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WTFC Financials Wintrust Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 9.3% per year over the past 5 years.
  • Net income has grown faster than revenue (23.0% vs 9.3% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 20.6% of earnings and 19.7% of free cash flow.
  • The dividend has grown 14.6% per year over the past 5 years.
Revenue & net income
$0 $412M $824M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 155% 310% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 6% 12% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-$582M $370M $1B $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $336M $673M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$7B $277M $8B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $266M $824M 0.0% 0.0% 11.4% 1.2% $860M — $468M
2024 $251M $695M 0.0% 0.0% 11.0% 1.1% $636M — $459M
2023 $220M $623M 0.0% 0.0% 11.5% 1.1% $698M — $423M
2022 $218M $510M 0.0% 0.0% 10.6% 1.0% $1.3B — $491M
2021 $207M $466M 0.0% 0.0% 10.4% 0.9% $1.1B — $411M
2020 $170M $293M 0.0% 0.0% 7.1% 0.6% -$582M — $322M
2019 $161M $356M 0.0% 0.0% 9.6% 1.0% $184M — $286M
2018 $153M $343M 0.0% 0.0% 10.5% 1.1% $309M — $392M
2017 $139M $258M 0.0% 0.0% 8.7% 0.9% $342M — $278M
2016 — $207M — — 7.7% 0.8% $277M — $270M
2015 — $157M — — 6.7% 0.7% -$4M — —
2014 — $151M — — 7.3% 0.8% $168M — —
2013 — $137M — — 7.2% 0.8% $250M $673M —
2012 — $111M — — 6.2% 0.6% $194M — —
2011 — $78M — — 5.0% 0.5% $165M — —

Valuation over time

How the market has priced WTFC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.5 15.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 21.1 42.3 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 1.3 2.5 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is WTFC growing its revenue and profit?

Over the past 5 years, Wintrust Financial Corp's revenue has grown 9.3% per year, and net income grown 23.0% per year. These are computed facts, not advice.

How much debt does WTFC have?

As of FY2025, Wintrust Financial Corp reported — of total debt against $468M of cash.

What is WTFC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 310.2%.

What is WTFC's P/E ratio?

Wintrust Financial Corp's P/E (TTM) is 11.79 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the WTFC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 12.9× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.