NBTB Nbt Bancorp Inc

$46.72 +0.75%

Nbt Bancorp Inc (NBTB) is a financial company in the National Commercial Banks industry, with a market capitalization of $2.4 billion. Shares last traded at $46.72, 5.0% below their 52-week high. Over the past year the stock is up 17.0%. NBTB trades at a price-to-earnings ratio of 14.36, above the National Commercial Banks median of 13.32. Net profit margin is 92.5%, above the peer median of 28.2%. Revenue grew 10.4% year over year. The shares yield 4.6% in dividends.

Market Cap

$2.4B

Shares Out

52.0M

EPS (TTM)

$5.22

P/E Ratio

8.95

P/S Ratio

13.28

P/B Ratio

1.27

Dividend / Share

$2.13

Dividend Yield

4.56%

52-Week High

$49.19

52-Week Low

$39.20

Volume

15,545

Avg Vol (3m)

14,124.222

Performance

-2.05%

+4.31%

+13.94%

+6.29%

YTD

+12.28%

+16.98%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

53.39

SMA (50)

$45.50

SMA (200)

$43.31

Price vs SMA50

+2.69%

Price vs SMA200

+7.88%

ATR (14)

$1.08

Financials

Revenue

$183M

Net Income

$169M

Gross Margin

—

Operating Margin

—

Net Margin

92.5%

Return on Equity

8.8%

Return on Assets

1.0%

Current Ratio

—

Debt / Equity

0.04

Revenue Growth (YoY)

+10.4%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

Period	EPS (diluted)	Reported
Q1 2026	$0.98	2026-05-08
FY 2025	$3.33	2026-02-27
Q3 2025	$2.26	2025-11-07
Q2 2025	$1.21	2025-08-08
Q1 2026	$0.77	2026-05-08
FY 2025	$2.97	2026-02-27

Full earnings history →

National Commercial Banks peers

NBTB vs 14 industry peers (National Commercial Banks), by market cap.

P/E vs peers

14.36 / 13.32 med

+8% premium

P/S vs peers

13.28 / 4.00 med

+232% premium

Net margin vs peers

92.5% / 28.2% med

above median

1–14 of 14


JPM	JPMorgan Chase	$874.8B	15.35	4.79	31.2%	-2.24%
BAC	Bank of America	$398.5B	13.06	3.52	27.0%	-0.79%
WFC	Wells Fargo	$252.1B	11.82	2.96	25.1%	-1.57%
C	Citigroup	$250.3B	17.50	2.94	16.8%	-0.58%
COF	Capital One	$125.7B	51.23	15.59	30.4%	+0.57%
PNC	PNC Financial Services	$93.2B	13.32	4.03	30.3%	-0.48%
USB	U.S. Bancorp	$90.2B	11.91	3.15	26.4%	+0.31%
TFC	Truist Financial	$60.2B	11.34	—	—	+0.27%
HBAN	Huntington Bancshares	$34.2B	15.48	—	—	+0.12%
KEY	KeyCorp	$24.5B	13.39	—	—	-0.13%
RF	Regions Financial Corporation	$24.4B	11.32	—	—	-0.14%
PNFP	Pinnacle Financial Partners, Inc.	$14.5B	—	—	—	+0.60%
WBS	Webster Financial Corp	$12.2B	12.21	—	—	+0.73%
FHN	First Horizon Corp	$11.8B	11.98	3.44	28.7%	+0.28%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.