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TRST Trustco Bank Corp N Y

$57.44 -0.73%

Data as of close

Financial · State Commercial Banks

Trustco Bank Corp N Y (TRST) is a financial company in the State Commercial Banks industry, with a market capitalization of $978 million. Shares last traded at $57.44, 3.3% below their 52-week high. Over the past year the stock is up 52.2%. TRST trades at a price-to-earnings ratio of 15.03, above the State Commercial Banks median of 12.28. Net profit margin is 23.4%, above the peer median of 21.4%. The shares yield 2.6% in dividends.

Market Cap
$978M
Shares Out
17.0M
EPS (TTM)
$3.60
P/E (TTM)*
15.03
P/S Ratio
3.51
P/B Ratio
1.49
Dividend / Share
$1.50
Dividend Yield
2.61%
52-Week High
$59.38
52-Week Low
$37.05
Volume (venue)
4,125
Avg Vol (3m, venue)
6,140.698

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+1.57%
1M
+4.00%
3M
+0.88%
6M
+19.42%
YTD
+39.08%
1Y
+52.16%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
60.30
SMA (50)
$56.09
SMA (200)
$51.08
Price vs SMA50
+2.42%
Price vs SMA200
+12.46%
ATR (14)
$1.91

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$278M
Net Income
$65M
Gross Margin
—
Operating Margin
—
Net Margin
23.4%
Return on Equity
9.9%
Return on Assets
1.0%
Current Ratio
—
Debt / Equity
8.95
Revenue Growth (YoY)
—

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

TRST Dividend History

Dividend / share (TTM)
$1.50
Dividend yield
2.61%
Per-share growth (5y CAGR)
+1.5%
Payout ratio (latest FY)
45%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $28M $1.47 45%
2024-12-31 $27M $1.44 56%
2023-12-31 $27M $1.44 47%
2022-12-31 $27M $1.41 36%
2021-12-31 $26M $1.36 43%
2020-12-31 $26M $1.36 50%
2019-12-31 $26M $1.36 46%
2018-12-31 $26M $0.26 42%
2017-12-31 $25M $0.26 58%
2016-12-31 $25M $0.26 59%
2015-12-31 $25M $0.26 59%
2014-12-31 $25M $0.26 56%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.98 2026-08-10
Q1 2026 $0.91 2026-05-08
Q4 2025 (derived) $0.85 2026-03-16
FY 2025 $3.25 2026-03-16
Q3 2025 $0.86 2025-11-07
Q2 2025 $0.79 2025-08-08

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

TRST vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
15.03 / 12.28 med
+22% premium
P/S vs peers
3.51 / 2.71 med
+30% premium
Net margin vs peers
23.4% / 21.4% med
above median
1–14 of 14
BNSBank Of Nova Scotia$115.8B———-0.39%
BNYBNY Mellon$100.5B15.362.4716.1%+1.02%
DBDeutsche Bank Aktiengesellschaft$64.7B———-0.25%
FITBFifth Third Bancorp$48.7B19.013.7719.8%-1.88%
STTState Street Corporation$46.2B12.532.9823.8%+0.23%
MTBM&T Bank$32.1B10.572.4222.9%-1.11%
NTRSNorthern Trust$31.3B12.882.1917.0%+1.17%
CFGCitizens Financial Group$27.0B11.902.2418.8%-0.86%
FCNCAFirst Citizens Bancshares Inc /De/$26.2B11.152.7324.5%-1.92%
EWBCEast West Bancorp Inc$18.1B12.543.8830.9%-0.56%
ALLYAlly Financial Inc.$11.4B7.641.4418.8%-1.75%
WTFCWintrust Financial Corp$10.5B11.652.4821.3%-1.23%
SSBSouthstate Bank Corp$10.2B11.042.7324.7%-1.04%
BPOPPopular, Inc.$10.0B10.322.2521.8%-1.38%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.