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NBTB Nbt Bancorp Inc

$51.63 +0.78%

Updated

Financial · National Commercial Banks

Nbt Bancorp Inc (NBTB) is a financial company in the National Commercial Banks industry, with a market capitalization of $2.7 billion. Shares last traded at $51.63, 6.6% below their 52-week high. Over the past year the stock is up 17.6%. NBTB trades at a price-to-earnings ratio of 12.53, in line with the National Commercial Banks median of 12.42. Net profit margin is 23.6%, above the peer median of 20.5%. Revenue grew 10.4% year over year. The shares yield 2.8% in dividends.

Market Cap
$2.7B
Shares Out
52.0M
EPS (TTM)
$6.44
P/E Ratio
8.02
P/S Ratio
2.96
P/B Ratio
1.38
Dividend / Share
$1.45
Dividend Yield
2.81%
52-Week High
$55.29
52-Week Low
$39.20
Volume
12,431
Avg Vol (3m)
17,664.635

Performance

1W
+0.39%
1M
-2.94%
3M
+11.20%
6M
+21.68%
YTD
+24.08%
1Y
+17.55%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
48.46
SMA (50)
$51.73
SMA (200)
$45.90
Price vs SMA50
-0.20%
Price vs SMA200
+12.48%
ATR (14)
$0.91

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$906M
Net Income
$214M
Gross Margin
Operating Margin
Net Margin
23.6%
Return on Equity
11.0%
Return on Assets
1.3%
Current Ratio
Debt / Equity
0.04
Revenue Growth (YoY)
+10.4%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

NBTB Dividend History

Dividend / share (TTM)
$1.45
Dividend yield
2.81%
Per-share growth (5y CAGR)
+5.9%
Payout ratio (latest FY)
43%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $73M $1.43 43%
2024-12-31 $62M $1.31 44%
2023-12-31 $56M $1.25 47%
2022-12-31 $50M $1.15 33%
2021-12-31 $48M $1.09 31%
2020-12-31 $47M $1.07 45%
2019-12-31 $46M $1.04 38%
2018-12-31 $43M $0.98 38%
2017-12-31 $40M $0.00 49%
2016-12-31 $39M $0.00 50%
2015-12-31 $38M $0.00 50%
2014-12-31 $37M $0.00 49%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $1.99 2026-08-07
Q1 2026 $0.98 2026-05-08
FY 2025 $3.33 2026-02-27
Q3 2025 $2.26 2025-11-07
Q2 2026 $1.21 2026-08-07
Q1 2026 $0.77 2026-05-08

Full earnings history →

National Commercial Banks peers

NBTB vs 14 industry peers (National Commercial Banks), by market cap. Updated

P/E vs peers
12.53 / 12.42 med
+1% premium
P/S vs peers
2.96 / 2.66 med
+11% premium
Net margin vs peers
23.6% / 20.5% med
above median
1–14 of 14
JPMJPMorgan Chase$962.6B14.793.4323.2%+1.65%
BACBank of America$441.0B13.103.6427.8%+0.72%
WFCWells Fargo$272.9B12.582.2117.6%-0.10%
CCitigroup$241.7B16.902.8416.8%+2.85%
COFCapital One$137.2B42.561.984.7%+1.77%
USBU.S. Bancorp$99.0B12.123.3327.5%+1.23%
PNCPNC Financial Services$97.8B13.983.9128.0%+1.08%
TFCTruist Financial$63.1B10.802.0719.2%+1.59%
HBANHuntington Bancshares$34.6B15.662.7717.7%+1.04%
RFRegions Financial Corporation$25.9B11.622.7023.2%+1.69%
KEYKeyCorp$23.6B11.622.1018.1%+1.45%
PNFPPinnacle Financial Partners, Inc.$15.3B19.344.1921.7%+1.29%
FHNFirst Horizon Corp$11.8B11.203.3629.9%+1.59%
UMBFUmb Financial Corp$10.9B11.552.6322.7%+1.05%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.