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CIA CITIZENS, INC.

$5.82 +2.28%

Financial · Life Insurance

CITIZENS, INC. (CIA) is a financial company in the Life Insurance industry, with a market capitalization of $294 million. Shares last traded at $5.82, 16.9% below their 52-week high. Over the past year the stock is up 76.1%. CIA trades at a price-to-earnings ratio of 20.16, above the Life Insurance median of 11.68. Net profit margin is 5.7%, above the peer median of 5.0%. Revenue grew 4.3% year over year.

Market Cap
$294M
Shares Out
50.6M
EPS (TTM)
P/E Ratio
20.16
P/S Ratio
1.15
P/B Ratio
1.23
Dividend / Share
Dividend Yield
52-Week High
$7.00
52-Week Low
$3.25
Volume
2,831
Avg Vol (3m)
4,263.937

Performance

1W
+6.01%
1M
+20.37%
3M
+25.43%
6M
+1.57%
YTD
+16.40%
1Y
+76.10%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
66.10
SMA (50)
$5.37
SMA (200)
$5.40
Price vs SMA50
+8.37%
Price vs SMA200
+7.70%
ATR (14)
$0.53

Financials

Revenue
$256M
Net Income
$15M
Gross Margin
Operating Margin
Net Margin
5.7%
Return on Equity
6.1%
Return on Assets
0.8%
Current Ratio
Debt / Equity
6.29
Revenue Growth (YoY)
+4.3%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Life Insurance peers

CIA vs 14 industry peers (Life Insurance), by market cap.

P/E vs peers
20.16 / 11.68 med
+73% premium
P/S vs peers
1.15 / 0.60 med
+93% premium
Net margin vs peers
5.7% / 5.0% med
above median
1–14 of 14
METMetLife$55.1B17.36-0.30%
PRUPrudential Financial$37.0B10.340.615.9%-0.50%
RGAReinsurance Group Of America Inc$13.8B11.680.585.0%-0.55%
CRBGCorebridge Financial, Inc.$13.3B-0.61%
GLGlobe Life$13.1B11.252.1819.4%-1.79%
PRIPrimerica, Inc.$8.8B11.692.6722.8%+0.04%
VOYAVoya Financial, Inc.$8.2B12.513.6329.0%-0.30%
JXNJackson Financial Inc.$7.4B-437.901.11-0.3%-1.46%
LNCLincoln National Corp$7.1B6.040.396.5%-0.54%
FGF&G Annuities & Life, Inc.$3.6B+2.37%
BHFBrighthouse Financial, Inc.$3.6B10.970.544.9%-0.06%
GNWGenworth Financial Inc$3.4B15.370.473.1%-0.22%
CIACITIZENS, INC.$294M20.161.155.7%+2.28%
AAMEATLANTIC AMERICAN CORP$37M-8.700.20-2.3%+3.41%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.