15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 15.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 27.9% of earnings and 26.1% of free cash flow.
The dividend has grown 7.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$328M
$91M
0.0%
0.0%
9.6%
1.1%
$97M
—
$554M
2024
$299M
$76M
0.0%
0.0%
8.6%
0.9%
$72M
—
$329M
2023
$297M
$71M
0.0%
0.0%
8.5%
0.9%
$83M
—
$250M
2022
$296M
$78M
0.0%
0.0%
10.1%
1.1%
$104M
—
$153M
2021
$0
$92M
—
—
11.9%
1.3%
$96M
—
$890M
2020
$0
$47M
—
—
6.8%
0.7%
$47M
—
$220M
2019
$0
$66M
—
—
9.7%
1.2%
$69M
$169M
$125M
2018
$0
$51M
—
—
8.1%
1.0%
$82M
$335M
$109M
2017
$0
$44M
—
—
7.3%
1.0%
$65M
$261M
$75M
2016
$0
$20M
—
—
3.9%
0.5%
$21M
$324M
$58M
2015
$0
$27M
—
—
7.5%
0.9%
$33M
$24M
$61M
2014
$0
$22M
—
—
7.8%
1.0%
$24M
—
—
2013
$0
$21M
—
—
7.6%
1.0%
$29M
—
—
2012
—
$21M
—
—
7.3%
0.9%
$37M
—
—
2011
—
$19M
—
—
6.9%
0.9%
$40M
$5M
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
$90M
$22M
0.0%
0.0%
2.3%
0.3%
$45M
—
$625M
Jun '26
$84M
$23M
0.0%
0.0%
2.4%
0.3%
$23M
—
$195M
Mar '26
$87M
$27M
0.0%
0.0%
2.8%
0.3%
$22M
—
$222M
Dec '25
$85M
$23M
0.0%
0.0%
2.4%
0.3%
$30M
—
$554M
Sep '25
$83M
$26M
0.0%
0.0%
2.7%
0.3%
$31M
—
$817M
Jun '25
$81M
$20M
0.0%
0.0%
2.2%
0.3%
$22M
—
$160M
Mar '25
$79M
$22M
0.0%
0.0%
2.5%
0.3%
$14M
—
$169M
Dec '24
$77M
$19M
0.0%
0.0%
2.1%
0.2%
$27M
—
$329M
Sep '24
$73M
$19M
0.0%
0.0%
2.1%
0.2%
$38M
—
$505M
Jun '24
$72M
$18M
0.0%
0.0%
2.1%
0.2%
-$4M
—
$191M
Mar '24
$77M
$20M
0.0%
0.0%
2.4%
0.3%
$11M
—
$202M
Dec '23
—
$16M
—
—
1.9%
0.2%
$26M
—
$250M
Sep '23
—
$17M
—
—
2.1%
0.2%
$21M
—
$290M
Jun '23
—
$17M
—
—
2.1%
0.2%
$18M
—
$140M
Mar '23
—
$21M
—
—
2.6%
0.3%
$18M
—
$138M
Dec '22
—
$24M
—
—
3.1%
0.3%
$24M
—
$153M
Sep '22
—
$21M
—
—
2.8%
0.3%
$22M
—
$113M
Jun '22
—
$13M
—
—
1.7%
0.2%
$34M
—
$95M
Mar '22
$0
$20M
—
—
2.6%
0.3%
$23M
—
$774M
Dec '21
$0
$17M
—
—
2.3%
0.2%
$34M
—
$890M
Valuation over time
How the market has priced UVSP against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.2× (Mar '23) to 12.4× (Nov '26).
The price-to-sales ratio has risen from 2.2× (Mar '23) to 3.4× (Nov '26).
The dividend yield has fallen from 3.8% (Mar '23) to 2.2% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is UVSP growing its revenue and profit?
See the revenue and net-income charts above for Univest Financial Corp's multi-year trend.
How much debt does UVSP have?
As of FY2025, Univest Financial Corp reported — of total debt against $554M of cash.
What is UVSP's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 27.7%.
What is UVSP's P/E ratio?
Univest Financial Corp's P/E (TTM) is 11.94 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the UVSP stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 12.4× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.