UNM Financials Unum Group

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 28 h ago Overview →

Growth & profitability

Revenue has declined 0.1% per year over the past 5 years.
Net income has grown slower than revenue (-1.4% vs -0.1% per year).
Free cash flow has grown 9.7% per year over the past 5 years.

Financial health

Total debt ($3.8B) exceeds cash ($158M); net debt is $3.6B.
Total debt has grown in line with revenue (2.4% vs -0.1% per year).

Shareholder returns

Dividends have been paid for 15 consecutive years, consuming 41.5% of earnings and 55.1% of free cash flow.
The dividend has grown 5.7% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
2025	$13.1B	$739M	0.0%	0.0%	$555M	$3.8B	$158M
2024	$12.9B	$1.8B	0.0%	0.0%	$1.4B	$3.7B	$163M
2023	$12.4B	$1.3B	0.0%	0.0%	$1.1B	$3.4B	$146M
2022	$12.0B	$1.4B	0.0%	0.0%	$1.3B	$3.4B	$119M
2021	$12.0B	$981M	0.0%	0.0%	$1.3B	$3.4B	$75M
2020	$13.2B	$793M	0.0%	0.0%	$350M	$3.3B	$197M
2019	$12.0B	$1.1B	0.0%	0.0%	$1.5B	$3.3B	$84M
2018	$11.6B	$523M	0.0%	0.0%	$1.4B	$3.0B	$94M
2017	$11.3B	$994M	0.0%	0.0%	$1.1B	$2.9B	—
2016	$11.0B	$931M	0.0%	0.0%	$1.0B	$3.0B	—
2015	$10.7B	$867M	0.0%	0.0%	$1.2B	$2.8B	—
2014	$10.5B	$402M	0.0%	0.0%	$1.1B	$2.8B	—
2013	$10.4B	$847M	0.0%	12.0%	$926M	$2.7B	—
2012	$10.5B	$894M	0.0%	11.8%	$1.3B	$3.2B	—
2011	$10.3B	$284M	0.0%	12.9%	$1.1B	$2.9B	—

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
Mar '26	$3.4B	$232M	0.0%	0.0%	$301M	—	$193M
Dec '25	$3.2B	$174M	0.0%	0.0%	$320M	$3.8B	$158M
Sep '25	$3.4B	$40M	0.0%	0.0%	-$403M	—	$328M
Jun '25	$3.4B	$336M	0.0%	0.0%	$320M	—	$1.2B
Mar '25	$3.1B	$189M	0.0%	0.0%	$318M	—	$238M
Dec '24	$3.2B	$349M	0.0%	0.0%	$454M	$3.7B	$163M
Sep '24	$3.2B	$646M	0.0%	15.6%	$352M	—	$163M
Jun '24	$3.2B	$390M	0.0%	0.0%	$311M	—	$133M
Mar '24	$3.2B	$395M	0.0%	0.0%	$270M	—	$279M
Dec '23	$3.1B	$331M	0.0%	0.0%	$298M	$3.4B	$146M
Sep '23	$3.1B	$202M	0.0%	15.9%	$362M	—	$166M
Jun '23	$3.1B	$393M	0.0%	0.0%	$286M	—	$108M
Mar '23	$3.0B	$358M	0.0%	0.0%	$122M	—	$123M
Dec '22	$3.0B	$289M	0.0%	0.0%	$326M	$3.4B	$119M
Sep '22	$3.0B	$510M	0.0%	0.0%	$251M	—	$143M
Jun '22	$3.0B	$367M	0.0%	0.0%	$436M	—	$151M
Mar '22	$3.0B	$240M	0.0%	0.0%	$304M	—	$107M
Dec '21	$3.0B	$160M	0.0%	0.0%	$452M	$3.4B	$75M
Sep '21	$3.0B	$329M	0.0%	0.0%	$400M	—	$122M
Jun '21	$3.0B	$183M	0.0%	0.0%	$649M	—	$123M

Valuation over time

How the market has priced UNM against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 4.5× (Mar '23) to 19.2× (Jun '26).
The price-to-sales ratio has risen from 0.5× (Mar '23) to 1.1× (Jun '26).
The dividend yield has fallen from 4.0% (Mar '23) to 2.2% (Jun '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is UNM growing its revenue and profit?

Over the past 5 years, Unum Group's revenue has declined 0.1% per year, and net income declined 1.4% per year. These are computed facts, not advice.

How much debt does UNM have?

As of FY2025, Unum Group reported $3.8B of total debt against $158M of cash.

What is UNM's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 5.6%.

What is UNM's P/E ratio?

As of Jun '26, Unum Group traded at a price-to-earnings ratio of about 19.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.