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OPFI OppFi Inc.

$7.32 +1.04%

Updated

Financial · Finance Services

OppFi Inc. (OPFI) is a financial company in the Finance Services industry, with a market capitalization of $347 million. Shares last traded at $7.32, 41.2% below their 52-week high. Over the past year the stock is down 27.9%. OPFI trades at a price-to-earnings ratio of 3.41, below the Finance Services median of 17.51. Net profit margin is 17.0%, above the peer median of -0.7%. The shares yield 13.7% in dividends.

Market Cap
$347M
Shares Out
47.4M
EPS (TTM)
$0.38
P/E Ratio
19.26
P/S Ratio
0.58
P/B Ratio
0.84
Dividend / Share
$1.00
Dividend Yield
13.66%
52-Week High
$12.45
52-Week Low
$6.50
Volume
28,259
Avg Vol (3m)
41,288.413

Performance

1W
+2.23%
1M
-25.08%
3M
-13.32%
6M
-20.69%
YTD
-28.97%
1Y
-27.88%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
43.83
SMA (50)
$8.56
SMA (200)
$9.02
Price vs SMA50
-14.45%
Price vs SMA200
-18.88%
ATR (14)
$0.34

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$597M
Net Income
$102M
Gross Margin
Operating Margin
23.3%
Net Margin
17.0%
Return on Equity
24.6%
Return on Assets
13.2%
Current Ratio
0.28
Debt / Equity
0.12
Revenue Growth (YoY)

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

OPFI Dividend History

Dividend / share (TTM)
$1.00
Dividend yield
13.66%
Per-share growth (1y CAGR)
+105.3%
Payout ratio (latest FY)
24%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $6M $0.24 24%
2024-12-31 $2M $0.12 33%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.74 2026-08-10
Q1 2026 $0.56 2026-05-07
FY 2025 $0.99 2026-03-12
Q3 2025 $0.36 2025-11-06
Q2 2026 $-1.28 2026-08-10
Q1 2026 $-0.48 2026-05-07

Full earnings history →

Finance Services peers

OPFI vs 14 industry peers (Finance Services), by market cap. Updated

P/E vs peers
3.41 / 17.51 med
-81% discount
P/S vs peers
0.58 / 4.89 med
-88% discount
Net margin vs peers
17.0% / -0.7% med
above median
1–14 of 14
AXPAmerican Express$222.7B19.465.1726.6%-0.05%
COINCoinbase$50.6B-51.198.05-15.7%+9.33%
MSTRMicroStrategy$49.1B-1.6198.50+16.10%
SYFSynchrony Financial$26.0B7.391.1215.2%+1.87%
CRCLCircle Internet Group, Inc.$25.1B55.639.1416.4%+14.81%
SOFISofi Technologies, Inc.$23.9B37.575.0113.3%+3.99%
BMNRBitmine Immersion Technologies, Inc.$15.8B45.342593.03+13.32%
CHYMChime Financial, Inc.$12.8B-704.305.21-0.7%+0.76%
HUTHut 8$10.8B-18.09+9.33%
WULFTeraWulf$8.1B-4.1649.05+9.73%
RIOTRiot Platforms, Inc.$7.9B-5.99+13.42%
CIFRCipher Mining$7.2B-6.40+13.71%
CORZCore Scientific$5.7B-4.01+6.30%
DAVEDave Inc./De$5.1B22.957.9434.6%+4.78%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.