Growth & profitability
- Free cash flow has grown 18.0% per year over the past 5 years.
VABK Financials Virginia National Bankshares Corp
13 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $19M | — | — | 10.5% | 1.2% | $21M | $20M | — |
| 2024 | — | $17M | — | — | 10.6% | 1.0% | $15M | $20M | — |
| 2023 | — | $19M | — | — | 12.6% | 1.2% | $13M | $70M | — |
| 2022 | — | $23M | — | — | 17.6% | 1.4% | $22M | — | — |
| 2021 | — | $10M | — | — | 6.2% | 0.5% | $12M | — | — |
| 2020 | — | $8M | — | — | 9.7% | 0.9% | $9M | $30M | — |
| 2019 | — | $7M | — | — | 8.8% | 1.0% | $9M | — | — |
| 2018 | — | $8M | — | — | 12.0% | 1.3% | $11M | — | $19M |
| 2017 | — | $7M | — | — | 10.1% | 1.0% | $8M | — | $18M |
| 2016 | — | $6M | — | — | 9.7% | 1.0% | $5M | — | $39M |
| 2015 | — | $3M | — | — | 5.5% | 0.5% | — | — | $44M |
| 2014 | — | $2M | — | — | 3.1% | 0.4% | $7M | — | $54M |
| 2013 | — | $7M | — | — | 11.9% | 1.3% | $8M | — | $40M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $9M | — | — | 4.6% | 0.5% | $3M | — | — |
| Mar '26 | — | $5M | — | — | 2.8% | 0.3% | $7M | — | — |
| Dec '25 | — | $6M | — | — | 3.2% | 0.4% | $6M | $20M | — |
| Sep '25 | — | $5M | — | — | 2.6% | 0.3% | $6M | — | — |
| Jun '25 | — | $4M | — | — | 2.5% | 0.3% | $7M | — | — |
| Mar '25 | — | $4M | — | — | 2.7% | 0.3% | $2M | — | — |
| Dec '24 | — | $5M | — | — | 2.8% | 0.3% | $3M | $20M | — |
| Sep '24 | — | $5M | — | — | 2.8% | 0.3% | $15M | — | — |
| Jun '24 | — | $4M | — | — | 2.7% | 0.3% | -$7M | — | — |
| Mar '24 | — | $4M | — | — | 2.4% | 0.2% | $3M | — | — |
| Dec '23 | — | $3M | — | — | 2.1% | 0.2% | $3M | $70M | — |
| Sep '23 | — | $5M | — | — | 3.4% | 0.3% | $211000 | — | — |
| Jun '23 | — | $6M | — | — | 4.0% | 0.4% | $3M | — | — |
| Mar '23 | — | $6M | — | — | 4.1% | 0.4% | $7M | — | — |
| Dec '22 | — | $7M | — | — | 5.3% | 0.4% | $5M | — | — |
| Sep '22 | — | $6M | — | — | 4.6% | 0.3% | $8M | — | — |
| Jun '22 | — | $6M | — | — | 4.2% | 0.3% | $100000 | — | — |
| Mar '22 | — | $5M | — | — | 3.4% | 0.3% | $9M | — | — |
| Dec '21 | — | $5M | — | — | 3.3% | 0.3% | $6M | — | — |
| Sep '21 | — | $3M | — | — | 2.0% | 0.2% | $2M | — | — |
Valuation over time
How the market has priced VABK against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 8.3× (Mar '23) to 13.2× (Sep '26).
P/E
Frequently asked questions
Is VABK growing its revenue and profit?
See the revenue and net-income charts above for Virginia National Bankshares Corp's multi-year trend.
How much debt does VABK have?
As of FY2025, Virginia National Bankshares Corp reported $20M of total debt against — of cash.
What is VABK's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is VABK's P/E ratio?
As of Sep '26, Virginia National Bankshares Corp traded at a price-to-earnings ratio of about 13.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.