
4.47%
52-Week High
$36.77
52-Week Low
$27.50
Volume
36,930
Avg Vol (3m)
41,407.143

Performance

1W
-4.14%
1M
+1.17%
3M
+9.88%
6M
+1.73%
YTD
+4.45%
1Y
+19.41%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
46.74
SMA (50)
$33.31
SMA (200)
$32.28
Price vs SMA50
-1.38%
Price vs SMA200
+1.75%
ATR (14)
$0.94

Financials

Revenue
$1.1B
Net Income
$328M
Gross Margin
Operating Margin
Net Margin
30.9%
Return on Equity
9.0%
Return on Assets
1.2%
Current Ratio
Debt / Equity
0.03
Revenue Growth (YoY)
+11.7%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

PeriodEPS (diluted)Reported
Q1 2026 $0.69 2026-05-06
FY 2025 $2.62 2026-02-17
Q3 2025 $1.91 2025-11-07
Q2 2025 $1.21 2025-08-08
Q1 2026 $0.58 2026-05-06
FY 2025 $2.04 2026-02-17

Full earnings history →

State Commercial Banks peers

UCB vs 14 industry peers (State Commercial Banks), by market cap.

P/E vs peers
11.98 / 13.35 med
-10% discount
P/S vs peers
3.70 / 3.62 med
+2% premium
Net margin vs peers
30.9% / 23.1% med
above median
1–14 of 14
BNYBNY Mellon$98.6B17.764.9127.6%-1.68%
FITBFifth Third Bancorp$47.8B18.95+0.23%
STTState Street Corporation$46.6B15.823.3421.1%-1.66%
MTBM&T Bank$33.0B11.57-0.25%
NTRSNorthern Trust$31.9B18.346.3534.6%-1.62%
CFGCitizens Financial Group$28.4B15.49+0.40%
FCNCAFirst Citizens Bancshares Inc /De/$24.7B11.212.5923.1%-0.80%
EWBCEast West Bancorp Inc$17.4B13.11-0.38%
ALLYAlly Financial Inc.$13.9B16.3711.2168.5%-0.03%
WTFCWintrust Financial Corp$10.4B12.61+0.00%
BPOPPopular, Inc.$10.3B12.33+0.31%
SSBSouthstate Bank Corp$9.4B11.80+0.66%
COLBColumbia Banking System, Inc.$8.8B16.07+1.60%
WALWestern Alliance Bancorporation$8.7B8.99+1.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.