Growth & profitability
- Revenue has declined 0.7% per year over the past 2 years.
- Net income has grown faster than revenue (126.5% vs -0.7% per year).
FDSB Financials Fifth District Bancorp, Inc.
3 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $605000 | $4M | 0.0% | 0.0% | $942000 | — | $34M |
| 2024 | $619000 | -$1M | 0.0% | 0.0% | -$2M | — | $38M |
| 2023 | $614000 | $797000 | 0.0% | 0.0% | -$1M | — | $19M |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $387000 | — | — | $736000 | — | $23M |
| Dec '25 | — | $541000 | — | — | -$126000 | — | $34M |
| Sep '25 | — | $343000 | — | — | $54000 | — | $34M |
| Jun '25 | — | $3M | — | — | $249000 | — | $28M |
| Mar '25 | — | $78000 | — | — | $765000 | — | $30M |
| Dec '24 | — | $159000 | — | — | -$659000 | — | $38M |
| Sep '24 | — | -$788000 | — | — | $710000 | — | $34M |
| Jun '24 | — | $683000 | — | — | -$501000 | — | $46M |
| Mar '24 | — | -$1M | — | — | -$1M | — | $37M |
| Dec '23 | — | $178000 | — | — | -$1M | — | $19M |
| Sep '23 | — | $39000 | — | — | $108000 | — | — |
| Jun '23 | — | $204000 | — | — | $34000 | — | — |
| Mar '23 | — | $376000 | — | — | -$17000 | — | — |
Valuation over time
How the market has priced FDSB against its own fundamentals since 2024-08 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 69.6× (Aug '24) to 20.6× (Jun '26).
- The price-to-sales ratio has risen from 90.3× (Aug '24) to 139.0× (Jun '26).
P/E
P/S
Frequently asked questions
Is FDSB growing its revenue and profit?
Over the past 2 years, Fifth District Bancorp, Inc.'s revenue has declined 0.7% per year, and net income grown 126.5% per year. These are computed facts, not advice.
How much debt does FDSB have?
As of FY2025, Fifth District Bancorp, Inc. reported — of total debt against $34M of cash.
What is FDSB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 675.7%.
What is FDSB's P/E ratio?
As of Jun '26, Fifth District Bancorp, Inc. traded at a price-to-earnings ratio of about 20.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.