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CIA CITIZENS, INC.

$3.98 +2.05%

Updated

Financial · Life Insurance

CITIZENS, INC. (CIA) is a financial company in the Life Insurance industry, with a market capitalization of $202 million. Shares last traded at $3.98, 43.9% below their 52-week high. Over the past year the stock is down 22.3%. CIA trades at a price-to-earnings ratio of 17.38, above the Life Insurance median of 11.70. Net profit margin is 4.5%, below the peer median of 6.0%. Revenue grew 4.3% year over year.

Market Cap
$202M
Shares Out
50.6M
EPS (TTM)
P/E Ratio
17.38
P/S Ratio
0.79
P/B Ratio
0.86
Dividend / Share
Dividend Yield
52-Week High
$7.10
52-Week Low
$3.56
Volume
3,733
Avg Vol (3m)
7,363.349

Performance

1W
+1.02%
1M
-13.67%
3M
-22.11%
6M
-21.81%
YTD
-20.40%
1Y
-22.27%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
42.63
SMA (50)
$4.75
SMA (200)
$5.20
Price vs SMA50
-16.22%
Price vs SMA200
-23.52%
ATR (14)
$0.21

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$255M
Net Income
$12M
Gross Margin
Operating Margin
Net Margin
4.5%
Return on Equity
4.9%
Return on Assets
0.7%
Current Ratio
Debt / Equity
6.45
Revenue Growth (YoY)
+4.3%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

Life Insurance peers

CIA vs 14 industry peers (Life Insurance), by market cap. Updated

P/E vs peers
17.38 / 11.70 med
+49% premium
P/S vs peers
0.79 / 0.66 med
+20% premium
Net margin vs peers
4.5% / 6.0% med
below median
1–14 of 14
METMetLife$63.1B17.390.824.7%+2.91%
PRUPrudential Financial$42.5B10.850.666.0%+2.84%
RGAReinsurance Group Of America Inc$16.7B11.080.645.8%+1.40%
CRBGCorebridge Financial, Inc.$15.3B16.860.764.5%+2.24%
GLGlobe Life$13.6B11.192.1919.6%+1.84%
VOYAVoya Financial, Inc.$9.5B15.631.167.4%+2.42%
JXNJackson Financial Inc.$9.4B91.621.461.6%+1.63%
PRIPrimerica, Inc.$9.2B12.212.6721.9%+1.58%
LNCLincoln National Corp$8.7B3.710.4512.2%+3.50%
GNWGenworth Financial Inc$3.9B18.500.532.9%+2.37%
FGF&G Annuities & Life, Inc.$3.3B7.790.546.9%+3.63%
BHFBrighthouse Financial, Inc.$3.1B3.720.4612.5%+0.19%
CIACITIZENS, INC.$202M17.380.794.5%+2.05%
AAMEATLANTIC AMERICAN CORP$28M5.470.132.5%+0.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.