15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 9.3% per year over the past 5 years.
Net income has grown faster than revenue (23.0% vs 9.3% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 20.6% of earnings and 19.7% of free cash flow.
The dividend has grown 14.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$266M
$824M
0.0%
0.0%
11.4%
1.2%
$860M
—
$468M
2024
$251M
$695M
0.0%
0.0%
11.0%
1.1%
$636M
—
$459M
2023
$220M
$623M
0.0%
0.0%
11.5%
1.1%
$698M
—
$423M
2022
$218M
$510M
0.0%
0.0%
10.6%
1.0%
$1.3B
—
$491M
2021
$207M
$466M
0.0%
0.0%
10.4%
0.9%
$1.1B
—
$411M
2020
$170M
$293M
0.0%
0.0%
7.1%
0.6%
-$582M
—
$322M
2019
$161M
$356M
0.0%
0.0%
9.6%
1.0%
$184M
—
$286M
2018
$153M
$343M
0.0%
0.0%
10.5%
1.1%
$309M
—
$392M
2017
$139M
$258M
0.0%
0.0%
8.7%
0.9%
$342M
—
$278M
2016
—
$207M
—
—
7.7%
0.8%
$277M
—
$270M
2015
—
$157M
—
—
6.7%
0.7%
-$4M
—
—
2014
—
$151M
—
—
7.3%
0.8%
$168M
—
—
2013
—
$137M
—
—
7.2%
0.8%
$250M
$673M
—
2012
—
$111M
—
—
6.2%
0.6%
$194M
—
—
2011
—
$78M
—
—
5.0%
0.5%
$165M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$234M
—
—
3.1%
0.3%
—
—
$596M
Mar '26
—
$227M
—
—
3.1%
0.3%
—
—
$544M
Dec '25
—
$223M
—
—
3.1%
0.3%
—
—
$468M
Sep '25
—
$216M
—
—
3.1%
0.3%
—
—
$565M
Jun '25
—
$196M
—
—
2.7%
0.3%
—
—
$696M
Mar '25
—
$189M
—
—
2.9%
0.3%
—
—
$616M
Dec '24
—
$185M
—
—
2.9%
0.3%
$471M
—
$459M
Sep '24
—
$170M
—
—
2.7%
0.3%
-$78M
—
$731M
Jun '24
—
$152M
—
—
2.8%
0.3%
$182M
—
$416M
Mar '24
—
$187M
—
—
3.4%
0.3%
$61M
—
$380M
Dec '23
—
$123M
—
—
2.3%
0.2%
$231M
—
$423M
Sep '23
—
$164M
—
—
3.3%
0.3%
$68M
—
$418M
Jun '23
—
$155M
—
—
3.1%
0.3%
$340M
—
$514M
Mar '23
—
$180M
—
—
3.6%
0.3%
$59M
—
$446M
Dec '22
$52M
$145M
0.0%
0.0%
3.0%
0.3%
$304M
—
$491M
Sep '22
$56M
$143M
0.0%
0.0%
3.1%
0.3%
$218M
—
$490M
Jun '22
$55M
$95M
0.0%
0.0%
2.0%
0.2%
$350M
—
$499M
Mar '22
$55M
$127M
0.0%
0.0%
2.8%
0.3%
$450M
—
$463M
Dec '21
$55M
$99M
0.0%
0.0%
2.2%
0.2%
$366M
—
$411M
Sep '21
$53M
$109M
0.0%
0.0%
2.5%
0.2%
$71M
—
$462M
Valuation over time
How the market has priced WTFC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.6× (Mar '23) to 12.9× (Nov '26).
The price-to-sales ratio has risen from 22.6× (Mar '23) to 40.0× (Nov '26).
The dividend yield has fallen from 2.2% (Mar '23) to 1.6% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is WTFC growing its revenue and profit?
Over the past 5 years, Wintrust Financial Corp's revenue has grown 9.3% per year, and net income grown 23.0% per year. These are computed facts, not advice.
How much debt does WTFC have?
As of FY2025, Wintrust Financial Corp reported — of total debt against $468M of cash.
What is WTFC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 310.2%.
What is WTFC's P/E ratio?
Wintrust Financial Corp's P/E (TTM) is 11.79 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the WTFC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 12.9× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.