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WTFCN Financials WINTRUST FINANCIAL CORP

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 9.3% per year over the past 5 years.
  • Net income has grown faster than revenue (23.0% vs 9.3% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 20.6% of earnings and 19.7% of free cash flow.
  • The dividend has grown 14.6% per year over the past 5 years.
Revenue & net income
$0 $412M $824M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 155% 310% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 6% 12% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-$582M $370M $1B $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $336M $673M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$7B $277M $8B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $266M $824M 0.0% 0.0% 11.4% 1.2% $860M $468M
2024 $251M $695M 0.0% 0.0% 11.0% 1.1% $636M $459M
2023 $220M $623M 0.0% 0.0% 11.5% 1.1% $698M $423M
2022 $218M $510M 0.0% 0.0% 10.6% 1.0% $1.3B $491M
2021 $207M $466M 0.0% 0.0% 10.4% 0.9% $1.1B $411M
2020 $170M $293M 0.0% 0.0% 7.1% 0.6% -$582M $322M
2019 $161M $356M 0.0% 0.0% 9.6% 1.0% $184M $286M
2018 $153M $343M 0.0% 0.0% 10.5% 1.1% $309M $392M
2017 $139M $258M 0.0% 0.0% 8.7% 0.9% $342M $278M
2016 $207M 7.7% 0.8% $277M $270M
2015 $157M 6.7% 0.7% -$4M
2014 $151M 7.3% 0.8% $168M
2013 $137M 7.2% 0.8% $250M $673M
2012 $111M 6.2% 0.6% $194M
2011 $78M 5.0% 0.5% $165M

Valuation over time

How the market has priced WTFCN against its own fundamentals since 2025-05 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 1.3 2.7 May '25 Aug '25 Nov '25 Feb '26 May '26 Aug '26
P/E
Price / sales (P/S)
0.0 3.7 7.4 May '25 Aug '25 Nov '25 Feb '26 May '26 Aug '26
P/S
Dividend yield (%)
0.0 4.8 9.7 May '25 Aug '25 Nov '25 Feb '26 May '26 Aug '26
Dividend yield %

Frequently asked questions

Is WTFCN growing its revenue and profit?

Over the past 5 years, WINTRUST FINANCIAL CORP's revenue has grown 9.3% per year, and net income grown 23.0% per year. These are computed facts, not advice.

How much debt does WTFCN have?

As of FY2025, WINTRUST FINANCIAL CORP reported — of total debt against $468M of cash.

What is WTFCN's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 310.2%.

What is WTFCN's P/E ratio?

As of Sep '26, WINTRUST FINANCIAL CORP traded at a price-to-earnings ratio of about 2.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.