HRTG Heritage Insurance Holdings, Inc.

$23.24 +0.35%

Financial · Fire, Marine & Casualty Insurance

Heritage Insurance Holdings, Inc. (HRTG) is a financial company in the Fire, Marine & Casualty Insurance industry, with a market capitalization of $705 million. Shares last traded at $23.24, 27.3% below their 52-week high. Over the past year the stock is up 3.4%. HRTG trades at a price-to-earnings ratio of 3.61, below the Fire, Marine & Casualty Insurance median of 10.49. Net profit margin is 23.1%, above the peer median of 11.8%. Revenue grew 3.7% year over year. The shares yield 1.0% in dividends.

Market Cap

$705M

Shares Out

30.3M

EPS (TTM)

$6.32

P/E Ratio

3.68

P/S Ratio

0.83

P/B Ratio

1.36

Dividend / Share

$0.24

Dividend Yield

1.03%

52-Week High

$31.97

52-Week Low

$16.82

Volume

33,848

Avg Vol (3m)

18,103.635

Performance

+4.03%

+0.43%

-12.76%

-20.06%

YTD

-14.72%

+3.43%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

52.00

SMA (50)

$24.75

SMA (200)

$26.03

Price vs SMA50

-6.11%

Price vs SMA200

-10.71%

ATR (14)

$0.90

Financials

Revenue

$847M

Net Income

$196M

Gross Margin

—

Operating Margin

31.5%

Net Margin

23.1%

Return on Equity

37.6%

Return on Assets

9.7%

Current Ratio

—

Debt / Equity

0.15

Revenue Growth (YoY)

+3.7%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

Period	EPS (diluted)	Reported
Q1 2026	$1.19	2026-05-08
FY 2025	$6.32	2026-03-12
FY 2025	$1.63	2026-03-12
FY 2025	$1.55	2026-03-12
Q1 2026	$0.99	2026-05-08
FY 2025	$2.01	2026-03-12

Full earnings history →

Fire, Marine & Casualty Insurance peers

HRTG vs 14 industry peers (Fire, Marine & Casualty Insurance), by market cap.

P/E vs peers

3.61 / 10.49 med

-66% discount

P/S vs peers

0.83 / 1.34 med

-38% discount

Net margin vs peers

23.1% / 11.8% med

above median

1–14 of 14


CB	Chubb	$125.5B	12.17	2.11	17.4%	-1.39%
PGR	Progressive Corporation	$119.6B	10.58	1.36	12.9%	+0.16%
TRV	Travelers Companies, Inc.	$65.5B	10.41	1.34	12.9%	+0.60%
ALL	Allstate	$56.9B	5.59	0.84	15.0%	-0.34%
AIG	American International Group	$39.2B	12.67	1.47	11.6%	-1.04%
HIG	Hartford (The)	$35.1B	9.16	—	—	-1.13%
ACGL	Arch Capital Group	$31.9B	7.24	1.60	22.1%	-1.25%
CINF	Cincinnati Financial	$26.3B	11.00	2.08	18.9%	-0.77%
WRB	W. R. Berkley Corporation	$25.0B	14.06	1.70	12.1%	-1.32%
MKL	Markel Group Inc.	$23.1B	10.97	1.49	13.6%	-0.98%
L	Loews Corporation	$22.1B	13.25	6.96	52.5%	-0.37%
EG	Everest Group	$13.3B	8.35	0.76	9.1%	-0.49%
RNR	Renaissancere Holdings Ltd	$12.8B	4.76	0.99	20.9%	-1.25%
CNA	Cna Financial Corp	$12.0B	9.43	7.64	81.0%	-1.68%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.