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ORRF ORRSTOWN FINANCIAL SERVICES INC

$44.42 -1.83%

Data as of close

Financial · State Commercial Banks

ORRSTOWN FINANCIAL SERVICES INC (ORRF) is a financial company in the State Commercial Banks industry, with a market capitalization of $874 million. Shares last traded at $44.42, near their 52-week high. Over the past year the stock is up 33.5%. ORRF trades at a price-to-earnings ratio of 10.12, below the State Commercial Banks median of 12.28. Net profit margin is 24.2%, above the peer median of 21.4%. Revenue grew 36.0% year over year. The shares yield 2.5% in dividends.

Market Cap
$874M
Shares Out
19.7M
EPS (TTM)
$4.45
P/E (TTM)*
10.12
P/S Ratio
2.45
P/B Ratio
1.41
Dividend / Share
$1.13
Dividend Yield
2.54%
52-Week High
$45.42
52-Week Low
$32.75
Volume (venue)
10,626
Avg Vol (3m, venue)
4,282.032

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+0.32%
1M
+7.28%
3M
+2.68%
6M
+20.44%
YTD
+25.50%
1Y
+33.51%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
60.85
SMA (50)
$42.23
SMA (200)
$39.31
Price vs SMA50
+5.20%
Price vs SMA200
+13.01%
ATR (14)
$0.95

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$356M
Net Income
$86M
Gross Margin
—
Operating Margin
—
Net Margin
24.2%
Return on Equity
13.9%
Return on Assets
1.5%
Current Ratio
—
Debt / Equity
0.06
Revenue Growth (YoY)
+36.0%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

ORRF Dividend History

Dividend / share (TTM)
$1.13
Dividend yield
2.54%
Per-share growth (5y CAGR)
+9.1%
Payout ratio (latest FY)
26%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $21M $1.07 26%
2024-12-31 $13M $0.88 60%
2023-12-31 $8M $0.81 24%
2022-12-31 $8M $0.77 38%
2021-12-31 $8M $0.75 25%
2020-12-31 $8M $0.69 29%
2019-12-31 $6M $0.58 36%
2018-12-31 $4M $0.00 34%
2017-12-31 $3M $0.00 43%
2016-12-31 $3M $0.00 44%
2015-12-31 $2M $0.00 23%
2011-12-31 $6M $0.00 —

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $1.09 2026-08-06
Q1 2026 $1.12 2026-05-08
Q4 2025 (derived) $1.11 2026-03-12
FY 2025 $4.18 2026-03-12
Q3 2025 $1.13 2025-11-06
Q2 2025 $1.01 2025-08-08

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

ORRF vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
10.12 / 12.28 med
-18% discount
P/S vs peers
2.45 / 2.71 med
-9% discount
Net margin vs peers
24.2% / 21.4% med
above median
1–14 of 14
BNSBank Of Nova Scotia$115.8B———-0.39%
BNYBNY Mellon$100.5B15.362.4716.1%+1.02%
DBDeutsche Bank Aktiengesellschaft$64.7B———-0.25%
FITBFifth Third Bancorp$48.7B19.013.7719.8%-1.88%
STTState Street Corporation$46.2B12.532.9823.8%+0.23%
MTBM&T Bank$32.1B10.572.4222.9%-1.11%
NTRSNorthern Trust$31.3B12.882.1917.0%+1.17%
CFGCitizens Financial Group$27.0B11.902.2418.8%-0.86%
FCNCAFirst Citizens Bancshares Inc /De/$26.2B11.152.7324.5%-1.92%
EWBCEast West Bancorp Inc$18.1B12.543.8830.9%-0.56%
ALLYAlly Financial Inc.$11.4B7.641.4418.8%-1.75%
WTFCWintrust Financial Corp$10.5B11.652.4821.3%-1.23%
SSBSouthstate Bank Corp$10.2B11.042.7324.7%-1.04%
BPOPPopular, Inc.$10.0B10.322.2521.8%-1.38%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.