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THFF Financials First Financial Corp /In/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 3.3% per year over the past 5 years.

Financial health

  • Total debt ($188M) exceeds cash ($130M); net debt is $58M.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 30.5% of earnings and 28.0% of free cash flow.
  • The dividend has grown 11.1% per year over the past 5 years.
Revenue & net income
$0 $40M $79M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $43M $86M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $344M $688M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$434M $18M $469M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $79M $86M $188M $130M
2024 $47M $54M $28M $94M
2023 $61M $80M $109M $77M
2022 $71M $77M $10M $223M
2021 $53M $51M $109M $688M
2020 $54M $74M $6000 $657M
2019 $49M $49M $31000 $127M
2018 $47M $55M $0 $74M
2017 $29M $47M $0 $74M
2016 $38M $132000 $75M
2015 $30M $13M
2014 $34M $13M
2013 $32M $58M
2012 $33M $119705
2011 $37M

Valuation over time

How the market has priced THFF against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.4 14.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 1.9 3.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is THFF growing its revenue and profit?

See the revenue and net-income charts above for First Financial Corp /In/'s multi-year trend.

How much debt does THFF have?

As of FY2025, First Financial Corp /In/ reported $188M of total debt against $130M of cash.

What is THFF's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is THFF's P/E ratio?

As of Jun '26, First Financial Corp /In/ traded at a price-to-earnings ratio of about 11.5× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.