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UVSP Financials Univest Financial Corp

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 15.4% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 27.9% of earnings and 26.1% of free cash flow.
  • The dividend has grown 7.6% per year over the past 5 years.
Revenue & net income
$0 $164M $328M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 14% 28% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 6% 12% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
$0 $52M $104M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $445M $890M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$898M $7M $911M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $328M $91M 0.0% 0.0% 9.6% 1.1% $97M — $554M
2024 $299M $76M 0.0% 0.0% 8.6% 0.9% $72M — $329M
2023 $297M $71M 0.0% 0.0% 8.5% 0.9% $83M — $250M
2022 $296M $78M 0.0% 0.0% 10.1% 1.1% $104M — $153M
2021 $0 $92M — — 11.9% 1.3% $96M — $890M
2020 $0 $47M — — 6.8% 0.7% $47M — $220M
2019 $0 $66M — — 9.7% 1.2% $69M $169M $125M
2018 $0 $51M — — 8.1% 1.0% $82M $335M $109M
2017 $0 $44M — — 7.3% 1.0% $65M $261M $75M
2016 $0 $20M — — 3.9% 0.5% $21M $324M $58M
2015 $0 $27M — — 7.5% 0.9% $33M $24M $61M
2014 $0 $22M — — 7.8% 1.0% $24M — —
2013 $0 $21M — — 7.6% 1.0% $29M — —
2012 — $21M — — 7.3% 0.9% $37M — —
2011 — $19M — — 6.9% 0.9% $40M $5M —

Valuation over time

How the market has priced UVSP against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.6 13.2 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 1.8 3.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 2.7 5.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is UVSP growing its revenue and profit?

See the revenue and net-income charts above for Univest Financial Corp's multi-year trend.

How much debt does UVSP have?

As of FY2025, Univest Financial Corp reported — of total debt against $554M of cash.

What is UVSP's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 27.7%.

What is UVSP's P/E ratio?

Univest Financial Corp's P/E (TTM) is 11.94 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the UVSP stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 12.4× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.