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MCHB Mechanics Bancorp

$14.75 -1.99%

Data as of close

Financial · State Commercial Banks

Mechanics Bancorp (MCHB) is a financial company in the State Commercial Banks industry, with a market capitalization of $3.4 billion. Shares last traded at $14.75, 22.4% below their 52-week high. Over the past year the stock is up 10.1%. MCHB trades at a price-to-earnings ratio of 12.14, below the State Commercial Banks median of 12.28. Net profit margin is 27.2%, above the peer median of 21.4%. Revenue grew 3.3% year over year. The shares yield 8.8% in dividends.

Market Cap
$3.4B
Shares Out
231.5M
EPS (TTM)
$1.30
P/E (TTM)*
12.14
P/S Ratio
3.30
P/B Ratio
1.27
Dividend / Share
$1.30
Dividend Yield
8.81%
52-Week High
$19.00
52-Week Low
$12.99
Volume (venue)
41,808
Avg Vol (3m, venue)
42,884.873

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
-2.51%
1M
-1.17%
3M
-11.28%
6M
-0.67%
YTD
+0.75%
1Y
+10.07%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
47.23
SMA (50)
$15.09
SMA (200)
$15.24
Price vs SMA50
-2.27%
Price vs SMA200
-3.22%
ATR (14)
$0.35

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$1.0B
Net Income
$281M
Gross Margin
—
Operating Margin
—
Net Margin
27.2%
Return on Equity
10.5%
Return on Assets
1.3%
Current Ratio
—
Debt / Equity
0.05
Revenue Growth (YoY)
+3.3%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

MCHB Dividend History

Dividend / share (TTM)
$1.30
Dividend yield
8.81%
Per-share growth (5y CAGR)
-17.3%
Payout ratio (latest FY)
18%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $49M $0.23 18%
2024-12-31 $95M $0.47 —
2023-12-31 $12M $0.66 —
2022-12-31 $27M $1.41 40%
2021-12-31 $21M $1.01 18%
2020-12-31 $14M $0.60 17%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.26 2026-08-07
Q1 2026 $0.20 2026-05-08
Q4 2025 (derived) $0.58 2026-03-17
FY 2025 $1.27 2026-03-17
Q3 2025 $0.26 2025-11-17
Q2 2025 $0.21 2025-08-06

Q4 marked "derived" = fiscal-year EPS minus Q1–Q3 (10-Ks report only the annual figure); EPS is not strictly additive, so it can differ by a cent or two from the issuer's own Q4.

Full earnings history →

State Commercial Banks peers

MCHB vs 14 industry peers (State Commercial Banks), by market cap. Data as of close

P/E vs peers
12.14 / 12.28 med
-1% discount
P/S vs peers
3.30 / 2.71 med
+22% premium
Net margin vs peers
27.2% / 21.4% med
above median
1–14 of 14
BNSBank Of Nova Scotia$115.8B———-0.39%
BNYBNY Mellon$100.5B15.362.4716.1%+1.02%
DBDeutsche Bank Aktiengesellschaft$64.7B———-0.25%
FITBFifth Third Bancorp$48.7B19.013.7719.8%-1.87%
STTState Street Corporation$46.2B12.532.9823.8%+0.23%
MTBM&T Bank$32.1B10.572.4222.9%-1.11%
NTRSNorthern Trust$31.3B12.882.1917.0%+1.17%
CFGCitizens Financial Group$27.0B11.902.2418.8%-0.86%
FCNCAFirst Citizens Bancshares Inc /De/$26.2B11.152.7324.5%-1.92%
EWBCEast West Bancorp Inc$18.1B12.543.8830.9%-0.56%
ALLYAlly Financial Inc.$11.4B7.641.4418.8%-1.75%
WTFCWintrust Financial Corp$10.5B11.652.4821.3%-1.23%
SSBSouthstate Bank Corp$10.2B11.042.7324.7%-1.04%
BPOPPopular, Inc.$10.0B10.322.2521.8%-1.38%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.