15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | $15M | $6M | 0.0% | 0.0% | 4.7% | 0.4% | — | — | $51M |
| 2024 | $16M | $4M | 0.0% | 0.0% | 3.4% | 0.3% | — | — | $18M |
| 2023 | $14M | -$3M | 0.0% | 0.0% | -3.3% | -0.2% | — | — | $14M |
| 2022 | $15M | $7M | 0.0% | 0.0% | 7.0% | 0.5% | — | — | $23M |
| 2021 | $15M | $7M | 0.0% | 0.0% | 6.1% | 0.5% | — | — | $41M |
| 2020 | $13M | $5M | 0.0% | 0.0% | 4.4% | 0.4% | — | — | $32M |
| 2019 | $13M | $6M | 0.0% | 0.0% | 6.1% | 0.5% | — | — | $22M |
| 2018 | $13M | $8M | 0.0% | 0.0% | 7.9% | 0.7% | — | — | $35M |
| 2017 | — | $3M | — | — | 3.5% | 0.3% | — | — | $34M |
| 2016 | — | $2M | — | — | 2.4% | 0.2% | — | — | — |
| 2015 | — | $6M | — | — | 5.0% | 0.5% | — | — | — |
| 2014 | — | $3M | — | — | 2.6% | 0.3% | — | — | — |
| 2013 | — | $5M | — | — | 4.6% | 0.5% | — | — | — |
| 2012 | — | $5M | — | — | 4.6% | 0.5% | — | — | — |
| 2011 | — | $7M | — | — | 5.8% | 0.7% | — | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $4M | $3M | 0.0% | 0.0% | 2.2% | 0.2% | — | — | $28M |
| Mar '26 | $4M | $2M | 0.0% | 0.0% | 1.5% | 0.1% | — | — | $54M |
| Dec '25 | $4M | $1M | 0.0% | 0.0% | 1.2% | 0.1% | — | — | $51M |
| Sep '25 | $4M | $3M | 0.0% | 0.0% | 2.2% | 0.2% | — | — | $54M |
| Jun '25 | $4M | -$282000 | 0.0% | 0.0% | -0.3% | -0.0% | — | — | $25M |
| Mar '25 | $3M | $2M | 0.0% | 0.0% | 1.7% | 0.1% | — | — | $24M |
| Dec '24 | $4M | $889000 | 0.0% | 0.0% | 0.8% | 0.1% | — | — | $18M |
| Sep '24 | $4M | $1M | 0.0% | 0.0% | 1.1% | 0.1% | — | — | $22M |
| Jun '24 | $4M | -$375000 | 0.0% | 0.0% | -0.4% | -0.0% | — | — | $18M |
| Mar '24 | $4M | $2M | 0.0% | 0.0% | 1.8% | 0.1% | — | — | $17M |
| Dec '23 | $4M | -$5M | 0.0% | 0.0% | -5.2% | -0.4% | — | — | $14M |
| Sep '23 | $4M | $647000 | 0.0% | 0.0% | 0.6% | 0.0% | — | — | $18M |
| Jun '23 | $4M | -$187000 | 0.0% | 0.0% | -0.2% | -0.0% | — | — | $17M |
| Mar '23 | $3M | $2M | 0.0% | 0.0% | 1.4% | 0.1% | — | — | $22M |
| Dec '22 | $3M | $947000 | 0.0% | 0.0% | 0.9% | 0.1% | — | — | $23M |
| Sep '22 | $4M | $2M | 0.0% | 0.0% | 2.1% | 0.2% | — | — | $29M |
| Jun '22 | $4M | $2M | 0.0% | 0.0% | 1.9% | 0.1% | — | — | $29M |
| Mar '22 | $4M | $2M | 0.0% | 0.0% | 2.1% | 0.2% | — | — | $32M |
| Dec '21 | $4M | $2M | 0.0% | 0.0% | 1.6% | 0.1% | — | — | $41M |
| Sep '21 | $4M | $1M | 0.0% | 0.0% | 1.3% | 0.1% | — | — | $36M |
How the market has priced ASRV against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, AMERISERV FINANCIAL INC /PA/'s revenue has grown 2.7% per year, and net income grown 4.1% per year. These are computed facts, not advice.
As of FY2025, AMERISERV FINANCIAL INC /PA/ reported — of total debt against $51M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 38.3%.
As of Sep '26, AMERISERV FINANCIAL INC /PA/ traded at a price-to-earnings ratio of about 15.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.