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ASRV AMERISERV FINANCIAL INC /PA/

$4.77 +1.49%

Data as of close

Financial · National Commercial Banks

AMERISERV FINANCIAL INC /PA/ (ASRV) is a financial company in the National Commercial Banks industry, with a market capitalization of $81 million. Shares last traded at $4.77, 9.1% below their 52-week high. Over the past year the stock is up 54.9%. ASRV trades at a price-to-earnings ratio of 9.51, below the National Commercial Banks median of 12.29. Net profit margin is 6.4%, below the peer median of 19.4%. Revenue declined 6.3% year over year. The shares yield 2.5% in dividends.

Market Cap
$81M
Shares Out
17.0M
EPS (TTM)
$0.51
P/E (TTM)*
9.51
P/S Ratio
0.92
P/B Ratio
0.66
Dividend / Share
$0.12
Dividend Yield
2.52%
52-Week High
$5.25
52-Week Low
$3.02
Volume (venue)
200
Avg Vol (3m, venue)
255.032

* P/E (TTM) = market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year — the same basis as the peer table and the screener, so it can differ from price ÷ EPS.

Performance

1W
-2.05%
1M
+4.15%
3M
+7.31%
6M
+28.57%
YTD
+52.40%
1Y
+54.87%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
53.61
SMA (50)
$4.73
SMA (200)
$3.97
Price vs SMA50
+0.78%
Price vs SMA200
+20.18%
ATR (14)
$0.12

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$88M
Net Income
$9M
Gross Margin
—
Operating Margin
—
Net Margin
6.4%
Return on Equity
6.9%
Return on Assets
0.6%
Current Ratio
—
Debt / Equity
10.88
Revenue Growth (YoY)
-6.3%

Trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year; revenue is the fiscal-year figure where quarterly revenue covers under half of it (typical for banks, insurers and REITs), and margins are taken on it; latest reported period ends 2026-06-30. Source: SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

ASRV Dividend History

Dividend / share (TTM)
$0.12
Dividend yield
2.52%
Per-share growth (5y CAGR)
+3.6%
Payout ratio (latest FY)
35%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $2M $0.12 35%
2024-12-31 $2M $0.12 56%
2023-12-31 $2M $0.12 —
2022-12-31 $2M $0.11 26%
2021-12-31 $2M $0.10 24%
2020-12-31 $2M $0.10 37%
2019-12-31 $2M $0.09 27%
2018-12-31 $1M $0.07 17%
2017-12-31 $1M $0.06 34%
2016-12-31 $1M $0.05 41%
2015-12-31 $1M $0.04 13%
2014-12-31 $1M $0.04 25%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $0.16 2026-08-14
Q1 2026 $0.11 2026-05-14
Q4 2025 $0.09 2026-03-18
FY 2025 $0.34 2026-03-18
Q3 2025 $0.15 2025-11-13
Q2 2025 -$0.02 2025-08-11

Full earnings history →

National Commercial Banks peers

ASRV vs 14 industry peers (National Commercial Banks), by market cap. Data as of close

P/E vs peers
9.51 / 12.29 med
-23% discount
P/S vs peers
0.92 / 2.62 med
-65% discount
Net margin vs peers
6.4% / 19.4% med
below median
1–14 of 14
JPMJPMorgan Chase$935.4B14.183.3420.3%+4.21%
BACBank of America$356.3B11.092.9026.1%+3.97%
WFCWells Fargo$262.5B11.432.1217.3%+2.23%
CCitigroup$218.2B15.252.5616.8%+1.67%
UBSUbs Group Ag$169.3B———+5.50%
COFCapital One$124.1B11.421.793.5%-1.17%
USBU.S. Bancorp$95.1B11.643.2027.5%+1.91%
PNCPNC Financial Services$92.6B13.243.6130.3%+1.76%
TFCTruist Financial$61.0B11.762.0017.4%+3.01%
HBANHuntington Bancshares$32.4B13.012.5917.7%+1.36%
RFRegions Financial Corporation$24.7B11.082.5722.4%+1.56%
KEYKeyCorp$22.8B10.742.0316.3%+1.51%
PNFPPinnacle Financial Partners, Inc.$15.8B24.554.7719.4%+1.32%
FHNFirst Horizon Corp$11.2B10.653.1929.9%+1.65%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.