tradmap

YRD Financials Yiren Digital Ltd.

12 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings, in CNY as reported — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 8.1% per year over the past 5 years.
  • Free cash flow has grown 20.4% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 2 consecutive years, consuming 500.9% of earnings and 40.3% of free cash flow.
  • The dividend has grown 123.3% per year over the past 5 years.
Revenue & net income
-CN¥693M CN¥3B CN¥6B CN¥0 2014 2016 2018 2020 2022 2024
RevenueNet income
Margins (gross / operating / net)
-104% -31% 42% 0% 2014 2016 2018 2020 2022 2024
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-435% -203% 28% 0% 2014 2016 2018 2020 2022 2024
ROEROA
Free cash flow (CFO − capex)
-CN¥4B -CN¥967M CN¥2B CN¥0 2014 2016 2018 2020 2022 2024
Free cash flow
Cash vs total debt
CN¥0 CN¥3B CN¥6B 2014 2016 2018 2020 2022 2024
CashTotal debt
Cash flow: operating / investing / financing
-CN¥4B -CN¥331M CN¥3B CN¥0 2014 2016 2018 2020 2022 2024
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 CN¥5.7B CN¥55M 0.0% -103.9% 0.6% 0.4% CN¥678M — CN¥3.3B
2024 CN¥5.8B CN¥1.6B 0.0% -71.6% 16.6% 12.2% CN¥1.4B — CN¥3.8B
2023 CN¥4.9B CN¥2.1B 0.0% -47.0% 25.7% 20.2% CN¥2.2B CN¥0 CN¥5.8B
2022 — CN¥1.2B — — 19.8% 14.0% CN¥1.8B CN¥768M CN¥4.3B
2021 — CN¥1.0B — — 21.4% 13.3% CN¥149M CN¥1.0B CN¥2.9B
2020 — -CN¥693M — — -18.3% -10.3% CN¥268M CN¥501M CN¥2.5B
2019 — CN¥1.2B — — 25.7% 12.0% CN¥226M CN¥19M CN¥3.2B
2018 — CN¥1.6B — — -434.7% 11.1% -CN¥4.1B CN¥192M CN¥2.6B
2017 — -CN¥188M — — 2.4% -2.5% -CN¥34M — CN¥2.2B
2016 — CN¥1.1B — — -15.5% 23.3% CN¥2.1B — CN¥968M
2015 — CN¥275M — — 28.2% 12.6% CN¥845M — CN¥846M
2014 — -CN¥28M — — -12.4% — — — CN¥1M

Frequently asked questions

Is YRD growing its revenue and profit?

Over the past 5 years, Yiren Digital Ltd.'s revenue has grown 8.1% per year. These are computed facts, not advice.

How much debt does YRD have?

As of FY2025, Yiren Digital Ltd. reported — of total debt against CN¥3.3B of cash.

What is YRD's profit margin?

In FY2025, gross margin was —, operating margin -103.9%, and net margin 1.0%.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.