ORRF ORRSTOWN FINANCIAL SERVICES INC

$38.93 +1.22%

ORRSTOWN FINANCIAL SERVICES INC (ORRF) is a financial company in the State Commercial Banks industry, with a market capitalization of $765 million. Shares last traded at $38.93, 8.2% below their 52-week high. Over the past year the stock is up 32.0%. ORRF trades at a price-to-earnings ratio of 9.46, below the State Commercial Banks median of 13.35. Net profit margin is 217.7%, above the peer median of 23.1%. Revenue grew 36.0% year over year. The shares yield 2.3% in dividends.

Market Cap

$765M

Shares Out

19.6M

EPS (TTM)

$7.06

P/E Ratio

5.51

P/S Ratio

20.59

P/B Ratio

1.27

Dividend / Share

$0.89

Dividend Yield

2.29%

52-Week High

$42.41

52-Week Low

$29.57

Volume

7,495

Avg Vol (3m)

5,490.571

Performance

-0.69%

+8.62%

+11.90%

+3.15%

YTD

+11.45%

+31.97%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

58.20

SMA (50)

$37.39

SMA (200)

$35.98

Price vs SMA50

+4.12%

Price vs SMA200

+8.20%

ATR (14)

$1.13

Financials

Revenue

$37M

Net Income

$81M

Gross Margin

—

Operating Margin

—

Net Margin

217.7%

Return on Equity

13.4%

Return on Assets

1.4%

Current Ratio

—

Debt / Equity

0.07

Revenue Growth (YoY)

+36.0%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

Period	EPS (diluted)	Reported
Q1 2026	$1.12	2026-05-08
FY 2025	$4.18	2026-03-12
Q3 2025	$3.07	2025-11-06
Q2 2025	$1.94	2025-08-08
Q1 2026	$0.93	2026-05-08
FY 2025	$1.48	2026-03-12

Full earnings history →

State Commercial Banks peers

ORRF vs 14 industry peers (State Commercial Banks), by market cap.

P/E vs peers

9.46 / 13.35 med

-29% discount

P/S vs peers

20.59 / 3.62 med

+470% premium

Net margin vs peers

217.7% / 23.1% med

above median

1–14 of 14


BNY	BNY Mellon	$98.6B	17.76	4.91	27.6%	-1.68%
FITB	Fifth Third Bancorp	$47.8B	18.95	—	—	+0.23%
STT	State Street Corporation	$46.6B	15.82	3.34	21.1%	-1.66%
MTB	M&T Bank	$33.0B	11.57	—	—	-0.25%
NTRS	Northern Trust	$31.9B	18.34	6.35	34.6%	-1.62%
CFG	Citizens Financial Group	$28.4B	15.49	—	—	+0.40%
FCNCA	First Citizens Bancshares Inc /De/	$24.7B	11.21	2.59	23.1%	-0.80%
EWBC	East West Bancorp Inc	$17.4B	13.11	—	—	-0.38%
ALLY	Ally Financial Inc.	$13.9B	16.37	11.21	68.5%	-0.03%
WTFC	Wintrust Financial Corp	$10.4B	12.61	—	—	+0.00%
BPOP	Popular, Inc.	$10.3B	12.33	—	—	+0.31%
SSB	Southstate Bank Corp	$9.4B	11.80	—	—	+0.66%
COLB	Columbia Banking System, Inc.	$8.8B	16.07	—	—	+1.60%
WAL	Western Alliance Bancorporation	$8.7B	8.99	—	—	+1.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.