15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $183M | $169M | 0.0% | 0.0% | $219M | — | $487M |
| 2024 | $166M | $141M | 0.0% | 0.0% | $177M | — | $284M |
| 2023 | $145M | $119M | 0.0% | 0.0% | $148M | — | $205M |
| 2022 | $151M | $152M | 0.0% | 0.0% | $176M | — | $197M |
| 2021 | $151M | $155M | 0.0% | 0.0% | $151M | — | $1.3B |
| 2020 | $141M | $104M | 0.0% | 0.0% | $137M | — | $673M |
| 2019 | $134M | $121M | 0.0% | 0.0% | $147M | — | $217M |
| 2018 | $126M | $113M | 0.0% | 0.0% | $140M | $945M | $181M |
| 2017 | $113M | $82M | 0.0% | 0.0% | $130M | $808M | — |
| 2016 | $111M | $78M | 0.0% | 0.0% | $107M | $786M | — |
| 2015 | — | $76M | — | — | $116M | $573M | — |
| 2014 | — | $75M | — | — | — | $448M | — |
| 2013 | — | $62M | — | — | $114M | $765M | — |
| 2012 | — | $55M | — | — | $82M | $530M | — |
| 2011 | — | $58M | — | — | $74M | $552M | — |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $51M | — | — | $49M | — | $716M |
| Dec '25 | — | $56M | — | — | $62M | — | $487M |
| Sep '25 | — | $54M | — | — | $74M | — | $640M |
| Jun '25 | — | $23M | — | — | $44M | — | $542M |
| Mar '25 | — | $37M | — | — | $38M | — | $254M |
| Dec '24 | — | $36M | — | — | $46M | — | $284M |
| Sep '24 | — | $38M | — | — | $48M | — | $482M |
| Jun '24 | — | $33M | — | — | $49M | — | $208M |
| Mar '24 | — | $34M | — | — | $34M | — | $319M |
| Dec '23 | — | $30M | — | — | $33M | — | $205M |
| Sep '23 | — | $25M | — | — | $51M | — | $673M |
| Jun '23 | — | $30M | — | — | $44M | — | $202M |
| Mar '23 | — | $34M | — | — | $20M | — | $230M |
| Dec '22 | — | $36M | — | — | $27M | — | $197M |
| Sep '22 | — | $39M | — | — | $47M | — | $321M |
| Jun '22 | — | $38M | — | — | $68M | — | $524M |
| Mar '22 | — | $39M | — | — | $34M | — | $1.1B |
| Dec '21 | — | $37M | — | — | $20M | — | $1.3B |
| Sep '21 | — | $37M | — | — | $39M | — | $1.3B |
| Jun '21 | — | $40M | — | — | $51M | — | $1.1B |
How the market has priced NBTB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Nbt Bancorp Inc's revenue has grown 5.4% per year, and net income grown 10.1% per year. These are computed facts, not advice.
As of FY2025, Nbt Bancorp Inc reported — of total debt against $487M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 92.5%.
As of Jun '26, Nbt Bancorp Inc traded at a price-to-earnings ratio of about 15.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.