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WTFC Financials Wintrust Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 9.3% per year over the past 5 years.
  • Net income has grown faster than revenue (23.0% vs 9.3% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 20.6% of earnings and 19.7% of free cash flow.
  • The dividend has grown 14.6% per year over the past 5 years.
Revenue & net income
$0 $412M $824M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 155% 310% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$582M $370M $1B $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $336M $673M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$7B $277M $8B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $266M $824M 0.0% 0.0% $860M $468M
2024 $251M $695M 0.0% 0.0% $636M $459M
2023 $220M $623M 0.0% 0.0% $698M $423M
2022 $218M $510M 0.0% 0.0% $1.3B $491M
2021 $207M $466M 0.0% 0.0% $1.1B $411M
2020 $170M $293M 0.0% 0.0% -$582M $322M
2019 $161M $356M 0.0% 0.0% $184M $286M
2018 $153M $343M 0.0% 0.0% $309M $392M
2017 $139M $258M 0.0% 0.0% $342M $278M
2016 $207M $277M $270M
2015 $157M -$4M
2014 $151M $168M
2013 $137M $250M $673M
2012 $111M $194M
2011 $78M $165M

Valuation over time

How the market has priced WTFC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.5 15.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 21.1 42.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 1.3 2.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is WTFC growing its revenue and profit?

Over the past 5 years, Wintrust Financial Corp's revenue has grown 9.3% per year, and net income grown 23.0% per year. These are computed facts, not advice.

How much debt does WTFC have?

As of FY2025, Wintrust Financial Corp reported — of total debt against $468M of cash.

What is WTFC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 310.2%.

What is WTFC's P/E ratio?

As of Jun '26, Wintrust Financial Corp traded at a price-to-earnings ratio of about 13.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.