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VLY Financials Valley National Bancorp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 18.6% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 41.6% of earnings and 76.4% of free cash flow.
  • The dividend has grown 6.9% per year over the past 5 years.
Net income
$0 $299M $598M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 5% 11% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $4B $8B 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $680M $1B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $2B $4B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$7B -$1B $4B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $598M 7.7% 0.9% $326M $1.6B
2024 $380M 5.1% 0.6% $532M $1.9B
2023 $499M 7.4% 0.8% $302M $891M
2022 $569M 8.9% 1.0% $1.4B $948M
2021 $474M 9.3% 1.1% $798M $2.0B
2020 $391M 8.5% 1.0% $139M $1.3B
2019 $310M 7.1% 0.8% $239M $435M
2018 $261M 7.8% 0.8% $278M $3.8B $429M
2017 $162M 6.4% 0.7% $601M $3.1B $416M
2016 $168M 7.1% 0.7% $398M $2.5B $393M
2015 $103M 4.7% 0.5% $121M $2.9B
2014 $116M 6.2% 0.6% $162M $2.7B
2013 $132M 8.6% 0.8% $271M $3.1B
2012 $144M 9.6% 0.9% $301M $2.9B
2011 $133M 10.6% 0.9% $175M $2.9B

Valuation over time

How the market has priced VLY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 8.2 16.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 2.9 5.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is VLY growing its revenue and profit?

See the revenue and net-income charts above for Valley National Bancorp's multi-year trend.

How much debt does VLY have?

As of FY2025, Valley National Bancorp reported — of total debt against $1.6B of cash.

What is VLY's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is VLY's P/E ratio?

As of Sep '26, Valley National Bancorp traded at a price-to-earnings ratio of about 12.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.