ASRV AMERISERV FINANCIAL INC /PA/

$3.88 +2.11%

AMERISERV FINANCIAL INC /PA/ (ASRV) is a financial company in the National Commercial Banks industry, with a market capitalization of $66 million. Shares last traded at $3.88, 3.0% below their 52-week high. Over the past year the stock is up 66.5%. ASRV trades at a price-to-earnings ratio of 11.73, below the National Commercial Banks median of 13.32. Net profit margin is 38.3%, above the peer median of 28.2%. Revenue declined 6.3% year over year. The shares yield 4.6% in dividends.

Market Cap

$66M

Shares Out

17.0M

EPS (TTM)

$0.34

P/E Ratio

11.41

P/S Ratio

4.50

P/B Ratio

0.55

Dividend / Share

$0.18

Dividend Yield

4.64%

52-Week High

$4.00

52-Week Low

$2.26

Volume

475

Avg Vol (3m)

208.365

Performance

+0.91%

+3.19%

+11.49%

+23.57%

YTD

+17.40%

+66.52%

Chart

Full chart →

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)

55.30

SMA (50)

$3.78

SMA (200)

$3.31

Price vs SMA50

+2.72%

Price vs SMA200

+17.38%

ATR (14)

$0.08

Financials

Revenue

$15M

Net Income

$6M

Gross Margin

—

Operating Margin

—

Net Margin

38.3%

Return on Equity

4.6%

Return on Assets

0.4%

Current Ratio

—

Debt / Equity

11.20

Revenue Growth (YoY)

-6.3%

Latest reported annual period ending 2025-12-31 · SEC EDGAR/XBRL.

Recent earnings

Period	EPS (diluted)	Reported
Q1 2026	$0.11	2026-05-14
FY 2025	$0.34	2026-03-18
FY 2025	$0.15	2026-03-18
FY 2025	$-0.02	2026-03-18
Q1 2026	$0.12	2026-05-14
FY 2025	$0.21	2026-03-18

Full earnings history →

National Commercial Banks peers

ASRV vs 14 industry peers (National Commercial Banks), by market cap.

P/E vs peers

11.73 / 13.32 med

-12% discount

P/S vs peers

4.50 / 4.00 med

+12% premium

Net margin vs peers

38.3% / 28.2% med

above median

1–14 of 14


JPM	JPMorgan Chase	$874.8B	15.35	4.79	31.2%	-2.24%
BAC	Bank of America	$398.5B	13.06	3.52	27.0%	-0.79%
WFC	Wells Fargo	$252.1B	11.82	2.96	25.1%	-1.57%
C	Citigroup	$250.3B	17.50	2.94	16.8%	-0.58%
COF	Capital One	$125.7B	51.23	15.59	30.4%	+0.57%
PNC	PNC Financial Services	$93.2B	13.32	4.03	30.3%	-0.48%
USB	U.S. Bancorp	$90.2B	11.91	3.15	26.4%	+0.31%
TFC	Truist Financial	$60.2B	11.34	—	—	+0.27%
HBAN	Huntington Bancshares	$34.2B	15.48	—	—	+0.12%
KEY	KeyCorp	$24.5B	13.39	—	—	-0.13%
RF	Regions Financial Corporation	$24.4B	11.32	—	—	-0.14%
PNFP	Pinnacle Financial Partners, Inc.	$14.5B	—	—	—	+0.60%
WBS	Webster Financial Corp	$12.2B	12.21	—	—	+0.73%
FHN	First Horizon Corp	$11.8B	11.98	3.44	28.7%	+0.28%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.