15 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2026 | $585M | $35M | 0.0% | 0.0% | $255M | $587M | $6M |
| 2025 | $564M | $89M | 0.0% | 0.0% | $250M | $448M | $5M |
| 2024 | $573M | $77M | 0.0% | 0.0% | $260M | $498M | $5M |
| 2023 | $617M | $21M | 0.0% | 0.0% | $286M | $599M | $17M |
| 2022 | $585M | $54M | 0.0% | 0.0% | $266M | $697M | $19M |
| 2021 | $528M | $88M | 0.0% | 0.0% | $215M | $405M | $16M |
| 2020 | $590M | $28M | 0.0% | 0.0% | $270M | $451M | $12M |
| 2019 | $545M | $37M | 0.0% | 0.0% | $235M | $252M | $9M |
| 2018 | $503M | $54M | 0.0% | 0.0% | $209M | $245M | $12M |
| 2017 | $491M | $74M | 0.0% | 0.0% | $213M | $295M | $12M |
| 2016 | $557M | $87M | 0.0% | 0.0% | $197M | $375M | $8M |
| 2015 | $610M | $111M | 0.0% | 0.0% | $233M | $501M | $38M |
| 2014 | $599M | $107M | 0.0% | 0.0% | $239M | $506M | $38M |
| 2013 | $564M | $104M | 0.0% | 0.0% | $225M | $400M | $12M |
| 2012 | $540M | $101M | 0.0% | 0.0% | $213M | $279M | $11M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $176M | $35M | 0.0% | 0.0% | $93M | $587M | $6M |
| Dec '25 | $142M | -$625000 | 0.0% | 0.0% | $57M | $677M | $10M |
| Sep '25 | $135M | -$2M | 0.0% | 0.0% | $48M | $585M | $15M |
| Jun '25 | $132M | $1M | 0.0% | 0.0% | $57M | $472M | $8M |
| Mar '25 | $164M | $43M | 0.0% | 0.0% | $90M | $448M | $5M |
| Dec '24 | $139M | $14M | 0.0% | 0.0% | $60M | $561M | $10M |
| Sep '24 | $132M | $22M | 0.0% | 0.0% | $53M | $507M | $10M |
| Jun '24 | $130M | $10M | 0.0% | 0.0% | $47M | $495M | $11M |
| Mar '24 | $159M | $35M | 0.0% | 0.0% | $82M | $498M | $5M |
| Dec '23 | $138M | $17M | 0.0% | 0.0% | $58M | $588M | $13M |
| Sep '23 | $137M | $16M | 0.0% | 0.0% | $62M | $564M | $19M |
| Jun '23 | $139M | $10M | 0.0% | 0.0% | $58M | $589M | $16M |
| Mar '23 | $161M | $25M | 0.0% | 0.0% | $84M | $599M | $17M |
| Dec '22 | $147M | $6M | 0.0% | 0.0% | $68M | $726M | $21M |
| Sep '22 | $151M | -$637000 | 0.0% | 0.0% | $77M | $751M | $21M |
| Jun '22 | $158M | -$9M | 0.0% | 0.0% | $57M | $781M | $13M |
| Mar '22 | $169M | $18M | 0.0% | 0.0% | $103M | $697M | $19M |
| Dec '21 | $149M | $7M | 0.0% | 0.0% | $59M | — | $19M |
| Sep '21 | $138M | $12M | 0.0% | 0.0% | $56M | — | $17M |
| Jun '21 | $130M | $16M | 0.0% | 0.0% | $48M | — | $8M |
How the market has priced WRLD against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, World Acceptance Corp's revenue has grown 2.1% per year, and net income declined 17.1% per year. These are computed facts, not advice.
As of FY2026, World Acceptance Corp reported $587M of total debt against $6M of cash.
In FY2026, gross margin was —, operating margin —, and net margin 5.9%.
As of Jun '26, World Acceptance Corp traded at a price-to-earnings ratio of about 27.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.