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VLY Financials Valley National Bancorp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 18.6% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 41.6% of earnings and 76.4% of free cash flow.
  • The dividend has grown 6.9% per year over the past 5 years.
Net income
$0 $299M $598M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 5% 11% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $4B $8B 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $680M $1B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $2B $4B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$7B -$1B $4B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $598M — — 7.7% 0.9% $326M — $1.6B
2024 — $380M — — 5.1% 0.6% $532M — $1.9B
2023 — $499M — — 7.4% 0.8% $302M — $891M
2022 — $569M — — 8.9% 1.0% $1.4B — $948M
2021 — $474M — — 9.3% 1.1% $798M — $2.0B
2020 — $391M — — 8.5% 1.0% $139M — $1.3B
2019 — $310M — — 7.1% 0.8% $239M — $435M
2018 — $261M — — 7.8% 0.8% $278M $3.8B $429M
2017 — $162M — — 6.4% 0.7% $601M $3.1B $416M
2016 — $168M — — 7.1% 0.7% $398M $2.5B $393M
2015 — $103M — — 4.7% 0.5% $121M $2.9B —
2014 — $116M — — 6.2% 0.6% $162M $2.7B —
2013 — $132M — — 8.6% 0.8% $271M $3.1B —
2012 — $144M — — 9.6% 0.9% $301M $2.9B —
2011 — $133M — — 10.6% 0.9% $175M $2.9B —

Valuation over time

How the market has priced VLY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 8.2 16.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 2.9 5.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is VLY growing its revenue and profit?

See the revenue and net-income charts above for Valley National Bancorp's multi-year trend.

How much debt does VLY have?

As of FY2025, Valley National Bancorp reported — of total debt against $1.6B of cash.

What is VLY's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is VLY's P/E ratio?

Valley National Bancorp's P/E (TTM) is 11.52 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the VLY stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.4× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.