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UBCP UNITED BANCORP INC /OH/

$14.43 +0.00%

Data as of close

Financial · State Commercial Banks

UNITED BANCORP INC /OH/ (UBCP) is a financial company in the State Commercial Banks industry, with a market capitalization of $83 million. Shares last traded at $14.43, 19.8% below their 52-week high. Over the past year the stock is up 16.1%. UBCP trades at a price-to-earnings ratio of 10.38, below the State Commercial Banks median of 12.28. Net profit margin is 19.2%, below the peer median of 21.4%. The shares yield 6.5% in dividends.

Market Cap
$83M
Shares Out
5.7M
EPS (TTM)
$1.38
P/E (TTM)*
10.38
P/S Ratio
1.99
P/B Ratio
1.15
Dividend / Share
$0.94
Dividend Yield
6.48%
52-Week High
$17.99
52-Week Low
$12.88
Volume (venue)
1
Avg Vol (3m, venue)
77.873

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+1.26%
1M
-4.09%
3M
-7.02%
6M
-9.13%
YTD
+1.48%
1Y
+16.09%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
50.14
SMA (50)
$15.00
SMA (200)
$14.95
Price vs SMA50
-3.78%
Price vs SMA200
-3.48%
ATR (14)
$0.27

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$41M
Net Income
$8M
Gross Margin
—
Operating Margin
—
Net Margin
19.2%
Return on Equity
11.1%
Return on Assets
0.9%
Current Ratio
—
Debt / Equity
11.18
Revenue Growth (YoY)
—

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

UBCP Dividend History

Dividend / share (TTM)
$0.94
Dividend yield
6.48%
Per-share growth (5y CAGR)
+10.2%
Payout ratio (latest FY)
71%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $5M $0.00 71%
2024-12-31 $5M $0.00 69%
2023-12-31 $5M $0.00 54%
2022-12-31 $5M $0.00 53%
2021-12-31 $4M $0.00 43%
2020-12-31 $3M $0.00 42%
2019-12-31 $3M — 47%
2018-12-31 $3M — 75%
2017-12-31 $3M $0.00 78%
2016-12-31 $3M $0.00 71%
2015-12-31 $2M $0.00 70%
2014-12-31 $2M $0.00 67%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.36 2026-08-12
Q1 2026 $0.33 2026-05-14
Q4 2025 $0.35 2026-03-18
FY 2025 $1.34 2026-03-18
Q3 2025 $0.34 2025-11-12
Q2 2025 $0.33 2025-08-14

Full earnings history →

State Commercial Banks peers

UBCP vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
10.38 / 12.28 med
-15% discount
P/S vs peers
1.99 / 2.71 med
-26% discount
Net margin vs peers
19.2% / 21.4% med
below median
1–14 of 14
BNSBank Of Nova Scotia$115.8B———-0.39%
BNYBNY Mellon$100.5B15.362.4716.1%+1.02%
DBDeutsche Bank Aktiengesellschaft$64.7B———-0.25%
FITBFifth Third Bancorp$48.7B19.013.7719.8%-1.88%
STTState Street Corporation$46.2B12.532.9823.8%+0.23%
MTBM&T Bank$32.1B10.572.4222.9%-1.11%
NTRSNorthern Trust$31.3B12.882.1917.0%+1.17%
CFGCitizens Financial Group$27.0B11.902.2418.8%-0.86%
FCNCAFirst Citizens Bancshares Inc /De/$26.2B11.152.7324.5%-1.92%
EWBCEast West Bancorp Inc$18.1B12.543.8830.9%-0.56%
ALLYAlly Financial Inc.$11.4B7.641.4418.8%-1.75%
WTFCWintrust Financial Corp$10.5B11.652.4821.3%-1.23%
SSBSouthstate Bank Corp$10.2B11.042.7324.7%-1.04%
BPOPPopular, Inc.$10.0B10.322.2521.8%-1.38%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.