15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 9.3% per year over the past 5 years.
Net income has grown faster than revenue (23.0% vs 9.3% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 20.6% of earnings and 19.7% of free cash flow.
The dividend has grown 14.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$266M
$824M
0.0%
0.0%
$860M
—
$468M
2024
$251M
$695M
0.0%
0.0%
$636M
—
$459M
2023
$220M
$623M
0.0%
0.0%
$698M
—
$423M
2022
$218M
$510M
0.0%
0.0%
$1.3B
—
$491M
2021
$207M
$466M
0.0%
0.0%
$1.1B
—
$411M
2020
$170M
$293M
0.0%
0.0%
-$582M
—
$322M
2019
$161M
$356M
0.0%
0.0%
$184M
—
$286M
2018
$153M
$343M
0.0%
0.0%
$309M
—
$392M
2017
$139M
$258M
0.0%
0.0%
$342M
—
$278M
2016
—
$207M
—
—
$277M
—
$270M
2015
—
$157M
—
—
-$4M
—
—
2014
—
$151M
—
—
$168M
—
—
2013
—
$137M
—
—
$250M
$673M
—
2012
—
$111M
—
—
$194M
—
—
2011
—
$78M
—
—
$165M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$227M
—
—
—
—
$544M
Dec '25
—
$223M
—
—
—
—
$468M
Sep '25
—
$216M
—
—
—
—
$565M
Jun '25
—
$196M
—
—
—
—
$696M
Mar '25
—
$189M
—
—
—
—
$616M
Dec '24
—
$185M
—
—
$471M
—
$459M
Sep '24
—
$170M
—
—
-$78M
—
$731M
Jun '24
—
$152M
—
—
$182M
—
$416M
Mar '24
—
$187M
—
—
$61M
—
$380M
Dec '23
—
$123M
—
—
$231M
—
$423M
Sep '23
—
$164M
—
—
$68M
—
$418M
Jun '23
—
$155M
—
—
$340M
—
$514M
Mar '23
—
$180M
—
—
$59M
—
$446M
Dec '22
$52M
$145M
0.0%
0.0%
$304M
—
$491M
Sep '22
$56M
$143M
0.0%
0.0%
$218M
—
$490M
Jun '22
$55M
$95M
0.0%
0.0%
$350M
—
$499M
Mar '22
$55M
$127M
0.0%
0.0%
$450M
—
$463M
Dec '21
$55M
$99M
0.0%
0.0%
$366M
—
$411M
Sep '21
$53M
$109M
0.0%
0.0%
$71M
—
$462M
Jun '21
$51M
$105M
0.0%
0.0%
$424M
—
$435M
Valuation over time
How the market has priced WTFC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.6× (Mar '23) to 13.2× (Jun '26).
The price-to-sales ratio has risen from 22.6× (Mar '23) to 41.1× (Jun '26).
The dividend yield has fallen from 2.2% (Mar '23) to 1.6% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is WTFC growing its revenue and profit?
Over the past 5 years, Wintrust Financial Corp's revenue has grown 9.3% per year, and net income grown 23.0% per year. These are computed facts, not advice.
How much debt does WTFC have?
As of FY2025, Wintrust Financial Corp reported — of total debt against $468M of cash.
What is WTFC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 310.2%.
What is WTFC's P/E ratio?
As of Jun '26, Wintrust Financial Corp traded at a price-to-earnings ratio of about 13.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.