3 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $217M | $83M | 60.4% | 48.8% | $97M | — | $305M |
| 2024 | $134M | $45M | 39.7% | 28.4% | $46M | — | $55M |
| 2023 | $88M | $21M | 19.6% | 2.9% | $7M | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $56M | $20M | 59.0% | 45.2% | $25M | — | $231M |
| Dec '25 | $53M | $22M | 65.4% | 50.3% | — | — | $305M |
| Sep '25 | $55M | $21M | 61.2% | 49.4% | — | — | $141M |
| Mar '25 | $52M | $18M | 55.0% | 45.4% | $19M | — | — |
| Dec '24 | $45M | $12M | 42.0% | 35.0% | — | — | $55M |
| Sep '24 | $29M | $5M | 38.2% | 23.1% | — | — | — |
How the market has priced XZO against its own fundamentals since 2025-11 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 2 years, Exzeo Group, Inc.'s revenue has grown 56.7% per year, and net income grown 96.4% per year. These are computed facts, not advice.
As of FY2025, Exzeo Group, Inc. reported — of total debt against $305M of cash.
In FY2025, gross margin was 60.4%, operating margin 48.8%, and net margin 38.1%.
As of Jun '26, Exzeo Group, Inc. traded at a price-to-earnings ratio of about 16.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.