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IBCP INDEPENDENT BANK CORP /MI/

$34.28 +0.04%

Financial · State Commercial Banks

INDEPENDENT BANK CORP /MI/ (IBCP) is a financial company in the State Commercial Banks industry, with a market capitalization of $706 million. Shares last traded at $34.28, 13.2% below their 52-week high. Over the past year the stock is up 13.7%. IBCP trades at a price-to-earnings ratio of 10.31, below the State Commercial Banks median of 13.35. Net profit margin is 213.7%, above the peer median of 23.1%. Revenue grew 0.3% year over year. The shares yield 4.6% in dividends.

Market Cap
$706M
Shares Out
20.6M
EPS (TTM)
$3.27
P/E Ratio
10.48
P/S Ratio
22.03
P/B Ratio
1.38
Dividend / Share
$1.58
Dividend Yield
4.61%
52-Week High
$39.50
52-Week Low
$29.50
Volume
7,113
Avg Vol (3m)
8,132.032

Performance

1W
-2.79%
1M
+3.46%
3M
+4.27%
6M
-2.96%
YTD
+6.52%
1Y
+13.71%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
49.44
SMA (50)
$34.06
SMA (200)
$33.32
Price vs SMA50
+0.67%
Price vs SMA200
+2.90%
ATR (14)
$1.05

Financials

Revenue
$32M
Net Income
$69M
Gross Margin
Operating Margin
Net Margin
213.7%
Return on Equity
13.4%
Return on Assets
1.2%
Current Ratio
Debt / Equity
9.89
Revenue Growth (YoY)
+0.3%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

PeriodEPS (diluted)Reported
Q1 2026 $0.81 2026-05-06
FY 2025 $3.27 2026-03-06
FY 2025 $0.84 2026-03-06
FY 2025 $0.81 2026-03-06
Q1 2026 $0.74 2026-05-06
FY 2025 $3.16 2026-03-06

Full earnings history →

State Commercial Banks peers

IBCP vs 14 industry peers (State Commercial Banks), by market cap.

P/E vs peers
10.31 / 13.35 med
-23% discount
P/S vs peers
22.03 / 3.62 med
+509% premium
Net margin vs peers
213.7% / 23.1% med
above median
1–14 of 14
BNYBNY Mellon$98.6B17.764.9127.6%-1.68%
FITBFifth Third Bancorp$47.8B18.95+0.23%
STTState Street Corporation$46.6B15.823.3421.1%-1.66%
MTBM&T Bank$33.0B11.57-0.25%
NTRSNorthern Trust$31.9B18.346.3534.6%-1.62%
CFGCitizens Financial Group$28.4B15.49+0.40%
FCNCAFirst Citizens Bancshares Inc /De/$24.7B11.212.5923.1%-0.80%
EWBCEast West Bancorp Inc$17.4B13.11-0.38%
ALLYAlly Financial Inc.$13.9B16.3711.2168.5%-0.03%
WTFCWintrust Financial Corp$10.4B12.61+0.00%
BPOPPopular, Inc.$10.3B12.33+0.31%
SSBSouthstate Bank Corp$9.4B11.80+0.66%
COLBColumbia Banking System, Inc.$8.8B16.07+1.60%
WALWestern Alliance Bancorporation$8.7B8.99+1.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.