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CHMG CHEMUNG FINANCIAL CORP

$84.12 +0.20%

Updated

Financial · State Commercial Banks

CHEMUNG FINANCIAL CORP (CHMG) is a financial company in the State Commercial Banks industry, with a market capitalization of $406 million. Shares last traded at $84.12, near their 52-week high. Over the past year the stock is up 56.0%. CHMG trades at a price-to-earnings ratio of 12.09, below the State Commercial Banks median of 12.54. Net profit margin is 23.8%, above the peer median of 21.2%. The shares yield 1.6% in dividends.

Market Cap
$406M
Shares Out
4.8M
EPS (TTM)
$7.08
P/E Ratio
11.88
P/S Ratio
2.88
P/B Ratio
1.50
Dividend / Share
$1.34
Dividend Yield
1.59%
52-Week High
$86.00
52-Week Low
$49.90
Volume
2,127
Avg Vol (3m)
2,554.921

Performance

1W
+3.23%
1M
+1.58%
3M
+20.19%
6M
+53.42%
YTD
+54.35%
1Y
+55.98%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
61.72
SMA (50)
$79.36
SMA (200)
$64.89
Price vs SMA50
+6.00%
Price vs SMA200
+29.63%
ATR (14)
$2.45

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$141M
Net Income
$34M
Gross Margin
Operating Margin
Net Margin
23.8%
Return on Equity
12.4%
Return on Assets
1.2%
Current Ratio
Debt / Equity
0.49
Revenue Growth (YoY)

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

CHMG Dividend History

Dividend / share (TTM)
$1.34
Dividend yield
1.59%
Per-share growth (5y CAGR)
+4.8%
Payout ratio (latest FY)
42%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $6M $0.00 42%
2024-12-31 $7M $0.00 31%
2023-12-31 $6M $0.00 23%
2022-12-31 $6M $0.00 20%
2021-12-31 $5M $0.00 20%
2020-12-31 $5M $0.00 26%
2019-12-31 $5M 32%
2018-12-31 $5M 25%
2017-12-31 $5M 66%
2016-12-31 $5M 49%
2015-12-31 $5M 51%
2014-12-31 $5M 59%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $3.73 2026-08-06
Q1 2026 $1.91 2026-05-07
FY 2025 $3.14 2026-03-13
Q3 2025 $1.53 2025-11-06
Q2 2026 $-0.09 2026-08-06
Q1 2026 $1.26 2026-05-07

Full earnings history →

State Commercial Banks peers

CHMG vs 14 industry peers (State Commercial Banks), by market cap. Updated

P/E vs peers
12.09 / 12.54 med
-4% discount
P/S vs peers
2.88 / 2.73 med
+6% premium
Net margin vs peers
23.8% / 21.2% med
above median
1–14 of 14
BNYBNY Mellon$111.5B17.702.7415.5%+1.40%
STTState Street Corporation$53.3B15.423.5423.0%+2.04%
FITBFifth Third Bancorp$49.9B21.253.8518.1%+1.07%
MTBM&T Bank$34.7B11.432.6222.9%+1.92%
NTRSNorthern Trust$34.3B15.302.4015.7%+1.85%
CFGCitizens Financial Group$29.8B14.032.4717.6%+1.53%
FCNCAFirst Citizens Bancshares Inc /De/$25.9B10.982.6924.5%+1.26%
EWBCEast West Bancorp Inc$17.9B12.373.8330.9%+1.28%
ALLYAlly Financial Inc.$13.3B9.121.6818.4%+2.18%
BPOPPopular, Inc.$10.9B11.282.4621.8%+0.46%
SSBSouthstate Bank Corp$10.4B10.932.7625.3%+0.76%
WTFCWintrust Financial Corp$10.4B11.502.4521.3%+0.79%
WALWestern Alliance Bancorporation$8.8B8.991.6518.3%+2.36%
PBProsperity Bancshares Inc$8.7B15.485.0132.3%+0.46%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.