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CIA CITIZENS, INC.

$3.74 +3.60%

Data as of close

Financial · Life Insurance

CITIZENS, INC. (CIA) is a financial company in the Life Insurance industry, with a market capitalization of $189 million. Shares last traded at $3.74, 47.3% below their 52-week high. Over the past year the stock is down 30.9%. CIA trades at a price-to-earnings ratio of 16.33, above the Life Insurance median of 11.59. Net profit margin is 4.5%, below the peer median of 6.0%. Revenue grew 4.3% year over year.

Market Cap
$189M
Shares Out
50.6M
EPS (TTM)
—
P/E (TTM)*
16.33
P/S Ratio
0.74
P/B Ratio
0.81
Dividend / Share
—
Dividend Yield
—
52-Week High
$7.10
52-Week Low
$3.32
Volume (venue)
9,238
Avg Vol (3m, venue)
5,974.667

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
+5.65%
1M
+5.35%
3M
-19.22%
6M
-29.03%
YTD
-22.25%
1Y
-30.87%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
55.09
SMA (50)
$3.64
SMA (200)
$4.85
Price vs SMA50
+2.83%
Price vs SMA200
-22.92%
ATR (14)
$0.15

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$255M
Net Income
$12M
Gross Margin
—
Operating Margin
—
Net Margin
4.5%
Return on Equity
4.9%
Return on Assets
0.7%
Current Ratio
—
Debt / Equity
6.45
Revenue Growth (YoY)
+4.3%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

Life Insurance peers

CIA vs 14 industry peers (Life Insurance), by market cap. Data as of close

P/E vs peers
16.33 / 11.59 med
+41% premium
P/S vs peers
0.74 / 0.67 med
+11% premium
Net margin vs peers
4.5% / 6.0% med
below median
1–14 of 14
METMetLife$64.2B17.690.834.7%+0.94%
PRUPrudential Financial$40.8B10.420.636.0%+1.61%
RGAReinsurance Group Of America Inc$17.5B11.570.675.8%+0.93%
CRBGCorebridge Financial, Inc.$15.6B17.200.784.5%+0.60%
GLGlobe Life$12.3B10.131.9819.6%+0.51%
JXNJackson Financial Inc.$9.3B90.471.441.6%+1.90%
VOYAVoya Financial, Inc.$9.0B14.811.107.4%+1.36%
PRIPrimerica, Inc.$8.7B11.612.5421.9%+0.93%
LNCLincoln National Corp$8.0B3.380.4112.2%+1.55%
GNWGenworth Financial Inc$3.4B16.040.462.9%+2.39%
FGF&G Annuities & Life, Inc.$2.8B6.790.476.9%+2.65%
BHFBrighthouse Financial, Inc.$2.5B3.010.3812.5%-1.08%
CIACITIZENS, INC.$189M16.330.744.5%+3.60%
AAMEATLANTIC AMERICAN CORP$22M3.660.102.9%+0.93%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.