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WAFD Financials Wafd Inc

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 4.6% per year over the past 5 years.
  • Net income has grown faster than revenue (5.4% vs 4.6% per year).
  • Free cash flow has grown 9.1% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 37.4% of earnings and 40.6% of free cash flow.
  • The dividend has grown 4.9% per year over the past 5 years.
Revenue & net income
$0 $129M $257M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 494% 988% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $207M $415M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $1B $2B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B $397M $3B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $30M $226M 0.0% 0.0% $208M $657M
2024 $28M $200M 0.0% 0.0% $415M $2.4B
2023 $26M $257M 0.0% 0.0% $199M $981M
2022 $26M $236M 0.0% 0.0% $257M $684M
2021 $25M $184M 0.0% 0.0% $285M $2.1B
2020 $24M $173M 0.0% 0.0% $135M $1.7B
2019 $25M $210M 0.0% 0.0% $199M $419M
2018 $26M $204M 0.0% 0.0% $164M $269M
2017 $174M $164M $313M
2016 $164M $180M $450M
2015 $160M $96M $284M
2014 $157M $122M $782M
2013 $152M $152M $204M
2012 $138M $143M $751M
2011 $111M $251M $816M

Valuation over time

How the market has priced WAFD against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.8 13.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 52.0 104.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 2.0 3.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is WAFD growing its revenue and profit?

Over the past 5 years, Wafd Inc's revenue has grown 4.6% per year, and net income grown 5.4% per year. These are computed facts, not advice.

How much debt does WAFD have?

As of FY2025, Wafd Inc reported — of total debt against $657M of cash.

What is WAFD's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 762.5%.

What is WAFD's P/E ratio?

As of Jun '26, Wafd Inc traded at a price-to-earnings ratio of about 12.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.