TRU Financials Transunion

14 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Oct 30, 2026, 11:16 UTC Overview →

Growth & profitability

Revenue has grown 12.6% per year over the past 5 years.
Net income has grown slower than revenue (5.8% vs 12.6% per year).
Operating margin has contracted, at 18.7% in the latest year.
Free cash flow has grown 2.6% per year over the past 5 years.

Financial health

Total debt ($5.1B) exceeds cash ($854M); net debt is $4.3B.
Total debt has grown slower than revenue (8.1% vs 12.6% per year).
Operating income covered interest expense 3.6× in the latest year.
Total debt is 3.6× EBITDA.

Shareholder returns

Dividends have been paid for 8 consecutive years, consuming 19.9% of earnings and 13.7% of free cash flow.
The dividend has grown 9.5% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$4.6B	$455M	0.0%	18.7%	10.3%	4.1%	$662M	$5.1B	$854M
2024	$4.2B	$284M	0.0%	15.9%	6.7%	2.6%	$517M	$5.1B	$680M
2023	$3.8B	-$206M	0.0%	3.4%	-5.1%	-1.9%	$335M	$5.3B	$476M
2022	$3.7B	$266M	0.0%	16.9%	6.4%	2.3%	-$1M	$5.7B	$585M
2021	$3.0B	$1.4B	0.0%	22.0%	35.6%	11.0%	$584M	$6.4B	$1.8B
2020	$2.5B	$343M	0.0%	19.8%	13.5%	4.7%	$582M	$3.5B	$493M
2019	$2.5B	$347M	64.5%	22.0%	15.4%	4.9%	$589M	$3.7B	$274M
2018	$2.3B	$277M	65.9%	22.1%	14.6%	3.9%	$376M	$4.0B	$187M
2017	$1.9B	$441M	66.6%	24.0%	25.5%	8.6%	$331M	$2.5B	$116M
2016	$1.7B	$121M	66.0%	17.6%	8.8%	2.5%	$266M	$2.4B	$182M
2015	—	$6M	—	—	0.5%	0.1%	$177M	$2.2B	$133M
2014	—	-$13M	—	—	-2.1%	-0.3%	-$900000	$2.8B	$78M
2013	—	-$35M	—	—	-5.6%	-0.8%	$62M	$2.9B	$111M
2012	—	-$9M	—	—	-1.3%	-0.2%	-$2M	$2.7B	$154M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Sep '26	$1.3B	$156M	0.0%	20.4%	3.2%	1.3%	$363M	$5.3B	$883M
Jun '26	$1.3B	$143M	0.0%	19.7%	3.0%	1.2%	$306M	$5.4B	$839M
Mar '26	$1.2B	$397M	0.0%	19.7%	8.4%	3.3%	$19M	$5.4B	$733M
Dec '25	$1.2B	$101M	0.0%	17.4%	2.3%	0.9%	$223M	$5.1B	$854M
Sep '25	$1.2B	$97M	0.0%	17.8%	2.2%	0.9%	$240M	$5.0B	$750M
Jun '25	$1.1B	$110M	0.0%	16.9%	2.4%	1.0%	$214M	$5.1B	$688M
Mar '25	$1.1B	$148M	0.0%	23.2%	3.4%	1.4%	-$16M	$5.1B	$610M
Dec '24	$1.0B	$66M	0.0%	16.5%	1.6%	0.6%	$137M	$5.1B	$680M
Sep '24	$1.1B	$68M	0.0%	14.4%	1.6%	0.6%	$161M	$5.1B	$643M
Jun '24	$1.0B	$85M	0.0%	17.5%	2.1%	0.8%	$227M	$5.2B	$543M
Mar '24	$1.0B	$65M	0.0%	15.4%	1.6%	0.6%	-$8M	$5.3B	$434M
Dec '23	$954M	$6M	0.0%	6.4%	0.1%	0.1%	$104M	$5.3B	$476M
Sep '23	$969M	-$319M	0.0%	-24.4%	-8.0%	-2.9%	$81M	$5.3B	$421M
Jun '23	$968M	$54M	0.0%	16.4%	1.2%	0.5%	$138M	$5.4B	$442M
Mar '23	$940M	$53M	0.0%	15.4%	1.2%	0.5%	$11M	$5.5B	$439M
Dec '22	$902M	$46M	0.0%	15.9%	1.1%	0.4%	$116M	$5.7B	$585M
Sep '22	$938M	$79M	0.0%	18.1%	2.0%	0.7%	$119M	$5.8B	$596M
Jun '22	$948M	$93M	0.0%	18.9%	2.3%	0.8%	-$189M	$5.8B	$522M
Mar '22	$921M	$48M	0.0%	14.7%	1.2%	0.4%	-$47M	$5.8B	$1.3B
Dec '21	$790M	$1.0B	0.0%	14.4%	26.0%	8.1%	$73M	$6.4B	$1.8B

Valuation over time

How the market has priced TRU against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 44.5× (Mar '23) to 33.2× (Nov '26).
The price-to-sales ratio has risen from 3.2× (Mar '23) to 3.3× (Nov '26).
The dividend yield has fallen from 0.7% (Mar '23) to 0.6% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is TRU growing its revenue and profit?

Over the past 5 years, Transunion's revenue has grown 12.6% per year, and net income grown 5.8% per year. These are computed facts, not advice.

How much debt does TRU have?

As of FY2025, Transunion reported $5.1B of total debt against $854M of cash; operating income covered interest expense 3.6×.

What is TRU's profit margin?

In FY2025, gross margin was —, operating margin 18.7%, and net margin 10.0%.

What is TRU's P/E ratio?

Transunion's P/E (TTM) is 18.93 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the TRU stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 33.2× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.