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TRU Financials Transunion

14 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 12.6% per year over the past 5 years.
  • Net income has grown slower than revenue (5.8% vs 12.6% per year).
  • Operating margin has contracted, at 18.7% in the latest year.
  • Free cash flow has grown 2.6% per year over the past 5 years.

Financial health

  • Total debt ($5.1B) exceeds cash ($854M); net debt is $4.3B.
  • Total debt has grown slower than revenue (8.1% vs 12.6% per year).
  • Operating income covered interest expense 3.6× in the latest year.
  • Total debt is 3.6× EBITDA.

Shareholder returns

  • Dividends have been paid for 8 consecutive years, consuming 19.9% of earnings and 13.7% of free cash flow.
  • The dividend has grown 9.5% per year over the past 5 years.
Revenue & net income
-$206M $2B $5B $0 2012 2014 2016 2018 2020 2022 2024
RevenueNet income
Margins (gross / operating / net)
-5% 31% 67% 0% 2012 2014 2016 2018 2020 2022 2024
GrossOperatingNet
Free cash flow (CFO − capex)
-$2M $330M $662M $0 2012 2014 2016 2018 2020 2022 2024
Free cash flow
Cash vs total debt
$0 $3B $6B 2012 2014 2016 2018 2020 2022 2024
CashTotal debt
Cash flow: operating / investing / financing
-$2B $275M $3B $0 2012 2014 2016 2018 2020 2022 2024
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $4.6B $455M 0.0% 18.7% $662M $5.1B $854M
2024 $4.2B $284M 0.0% 15.9% $517M $5.1B $680M
2023 $3.8B -$206M 0.0% 3.4% $335M $5.3B $476M
2022 $3.7B $266M 0.0% 16.9% -$1M $5.7B $585M
2021 $3.0B $1.4B 0.0% 22.0% $584M $6.4B $1.8B
2020 $2.5B $343M 0.0% 19.8% $582M $3.5B $493M
2019 $2.5B $347M 64.5% 22.0% $589M $3.7B $274M
2018 $2.3B $277M 65.9% 22.1% $376M $4.0B $187M
2017 $1.9B $441M 66.6% 24.0% $331M $2.5B $116M
2016 $1.7B $121M 66.0% 17.6% $266M $2.4B $182M
2015 $6M $177M $2.2B $133M
2014 -$13M -$900000 $2.8B $78M
2013 -$35M $62M $2.9B $111M
2012 -$9M -$2M $2.7B $154M

Valuation over time

How the market has priced TRU against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 33.6 67.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 2.6 5.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 0.5 0.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is TRU growing its revenue and profit?

Over the past 5 years, Transunion's revenue has grown 12.6% per year, and net income grown 5.8% per year. These are computed facts, not advice.

How much debt does TRU have?

As of FY2025, Transunion reported $5.1B of total debt against $854M of cash; operating income covered interest expense 3.6×.

What is TRU's profit margin?

In FY2025, gross margin was —, operating margin 18.7%, and net margin 10.0%.

What is TRU's P/E ratio?

As of Jun '26, Transunion traded at a price-to-earnings ratio of about 28.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.