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THFF Financials First Financial Corp /In/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 3.3% per year over the past 5 years.

Financial health

  • Total debt ($188M) exceeds cash ($130M); net debt is $58M.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 30.5% of earnings and 28.0% of free cash flow.
  • The dividend has grown 11.1% per year over the past 5 years.
Net income
$0 $40M $79M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 7% 15% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $325M $651M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $43M $86M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $344M $688M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$434M $18M $469M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $79M — — 12.2% 1.4% $86M $188M $130M
2024 — $47M — — 8.6% 0.9% $54M $28M $94M
2023 — $61M — — 11.5% 1.3% $80M $109M $77M
2022 — $71M — — 15.0% 1.4% $77M $10M $223M
2021 — $53M — — 9.1% 1.0% $51M $109M $688M
2020 — $54M — — 9.0% 1.2% $74M $6000 $657M
2019 — $49M — — 8.9% 1.2% $49M $31000 $127M
2018 — $47M — — 10.5% 1.5% $55M $0 $74M
2017 — $29M — — 7.0% 1.0% $47M $0 $74M
2016 — $38M — — 9.3% 1.3% — $132000 $75M
2015 — $30M — — 7.4% 1.0% — $13M —
2014 — $34M — — 8.6% 1.1% — $13M —
2013 — $32M — — 8.2% 1.0% — $58M —
2012 — $33M — — 8.8% 1.1% — $119705 —
2011 — $37M — — 10.7% 1.3% — — —

Valuation over time

How the market has priced THFF against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.4 14.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 1.9 3.9 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is THFF growing its revenue and profit?

See the revenue and net-income charts above for First Financial Corp /In/'s multi-year trend.

How much debt does THFF have?

As of FY2025, First Financial Corp /In/ reported $188M of total debt against $130M of cash.

What is THFF's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is THFF's P/E ratio?

First Financial Corp /In/'s P/E (TTM) is 10.88 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the THFF stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 11.6× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.