15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 18.6% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 41.6% of earnings and 76.4% of free cash flow.
The dividend has grown 6.9% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$598M
—
—
7.7%
0.9%
$326M
—
$1.6B
2024
—
$380M
—
—
5.1%
0.6%
$532M
—
$1.9B
2023
—
$499M
—
—
7.4%
0.8%
$302M
—
$891M
2022
—
$569M
—
—
8.9%
1.0%
$1.4B
—
$948M
2021
—
$474M
—
—
9.3%
1.1%
$798M
—
$2.0B
2020
—
$391M
—
—
8.5%
1.0%
$139M
—
$1.3B
2019
—
$310M
—
—
7.1%
0.8%
$239M
—
$435M
2018
—
$261M
—
—
7.8%
0.8%
$278M
$3.8B
$429M
2017
—
$162M
—
—
6.4%
0.7%
$601M
$3.1B
$416M
2016
—
$168M
—
—
7.1%
0.7%
$398M
$2.5B
$393M
2015
—
$103M
—
—
4.7%
0.5%
$121M
$2.9B
—
2014
—
$116M
—
—
6.2%
0.6%
$162M
$2.7B
—
2013
—
$132M
—
—
8.6%
0.8%
$271M
$3.1B
—
2012
—
$144M
—
—
9.6%
0.9%
$301M
$2.9B
—
2011
—
$133M
—
—
10.6%
0.9%
$175M
$2.9B
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$171M
—
—
2.2%
0.3%
$160M
—
$967M
Mar '26
—
$164M
—
—
2.1%
0.3%
$208M
—
$1.2B
Dec '25
—
$195M
—
—
2.5%
0.3%
$188M
—
$1.6B
Sep '25
—
$163M
—
—
2.1%
0.3%
$2M
—
$1.4B
Jun '25
—
$133M
—
—
1.8%
0.2%
$156M
—
$1.2B
Mar '25
—
$106M
—
—
1.4%
0.2%
-$20M
—
$1.2B
Dec '24
—
$116M
—
—
1.6%
0.2%
$386M
—
$1.9B
Sep '24
—
$98M
—
—
1.4%
0.2%
-$161M
—
$1.0B
Jun '24
—
$70M
—
—
1.0%
0.1%
$211M
—
$1.0B
Mar '24
—
$96M
—
—
1.4%
0.2%
$96M
—
$941M
Dec '23
—
$72M
—
—
1.1%
0.1%
-$283M
—
$891M
Sep '23
—
$141M
—
—
2.1%
0.2%
$352M
—
$1.1B
Jun '23
—
$139M
—
—
2.1%
0.2%
$521M
—
$2.0B
Mar '23
—
$147M
—
—
2.3%
0.2%
-$288M
—
$5.7B
Dec '22
—
$178M
—
—
2.8%
0.3%
$179M
—
$948M
Sep '22
—
$178M
—
—
2.8%
0.3%
$410M
—
$1.1B
Jun '22
—
$96M
—
—
1.6%
0.2%
$297M
—
$1.4B
Mar '22
—
$117M
—
—
2.3%
0.3%
$473M
—
$731M
Dec '21
—
$115M
—
—
2.3%
0.3%
$234M
—
$2.0B
Sep '21
—
$123M
—
—
2.5%
0.3%
$121M
—
$1.5B
Valuation over time
How the market has priced VLY against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.0× (Mar '23) to 13.4× (Nov '26).
The dividend yield has fallen from 4.0% (Mar '23) to 3.1% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is VLY growing its revenue and profit?
See the revenue and net-income charts above for Valley National Bancorp's multi-year trend.
How much debt does VLY have?
As of FY2025, Valley National Bancorp reported — of total debt against $1.6B of cash.
What is VLY's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is VLY's P/E ratio?
Valley National Bancorp's P/E (TTM) is 11.52 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the VLY stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.4× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.