UPBD Financials Upbound Group, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 28 h ago Overview →

Growth & profitability

Revenue has grown 10.8% per year over the past 5 years.
Net income has grown slower than revenue (-18.9% vs 10.8% per year).
Operating margin has contracted, at 4.8% in the latest year.
Free cash flow has grown 3.4% per year over the past 5 years.

Financial health

Total debt has grown slower than revenue (-54.9% vs 10.8% per year).
Operating income covered interest expense 2.0× in the latest year, down from 15× 5 years ago.

Shareholder returns

Dividends have been paid for 7 consecutive years, consuming 120.4% of earnings and 36.8% of free cash flow.
The dividend has grown 6.8% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
2025	$4.7B	$73M	48.4%	4.8%	$239M	—	$121M
2024	$4.3B	$124M	48.1%	6.7%	$48M	—	$61M
2023	$4.0B	-$5M	50.7%	4.1%	$147M	—	$94M
2022	$4.2B	$12M	49.0%	3.5%	$407M	—	$144M
2021	$4.6B	$135M	48.8%	6.1%	$330M	—	$108M
2020	$2.8B	$208M	59.4%	8.4%	$202M	—	$159M
2019	$2.7B	$174M	61.6%	9.5%	$194M	—	$70M
2018	$2.7B	$8M	63.5%	2.1%	$200M	—	$155M
2017	$2.7B	$7M	63.6%	-2.3%	$45M	—	$73M
2016	$3.0B	-$105M	65.3%	-2.2%	$293M	$192M	$95M
2015	$3.3B	-$954M	64.6%	-30.7%	$150M	$426M	$60M
2014	$3.2B	$96M	69.2%	6.1%	-$65M	—	$46M
2013	$3.1B	$129M	69.6%	8.0%	$26M	—	$42M
2012	$3.1B	$180M	69.5%	10.2%	$115M	—	$61M
2011	$2.9B	$163M	71.2%	10.1%	$154M	—	$88M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
Mar '26	$1.2B	$36M	48.1%	6.3%	$155M	—	$98M
Dec '25	$1.2B	$20M	49.0%	4.8%	$24M	—	$121M
Sep '25	$1.2B	$13M	48.3%	4.5%	$98M	—	$107M
Jun '25	$1.2B	$15M	49.4%	4.4%	-$10M	—	$107M
Mar '25	$1.2B	$25M	46.8%	5.3%	$137M	—	$107M
Dec '24	$1.1B	$31M	47.1%	7.3%	-$74M	—	$61M
Sep '24	$1.1B	$31M	47.8%	6.6%	$88M	—	$85M
Jun '24	$1.1B	$34M	49.4%	7.5%	$613000	—	$83M
Mar '24	$1.1B	$28M	48.3%	5.6%	$34M	—	$85M
Dec '23	$1.0B	-$11M	50.3%	5.5%	-$37M	—	$94M
Sep '23	$979M	$4M	50.8%	5.9%	$63M	—	$106M
Jun '23	$979M	-$46M	51.7%	8.6%	$25M	—	$87M
Mar '23	$1.0B	$47M	49.8%	-3.5%	$96M	—	$172M
Dec '22	$990M	$3M	50.0%	4.3%	$44M	—	$144M
Sep '22	$1.0B	-$6M	49.4%	3.6%	$106M	—	$166M
Jun '22	$1.1B	$20M	49.7%	5.4%	$67M	—	$112M
Mar '22	$1.2B	-$4M	47.1%	1.0%	$189M	—	$96M
Dec '21	$1.2B	$10M	48.5%	3.1%	$50M	—	$108M
Sep '21	$1.2B	$21M	48.1%	5.7%	$55M	—	$159M
Jun '21	$1.2B	$61M	49.2%	8.9%	$101M	—	$145M

Valuation over time

How the market has priced UPBD against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 119.0× (Mar '23) to 15.8× (Jun '26).
The price-to-sales ratio has fallen from 0.3× (Mar '23) to 0.2× (Jun '26).
The dividend yield has risen from 5.5% (Mar '23) to 7.6% (Jun '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is UPBD growing its revenue and profit?

Over the past 5 years, Upbound Group, Inc.'s revenue has grown 10.8% per year, and net income declined 18.9% per year. These are computed facts, not advice.

How much debt does UPBD have?

As of FY2025, Upbound Group, Inc. reported — of total debt against $121M of cash; operating income covered interest expense 2.0×.

What is UPBD's profit margin?

In FY2025, gross margin was 48.4%, operating margin 4.8%, and net margin 1.6%.

What is UPBD's P/E ratio?

As of Jun '26, Upbound Group, Inc. traded at a price-to-earnings ratio of about 15.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.