12 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings, in CNY as reported — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 8.1% per year over the past 5 years.
Free cash flow has grown 20.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 2 consecutive years, consuming 500.9% of earnings and 40.3% of free cash flow.
The dividend has grown 123.3% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
CN¥5.7B
CN¥55M
0.0%
-103.9%
0.6%
0.4%
CN¥678M
—
CN¥3.3B
2024
CN¥5.8B
CN¥1.6B
0.0%
-71.6%
16.6%
12.2%
CN¥1.4B
—
CN¥3.8B
2023
CN¥4.9B
CN¥2.1B
0.0%
-47.0%
25.7%
20.2%
CN¥2.2B
CN¥0
CN¥5.8B
2022
—
CN¥1.2B
—
—
19.8%
14.0%
CN¥1.8B
CN¥768M
CN¥4.3B
2021
—
CN¥1.0B
—
—
21.4%
13.3%
CN¥149M
CN¥1.0B
CN¥2.9B
2020
—
-CN¥693M
—
—
-18.3%
-10.3%
CN¥268M
CN¥501M
CN¥2.5B
2019
—
CN¥1.2B
—
—
25.7%
12.0%
CN¥226M
CN¥19M
CN¥3.2B
2018
—
CN¥1.6B
—
—
-434.7%
11.1%
-CN¥4.1B
CN¥192M
CN¥2.6B
2017
—
-CN¥188M
—
—
2.4%
-2.5%
-CN¥34M
—
CN¥2.2B
2016
—
CN¥1.1B
—
—
-15.5%
23.3%
CN¥2.1B
—
CN¥968M
2015
—
CN¥275M
—
—
28.2%
12.6%
CN¥845M
—
CN¥846M
2014
—
-CN¥28M
—
—
-12.4%
—
—
—
CN¥1M
Frequently asked questions
Is YRD growing its revenue and profit?
Over the past 5 years, Yiren Digital Ltd.'s revenue has grown 8.1% per year. These are computed facts, not advice.
How much debt does YRD have?
As of FY2025, Yiren Digital Ltd. reported — of total debt against CN¥3.3B of cash.
What is YRD's profit margin?
In FY2025, gross margin was —, operating margin -103.9%, and net margin 1.0%.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.