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ASRV AMERISERV FINANCIAL INC /PA/

$5.08 +2.63%

Updated

Financial · National Commercial Banks

AMERISERV FINANCIAL INC /PA/ (ASRV) is a financial company in the National Commercial Banks industry, with a market capitalization of $86 million. Shares last traded at $5.08, 3.2% below their 52-week high. Over the past year the stock is up 71.3%. ASRV trades at a price-to-earnings ratio of 10.13, below the National Commercial Banks median of 12.42. Net profit margin is 9.6%, below the peer median of 20.5%. Revenue declined 6.3% year over year. The shares yield 2.4% in dividends.

Market Cap
$86M
Shares Out
17.0M
EPS (TTM)
$0.60
P/E Ratio
8.47
P/S Ratio
0.98
P/B Ratio
0.70
Dividend / Share
$0.12
Dividend Yield
2.36%
52-Week High
$5.25
52-Week Low
$2.67
Volume
4
Avg Vol (3m)
170.349

Performance

1W
+3.67%
1M
+10.92%
3M
+33.33%
6M
+54.41%
YTD
+53.71%
1Y
+71.33%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
61.19
SMA (50)
$4.36
SMA (200)
$3.63
Price vs SMA50
+16.60%
Price vs SMA200
+40.02%
ATR (14)
$0.13

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$88M
Net Income
$9M
Gross Margin
Operating Margin
Net Margin
9.6%
Return on Equity
6.9%
Return on Assets
0.6%
Current Ratio
Debt / Equity
10.88
Revenue Growth (YoY)
-6.3%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

ASRV Dividend History

Dividend / share (TTM)
$0.12
Dividend yield
2.36%
Per-share growth (5y CAGR)
+3.6%
Payout ratio (latest FY)
35%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $2M $0.12 35%
2024-12-31 $2M $0.12 56%
2023-12-31 $2M $0.12
2022-12-31 $2M $0.11 26%
2021-12-31 $2M $0.10 24%
2020-12-31 $2M $0.10 37%
2019-12-31 $2M $0.09 27%
2018-12-31 $1M $0.07 17%
2017-12-31 $1M $0.06 34%
2016-12-31 $1M $0.05 41%
2015-12-31 $1M $0.04 13%
2014-12-31 $1M $0.04 25%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.27 2026-08-14
Q1 2026 $0.11 2026-05-14
FY 2025 $0.34 2026-03-18
FY 2025 $0.15 2026-03-18
Q2 2026 $0.10 2026-08-14
Q1 2026 $0.12 2026-05-14

Full earnings history →

National Commercial Banks peers

ASRV vs 14 industry peers (National Commercial Banks), by market cap. Updated

P/E vs peers
10.13 / 12.42 med
-18% discount
P/S vs peers
0.98 / 2.66 med
-63% discount
Net margin vs peers
9.6% / 20.5% med
below median
1–14 of 14
JPMJPMorgan Chase$962.6B14.793.4323.2%+1.65%
BACBank of America$441.0B13.103.6427.8%+0.72%
WFCWells Fargo$272.9B12.582.2117.6%-0.10%
CCitigroup$241.7B16.902.8416.8%+2.85%
COFCapital One$137.2B42.561.984.7%+1.77%
USBU.S. Bancorp$99.0B12.123.3327.5%+1.23%
PNCPNC Financial Services$97.8B13.983.9128.0%+1.08%
TFCTruist Financial$63.1B10.802.0719.2%+1.59%
HBANHuntington Bancshares$34.6B15.662.7717.7%+1.04%
RFRegions Financial Corporation$25.9B11.622.7023.2%+1.69%
KEYKeyCorp$23.6B11.622.1018.1%+1.45%
PNFPPinnacle Financial Partners, Inc.$15.3B19.344.1921.7%+1.29%
FHNFirst Horizon Corp$11.8B11.203.3629.9%+1.59%
UMBFUmb Financial Corp$10.9B11.552.6322.7%+1.05%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.