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BOTJ BANK OF THE JAMES FINANCIAL GROUP INC

$24.57 +1.17%

Financial · State Commercial Banks

BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) is a financial company in the State Commercial Banks industry, with a market capitalization of $112 million. Shares last traded at $24.57, 9.0% below their 52-week high. Over the past year the stock is up 87.2%. BOTJ trades at a price-to-earnings ratio of 12.37, below the State Commercial Banks median of 13.35. Net profit margin is 211.1%, above the peer median of 23.1%. Revenue grew 6.7% year over year. The shares yield 1.6% in dividends.

Market Cap
$112M
Shares Out
4.5M
EPS (TTM)
$2.97
P/E Ratio
8.27
P/S Ratio
26.12
P/B Ratio
1.37
Dividend / Share
$0.40
Dividend Yield
1.63%
52-Week High
$26.99
52-Week Low
$11.76
Volume
505
Avg Vol (3m)
380.698

Performance

1W
-1.33%
1M
+7.62%
3M
+23.22%
6M
+60.07%
YTD
+32.85%
1Y
+87.20%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
63.19
SMA (50)
$23.21
SMA (200)
$18.03
Price vs SMA50
+5.88%
Price vs SMA200
+36.28%
ATR (14)
$0.77

Financials

Revenue
$4M
Net Income
$9M
Gross Margin
Operating Margin
Net Margin
211.1%
Return on Equity
11.1%
Return on Assets
0.9%
Current Ratio
Debt / Equity
12.06
Revenue Growth (YoY)
+6.7%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

PeriodEPS (diluted)Reported
Q1 2026 $0.61 2026-05-12
FY 2025 $1.99 2026-03-27
Q3 2025 $1.39 2025-11-14
Q2 2025 $0.78 2025-08-13
Q1 2026 $0.19 2026-05-12
FY 2025 $1.75 2026-03-27

Full earnings history →

State Commercial Banks peers

BOTJ vs 14 industry peers (State Commercial Banks), by market cap.

P/E vs peers
12.37 / 13.35 med
-7% discount
P/S vs peers
26.12 / 3.62 med
+623% premium
Net margin vs peers
211.1% / 23.1% med
above median
1–14 of 14
BNYBNY Mellon$98.6B17.764.9127.6%-1.68%
FITBFifth Third Bancorp$47.8B18.95+0.23%
STTState Street Corporation$46.6B15.823.3421.1%-1.66%
MTBM&T Bank$33.0B11.57-0.25%
NTRSNorthern Trust$31.9B18.346.3534.6%-1.62%
CFGCitizens Financial Group$28.4B15.49+0.40%
FCNCAFirst Citizens Bancshares Inc /De/$24.7B11.212.5923.1%-0.80%
EWBCEast West Bancorp Inc$17.4B13.11-0.38%
ALLYAlly Financial Inc.$13.9B16.3711.2168.5%-0.03%
WTFCWintrust Financial Corp$10.4B12.61+0.00%
BPOPPopular, Inc.$10.3B12.33+0.31%
SSBSouthstate Bank Corp$9.4B11.80+0.66%
COLBColumbia Banking System, Inc.$8.8B16.07+1.60%
WALWestern Alliance Bancorporation$8.7B8.99+1.74%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.