OPFI OppFi Inc.
Data as of close
OppFi Inc. (OPFI) is a financial company in the Finance Services industry, with a market capitalization of $266 million. Shares last traded at $5.62, 51.9% below their 52-week high. Over the past year the stock is down 41.6%. OPFI trades at a price-to-earnings ratio of 2.62, below the Finance Services median of 17.95. Net profit margin is 17.0%, above the peer median of -1.2%. The shares yield 17.8% in dividends.
* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.
Performance
Chart
Full chart →Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.
Technicals
Financials
Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.
OPFI Dividend History
| Fiscal year end | Total dividends paid | Per share* | Payout ratio |
|---|---|---|---|
| 2025-12-31 | $6M | $0.24 | 24% |
| 2024-12-31 | $2M | $0.12 | 33% |
*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.
Compare payers on the highest-dividend-yield screener.
Recent earnings
| Period | EPS (diluted) | Reported |
|---|---|---|
| Q2 2026 | $0.18 | 2026-08-10 |
| Q1 2026 | $0.56 | 2026-05-07 |
| Q4 2025 (derived) | $1.48 | 2026-03-12 |
| FY 2025 | $0.99 | 2026-03-12 |
| Q3 2025 | $0.77 | 2025-11-06 |
| Q2 2025 | -$0.78 | 2025-08-07 |
Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.
Finance Services peers
OPFI vs 14 industry peers (Finance Services), by market cap. Data as of close
| AXP | American Express | $220.0B | 17.95 | 5.01 | 27.9% | +2.81% |
| MSTR | MicroStrategy | $55.6B | — | 112.38 | — | -0.13% |
| COIN | Coinbase | $36.5B | — | 6.48 | -12.5% | -4.77% |
| SYF | Synchrony Financial | $23.9B | 7.18 | 1.03 | 14.4% | +1.92% |
| SOFI | Sofi Technologies, Inc. | $21.4B | 33.68 | 4.49 | 13.3% | -0.98% |
| CRCL | Circle Internet Group, Inc. | $18.3B | 40.55 | 6.66 | 16.4% | -1.01% |
| BMNR | Bitmine Immersion Technologies, Inc. | $11.8B | 33.87 | 1936.86 | — | -2.78% |
| CHYM | Chime Financial, Inc. | $10.8B | — | 4.40 | -0.7% | +2.07% |
| IREN | IREN | $7.1B | — | 10.00 | -99.4% | -7.37% |
| HUT | Hut 8 | $6.8B | — | — | — | -7.36% |
| WULF | TeraWulf | $5.5B | — | 33.07 | — | -6.09% |
| KLAR | Klarna Group Plc | $5.1B | — | — | — | +0.60% |
| RIOT | Riot Platforms, Inc. | $4.5B | — | — | — | -7.34% |
| DAVE | Dave Inc./De | $4.1B | 18.45 | 6.38 | 34.6% | +1.78% |
Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.